There is a great program in Florida that will give you $15,000 to buy a home if you a first time homebuyer or have not owned a home in the past 3 years. You can use this money to pay for your down payment and closing costs! Watch now to find out how! And don't forget to watch our other videos about more down payment assistance programs and how to prepare to get pre-approved for them! For access to all Down Payment Assistance Programs in the USA offering $7,500 - $50,000+, Simply copy and paste the link below into your internet browser to access The Down Payment Assistance/Home Buyer Loan Programs Wizard. Search for programs with Jennifer! https://www.workforce-resource.com/dpr/pmt/MFRMLS/JENNIFER_DE_VIVO Or connect with Jennifer De Vivo at www.jenniferdevivorealty.com or by calling 407-921-1310. -~-~~-~~~-~~-~- Please watch: "Fall Orlando, Florida Housing Market Update 2017" https://www.youtube.com/watch?v=Gl55rwd1IHU -~-~~-~~~-~~-~-
Views: 42568 De Vivo Realty
HUGE update for Down Payment Assistance programs! Home in 5 is no longer the preferred DPA program. In this video I go into great detail on what program I think is the best DPA program at the moment. My name is Javier Vidana, a Realtor with My Home Group in Phoenix, Arizona. I've been helping families for almost 6 years with a focus on first time home and move-up buyers. I am super passionate about helping folks accomplish their home goals, and I am equally passionate in creating videos to help those seeking advice in real estate. My goals are to become the first of my kind Real Estate Youtuber, and to be the face of straightforward real estate educational content and blogs on Youtube. Follow me on Instagram! https://www.instagram.com/jevidana/ I'd be honored to help you accomplish your home goals! You can find all my info below: PHONE: 623-707-9836 EMAIL: [email protected] LEARN MORE ABOUT ME: www.JavierVidana.com NOT IN AZ BUT NEED AN AGENT REFERRAL?** www.javiervidana.com/referral/ . We will schedule a time so we can talk Outro Song was purchased by Tom Winter! https://tomwinter.bandcamp.com/
Views: 11663 Javier Vidana
This is a real estate video about how you can use grant money for your down payment on your new home. TSAHC offers grants to Texas Residents of 5% to cover down payment and closing costs.
Views: 4531 John E. McClellan
VHDA Down Payment Assistance Grant for First Time Home Buyers: Learn more about the program and view recommended lenders at http://jackjenkinshomes.com/vhda-down-payment-assistance-first-time-home-buyer-grants-va/ and view the latest homes for sale in Northern Virginia including Culpeper, Madison, Orange, Fauquier, Prince William and surrounding counties. The VHDA Down Payment Assistance grant allows first time home buyers to buy a home by giving them up to 3.5% for a down payment. This money doesn't have to be repayed and you will also be eligible for a Mortgage Credit certificate to help with lower your taxes. A first time home buyer according to the VHDA is anyone who hasn't owned a home in the last 3 years. Learn more at www.jackjenkinshomes.com or give me a call or text at 571-229-6877.
Call / text me anytime (858) 245-6718 or email [email protected] How to purchase a Home with $0 money down through the Down Payment Assistance program through the State of California CALHFA program. http://www.calhfa.ca.gov/ Looking forward to working together!
Views: 2607 Miguel Carrasco
In this video I go over 4 ways to buy a house with NO money down. If you are looking to buy a house with no money or little money down one of these programs should work. Contact me at http://www.tampa2enjoy.com/contact-us/ #1 Home Buyer Mistake: https://www.youtube.com/watch?v=bG2At9o9NFQ The most asked about question most real estate agents get from the client is how to buy a house with no money down. How to buy a house with no money own or very little down. These 4 different loan programs will give you an idea of the options. So let's start off with the government loans. Everybody has heard of an FHA loan which is a department in HUD (Housing in Urban Development). FHA stands for Federal Housing Administration which they are guaranteeing the loan in case of default. The second one is VA. Now if you've been a veteran or have VA eligibility, you've been in the reserves, then you could get a VA loan. FHA is probably the most popular. FHA is a formula, but it's about 3 1/2% down. That's the down payment for FHA. And then you have the closing cost, and again, this could vary on a lot of different factors. The second one is the VA. VA, probably hands-down is for no down payment and even no closing costs. It's certainly one of the better options out there. If you are a veteran or been in the reserves and you have the eligibility because a VA Loan program actually has a no down payment program. There is no down payment and then you have your closing cost, but again, you could get it from a gift from a relative and you could ask the seller to pay the closing cost. So there's a lot of different avenues that you could go on that. Another one is, when most people talk Fannie Mae, you have Fannie Mae or Freddie Mac, but most lending institutions use a conventional loan and is generally just underwritten under Fannie Mae. Now Fannie Mae does have a 5% down and 3% downpayment program in most cases. You could get into this with your lender because it all depends on your particular case, but in most cases, you don't want to go with the 3% because it's just going to be higher interest rate, much higher mortgage insurance premium. They have a 5% and you could even get that money and the 3% for that matter, you could even get that money as a gift from a relative then you have on the closing cost the seller pay it. We have something called the USDA. This is more for the rural areas, but it doesn't necessarily mean you are really in a rural area or very far away. We have it in some of our outlining cities and you could go to their website and see if you’re are eligible or not. It's 100% financing program and then you could have the seller pay for your closing cost if you want. They have it throughout the country. There many of down payment programs in the US but the drawback is most people don’t know about and almost all don’t know where to start. You have to be cautious and you have to do a little bit of your own research. If you're using a bank, always try to use a loan officer that's local and of course, always try to use a real estate agent that knows what they're doing but that's the basics on the different loan programs. Overall, a VA loan is best if you qualify for one. If you aren't a veteran but have decent credit, a conventional loan is naturally a better choice than an FHA loan. And an FHA loan means that you don't need an exceptional credit or much money upfront, so if you can't qualify for any of the other choices, it may be your best bet. Of course, don't forget to check with banks in your area to see what they offer. The bottom line is that even if you don't have tons of cash in the bank, there are several choices available to help you become a homeowner, so don't let a lack of funds keep you from buying your dream home. Please contact me if you have any questions about buying a home with no money down. Links you can use: VA: https://www.va.gov/ FHA: https://www.hud.gov/program_offices/housing/fhahistory Fannie Mae: http://www.fanniemae.com/portal/index.html USDA: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do Sincerely, Lance Mohr Mohr Home Group at Keller Williams 813-317-4009 http://www.tampa2enjoy.com https://www.youtube.com/tampa2enjoy
Views: 13609 Lance Mohr
The Georgia Dream Homeownership Program provides first mortgage loans, down payment assistance and home buyer education to eligible home buyers. An eligible borrower must not have owned a home in the past three years, or must be purchasing a home in a targeted area. The borrower must meet income and purchase price limits, have limited assets, and must invest at least $1,000 into the purchase transaction. The Hardest Hit Fund Down Payment Assistance Program (HHF-DPA) provides $15,000 in down payment and closing cost assistance to eligible borrowers purchasing an existing home in ten of Georgia’s hardest hit counties: Fulton, Dekalb, Paulding, Clayton, Muscogee, Douglas, Gwinnett, Chatham, Henry and Bibb. $15,000 is available under this program on a first come, first served basis. Borrowers who qualify for the Georgia Dream Program benefit from down payment assistance. All eligible borrowers qualify for $5,000. Two additional programs are available: Down Payment Assistance for Protectors, Educators and Health Care Workers (PEN), and Down Payment Assistance for Families with members who are disabled (CHOICE). PEN and CHOICE eligible borrowers qualify for $7,500 in down payment assistance. If you have challenged credit I can assist you with restoring your credit before applying for your dream home! I can be reached at 404-618-5380 or to get started immediately go to my website www.danekiataylor.com Georgia Dreams| First-time home buyers| qualify| homes| credit
Views: 4040 DANEKIA TAYLOR
First Time Home Buyer Grant Programs | First Time Home Buyer Programs http://lenderfunnel.com/ First-time home buyer grants have income and purchase limits that vary from state to state and county to county. For example, the California Housing and Finance Agency income limits for the California Homebuyer's Downpayment Assistance Program in San Francisco ranges from $83,000 to $157,000, depending on the number of people in the household. While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available. There are some things you should know about government funding of a new home: The federal government does not give housing grants directly to individuals. The funds are given to states and certain municipalities, who in turn, distribute the funds to residents. No grant will cover 100% of the cost of a house. The government will not give a grant to anyone who cannot use it toward a mortgage; therefore, qualification for a mortgage is necessary. Any program the federal government has to assist first-time buyers in a home purchase will require that you attend a HUD approved Housing Counseling class. They help people get their finances organized so they will qualify for a mortgage.
Views: 29854 Lender Funnel
This week I want to talk about one of those little known programs. The National Homebuyers Fund (NHF) offers the Sapphire Program which is a grant. A DPA grant decreases the homebuyer costs, avoids burdening the homebuyer with additional debt and eliminates property liens associated with secondary financing options. This also creates a long-term positive domino effect because the housing market is infused with borrowers holding more equity for a future move-up purchase if they desire, in turn freeing up another potential entry-level property. Iron Point Mortgage is a home loan lender in beautiful Folsom, CA servicing the tri county area of Sacramento, Placer and El Dorado. We offer several loan products including FHA Loan, VA Loan, USDA, Conventional, and Jumbo. Thanks for watching and please take a moment to subscribe to our YouTube Channel. Kevin Fritz MLO #220254 Iron Point Mortgage 916-985-3200 ©2015 A division of Finance of America Mortgage LLC | Equal Housing Lender | NMLS 1071 | AZ BK 0910184 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Category People & Blogs License Creative Commons Attribution license (reuse allowed) Remix this video
Views: 374 Iron Point Mortgage
http://www.leskotutor.com/Custom-Research_c_11.html Matthew Lesko LeskoTutor.com ***Let Me Do Your Free Money Research Award Winning Financial Advice Columnist, Researcher and Entrepreneur Sold Over 4 Million Books 2 New York Times Best Selling Books 2 “Best Reference Book of the Year Awards from American Library Association” Founder of 3 Information Companies Wrote Financial Columns for New York Times Syndicate, Good Housekeeping Magazine and Chicago Tribune Appeared on hundreds of TV Talk shows including Oprah, Larry King, Letterman, Leno, The Today Show and his famous Infomercials.
Views: 371 Matthew Lesko
First Time Home Buyer Programs - 5 Low Or No Down Payment Loans Programs Visit: http://sellectrealty.com/first-time-home-buyers-programs/ Also , If you want to know first time home buyers tips 2017 check this useful link: http://sellectrealty.com/first-time-home-buyers-tips-2017/ If you are a first time home buyer, making a down payment is probably going to be the biggest hurdle during the whole process. With the increased sales and low supply, the prices have gone up, and so have the down payment amount. There is a myth among first time home buyers that 20 percent down payment is what you must pay to qualify for a mortgage. However, the reality is different. There are several first time home buyer programs in 2017 which grant a mortgage for small or no down payment at all. Here is a look at some of the best programs for first time home buyers. VA Loans (No Down Payment): Are you a US military veteran or a surviving spouse of one? VA (Veteran Affairs) is the loan to go with. This program offers individual grants and home mortgages for home buyers with zero down payment. Here are some of the advantages that come with it. A bad credit score does not disqualify you from getting the loan No mortgage insurance required Flexibility of intermittent occupancy USDA Loans (No Down Payment): USDA (US Department of Agriculture) is another first time home buyer program in 2017 that offers zero down payment option. This loan program is also known as Rural Housing Loan, but the good news is that it is not just limited to rural areas. Buyers living in a suburban area or looking for a property in of those areas can also qualify for this loan. The goal of USDA is to provide a house to “low to moderate income buyers” all across the country. Here are some of the benefits of this excellent loan program. Funds for home repairs could be included in the actual loan Small monthly mortgage installments A maximum home purchase price FHA Loans (3.5 Percent Down Payment) This loan is provided by Federal Housing Authority and requires just 3.5% down payment for a buyer with a credit a score of 580 or above. FHA is also known as a loan program for buyers with bad credit. A good credit score is anywhere between 640-700 or above. But FHA gives the relaxation and brings down the scale to 580, making it easier for first-time home buyers to qualify. However, if your score is below 580, 10% down payment is the minimum amount to be eligible for the loan. HomeReady™ (3 Percent Down Payment) This loan program is available to all US citizens and is available at almost every mortgage lender. The minimum requirement to qualify for this loan program for first time home buyers is a 3% down payment. Conventional Loan 97 (3 Percent Down Payment) Another low down payment program. Requires only 3% down payment and accepts the gifted funds as well (made by only blood relatives). Here are some of the basic qualification standards for this loan. Mortgage amount cannot be more than $424,000 Only a single family home can be purchased through this loan No adjustable mortgage rates. The mortgage must be a fixed rate mortgage. These are some of the best first time home buyer programs in 2017. Choose the one that suits you best and go ahead with your purchase.
Views: 1815 Daini Marry
Layering four grants can get you up to a total of possibly $31,500 in down payment grant money. Forgivable after 5 years!
Sharyl Silva with the California Housing Finance Agency (CalHFA) is interviewed by Rodil San Mateo and describes programs that help California home buyers with special loans and down payment assistance. CalHFA's mission is to help low to moderate income first-time home buyers in California. Ms. Silva describes some of her agency's main programs to help home buyers: CalHFA offers a FHA 1st mortgage and CHDAP down payment assistance: These can be used together and the buyer needs to bring only 1% (of the home purchase price) of their own funds. (Note: more funds may be needed to pay for closing costs. This could be provided by the seller or from gifted funds.) Conditional grant funds for qualifed new construction homes. Home buyers do not need to repay this grant if they live in the home for at least 5 years. CalHFA also partners with many cities and counties' Affordable Housing Partnership Program (AHPP) to provide down payment funds for qualified first-time home buyers. For more information, visit CalHFA at http://www.CalHFA.ca.gov To find out if you're eligible to use these programs, call Rodil San Mateo at (925)-922-0470 or at http://SFEastBayHomeLoans.com. NMLS CA-DBO 285601.
Views: 2250 EastBayLoanTips
Low To Zero Down Mortgage Programs Http://www.kingwoodmortgageguy.com Mike Durr "The Kingwood Mortgage Guy dispels a myth regarding how much money you need for today's down payment when financing a home. Mike talks about conventional mortgages with 5% down. He speaks about the popular FHA program with only 3.5% down. He also speaks about three programs that offer zero down home mortgages; VA for veterans only, USDA, specifically aimed at the rural home ownership initiative, and finally the SETH program which offers up to 5% grant funds to buy a home with zero money down. First lets talk about the conventional mortgage backed by Fannie Mae and Freddie Mac. This is a very popular program that requires only 5% down. The reason this program is popular is that the mortgage insurance is based on borrower qualifications. If you have good qualifications; high fico scores, low debt ratios and plenty of assets, the mortgage insurance is reduced based on the risk of default. Another popular feature of the conventional mortgage insurance compared to FHA is that when your loan balance reaches 78% of the value, the insurance is removed. So conventional loans feature mortgage insurance that is generally cheaper and will end at a certain point. FHA loans are very popular for several reasons, the first is that the down payment required is only 3.5%. The biggest reason people do not buy homes is because of lack of funds. Additionally FHA loans requirement for credit scores is substantially lower than a conventional loan program, the waiting period is substantially shorter for derogatory credit events, and the debt ratios allowed are substantially higher. Also the rates for FHA loans are generally lower than conventional loan products. VA loans are by far the best product and they should be. It is the government and mortgage industry's way of honoring those that have sacrificed time and blood for our country. The key features of a VA loan are that they offer zero down, very good rates and qualifying criteria that is similar to the FHA programs. The way the VA handles mortgage insurance is they collect a premium one time up front, based on your military status. USDA is a government program that has been offered for many years. They found that the people who buy in the rural areas have a lower propensity to default. The program features a upfront premium, but the key element is zero down for these properties. The property has to qualify and the borrower has to meet certain income qualifications, specifically must not be above the median income in the specific area. Finally the SETH program is a new opportunity based on FHA qualification. What they are doing here is offering a 3%, 4%, or 5% grant using the premium on FHA loans to fund either the down payment, the closing costs or both. There are some income restrictions but many people will qualify for this grant program. In summary there are low down payment options for people today, Conventional, FHA, VA, USDA and SETH. Most people who want to buy a home don't know about these programs. If you would like additional information I encourage you to call me at 281-348-9899 Kingwood Mortgage Guy 1521 Green Oak Pl. # 197 Kingwood, TX. 77339 Http://www.kingwoodmortgageguy.com mv https://www.youtube.com/watch?v=5QEBXr7GzF4&t=1s https://www.youtube.com/watch?v=d7krNgOt61U&t=1s https://www.youtube.com/watch?v=rkmcGnzhTY8 mvend chw.. https://www.youtube.com/watch?v=K91vDCFwH70 -~-~~-~~~-~~-~- Please watch: "4 Steps To Saving Big Money When Financing A New Built Home|Call 281-348-9899 For More Info" https://www.youtube.com/watch?v=Ar6_vw-gz38 -~-~~-~~~-~~-~-
Views: 2780 Michael Durr
1) What is a HUD home a. Owned by Department of Housing and Urban Development 2) Who can buy a HUD Home a. Anyone , First Time Home Buyers, Investors b. Must not work or be a vendor for HUD 3) How Long Does it take to Buy a HUD Home a. Process very similar to buying any other real estate purchase 4) Where can we find HUD homes for sale? a. www.HUDHomeStore.com b. HUD Homes are Pre-Inspected and you can view the inspection report online at HUDHomeStore.com c. www.HUDPemco.com 5) How Does a Buyer Purchase a HUD Home? i. Pre qualified to obtain a loan ii. Getting with a Broker who is trained & approved to sell HUD homes and who has a NAID number iii. Online bidding process iv. Offer Approval v. Written Documents and deposit submitted to HUD vi. Buyer Turns on Utilities to do Inspection vii. Appraiser conducts inspection viii. Attend the closing ix. You are a Homeowner!!!! 6) What Special Discounts and Loan Down Payment Programs? a. Good Neighbor Next Door i. Up to 50% Discounts on homes during a lottery period to certain professions: Teachers, First Responders in revitalization areas. b. HUD Offer Specials $100 Down Incentive c. Loan programs where you can buy a HUD Home for a little as $1000 down d. Loan programs where you can finance any needed repairs or upgrades into your loan 7) How can I find out more on How to buy a HUD Home? a. Download your free report b. www.HowtoBuyaColoradoHUDHome.com c. Call: 719 301-3440
Views: 29396 Barb Schlinker
VHDA’s Dan Kern and our Top Producing Loan Officer for 2017, Mary White, were guests on Virginia This Morning on CBS-6. They talked about how first-time homebuyers may qualify for down payment grants and more with a VHDA Loan Combo. Learn more about VHDA's Loan Combo at http://www.vhda.com/LoanCombo. A transcript of this video is available at https://www.vhda.com/Homebuyers/FindALender/Documents/DanKern_MaryWhite-Segment-Transcript.pdf
Views: 1149 VHDA
I am pre-approving a teacher at a $450,000 price point, and I review the four loan programs I presented her. Two are specifically for teachers, and the other two are not. Programs mentioned. School Teacher and Employee Assistance Program (School Program) Teacher 2nd: is a 4% of the purchase price loan that can go toward closing costs or down payments. It’s called a silent second, meaning you need to pay it back, but it’s called silent because you don’t need to pay interest, or make monthly payments on it. Interest accrues at 2.5% per year. The 3% CalHFA Zero Interest Program (ZIP) is a loan that is 3% of the loan amount, used to cover closing costs. No Interest and no monthly payment. The GSFA Grant is a 5% of the loan amount 2nd that will usually need to pay back if you sell or refinance within 3 years. However, if you are a teacher then it is forgiven day 1. So the 2nd and 3rd loans for the CalHFA loan need to be paid back, but the 2nd on the GSFA Platinum loan is forgiven and is more of a gift. Income limits apply to all these down payment assistance second (2nd) loans, The Grant is forgiven day 1 if one of these applies which I think it will to you: “Current members of the California State Teachers Retirement System (CalSTRS) or University of California Retirement Plan (UCRP), employees of a California accredited Private, Charter or Public School District or California State University, Junior College or Private College, including school administration and staff.”
Views: 104 Brian Harris
First Time Home Buyers Grants New York-Free Housing Grants Money http://propertyhomegrants.blogspot.com/ For most people, the most challenging part of purchasing a new home is coming up with the down payment or closing costs. To help stimulate the economy and assist those wanting to purchase a home, the government issues first-time home buyer grants to qualifying applicants, which is essentially free money that never has to be repaid. For full Information Visit to - http://propertyhomegrants.blogspot.com/ utah home repair grants,canada government loans for first time home buyers government assistance for real estate improvement government grants for home buyers 2012 grant for fixing things at home for disabled people in ipswich grants for college housing in minnesota grants to build homes divorced women,home building grants for land owner home owner grants 2012 information on free grants for senior citizens home improvement albany ny free online home ownership program any 2012 home improvement grants for north minneapolis california government programs 2012 commercial property grants for minority women disabled veteran home repair loan does the government have home improvement loans for senior citizens federal home grants first time buyer federal home improvement grant program find grant opportunities low income disabled individuals first time home buyer grants 2012 california free money for home improvements for bad credit grants for buying a home in illinois grants for home improvement private and govenment grants grants for low income moms to buy home grants for real estate investment
Views: 1212 Jakob tomas
IHDA's First-time Homebuyer program offers safe, fixed interest loans at affordable rates. Qualified homebuyers can receive down payment and closing cost assistance. The program is ideal for borrowers who need extra flexibility or who have limited funds for down payment and/or closing costs, yet have the financial means to maintain monthly mortgage payments. These grants are as high as $10,000.00 for veterans and $7500 for first time homebuyers. These funds are limited and are on a first come first served basis.
Views: 146 kaputtom
I have a tremendous deal to tell you about, especially if you're a first time home buyer. The VHDA has a phenomenal grant program where they're willing to pay for 3% of your down payment. This should be massive help to buyers who are struggling a little bit to pay for homes. The best part is that this is a grant, so you don't have to pay anyone back! Watch this video to learn more! http://paulherrick.realgeeks.com/blog/why-vhda-funding-down-payments/ Selling your Reston home? Check out our free home value report: http://herrickhomes.yourkwagent.com/atj/user/CMAFormGetAction.do Buying a Reston home? Search all homes for sale: http://www.mlsfinder.com/md_mris/paulherrick/?so=a&domain=herrickhomes.yourkwagent.com When you hire Paul Herrick and his team, you are hiring a positive, helpful partner for buying or selling a home. Paul and his team utilize innovative marketing strategies and strong negotiation skills to get you the best deal possible for your home. Paul Herrick and his team are experts in Northern Virginia real estate and they bring a wealth of knowledge and expertise about buying and selling real estate here. Paul Herrick Herrick Realty Services Keller Williams Realty Phone: (703) 831-4131 [email protected] I was speaking with a colleague of mine recently who was telling me about a fantastic VHDA Grant Program. Joe Lucas from SWBC Mortgage is here with us today to tell us more about this opportunity for first-time homebuyers. The VHDA is granting enough money for a 3% down payment on a down payment for a home loan. This is for first time buyers that are using the Virginia Housing Development Authority's grant program. If you can qualify for the program, you can have them pay for 3% of your down payment and you never have to pay it back. This is free money! This is an amazing program if you need a little extra help getting into a home. This is great news for buyers and sellers alike. This program will widen the buyer pool, and more people will be able to afford homes like yours. If you have any questions about this, or if you'd like to get in touch with Joe, please don't hesitate to reach out to me.
Views: 559 Paul Herrick
What Are FHA Loan Requirements? | FHA Mortgage Loan Requirements Apply for a loan today at http://www.lenderfunnel.com/ FHA loans provide great assistance to many first time home buyers by offering mortgage loans with lower down payments. While this is a benefit for many people, recent changes in policy may have put the loans just out of reach for some would-be homeowners with questionable credit history. Minimum credit scores for FHA loans depend on the type of loan the borrower needs. To get a mortgage with a down payment as low as 3.5 percent, the borrower needs a credit score of 580 or higher. Those with credit scores between 500 and 579 must make down payments of at least 10 percent. Benefits of an FHA Loan The reason why FHA loans are so popular is because borrowers that use them are able to take advantage of benefits and protections unavailable with most traditional mortgage loans. Loans through the FHA are insured by the agency, so lenders are more lenient. For many home buyers, using an FHA loan can really make the difference between owning your dream house comfortably or turning it into a financial nightmare. The FHA provides a wealth of benefits for applicants that qualify, so make sure you're making full use of them. Home ownership rates in America continue to increase at a steady rate due in a large part to the implementation of FHA home loans more than seventy years ago. Over the years, FHA has helped Americans gain the financial independence that comes with owning a home. By creating jobs and reasonable mortgage rates for the middle class, financing military housing, and producing housing for the low income and the elderly, FHA has helped Americans become some of the best housed people in the world with over 73 million Americans currently owning their own homes. HOW IT WORKS By serving as an umbrella under which lenders have the confidence to extend loans to those who may not meet conventional loan requirements, FHA's mortgage insurance allows individuals to qualify who may have been previously denied for a home loan by conventional underwriting guidelines. FHA loans benefit those who would like to purchase a home but haven't been able to put money away for the purchase, like recent college graduates, newlyweds, or people who are still trying to complete their education. It also allows individuals to qualify for a FHA loan whose credit has been marred by bankruptcy or foreclosure. NUTS AND BOLTS The most popular FHA home loan is the 203(b). This fixed-rate loan often works well for first time home buyers because it allows individuals to finance up to 97 percent of their home loan which helps to keep down payments and closing costs at a minimum. The 203(b) home loan is also the only loan in which 100 percent of the closing costs can be a gift from a relative, non-profit, or government agency. Subscribe to my YouTube Channel Apply for a loan today at http://www.lenderfunnel.com/ What Are FHA Loan Requirements? | FHA Mortgage Loan Requirments
Views: 137877 Lender Funnel
Our offerings under Rule 506(c) are for accredited investors only. GENERALLY, NO SALE MAY BE MADE TO YOU IN THIS OFFERING IF THE AGGREGATE PURCHASE PRICE YOU PAY IS MORE THAN 10% OF THE GREATER OF YOUR ANNUAL INCOME OR NET WORTH. DIFFERENT RULES APPLY TO ACCREDITED INVESTORS AND NON-NATURAL PERSONS. BEFORE MAKING ANY REPRESENTATION THAT YOUR INVESTMENT DOES NOT EXCEED APPLICABLE THRESHOLDS, WE ENCOURAGE YOU TO REVIEW RULE 251(D)(2)(I)(C) OF REGULATION A. FOR GENERAL INFORMATION ON INVESTING, WE ENCOURAGE YOU TO REFER TO WWW.INVESTOR.GOV. Subscribe and comment to qualify for a FREE Real Estate Investing Coaching session with Grant Cardone. Buying Your First Deal—Real Estate Investing Made Simple: Here are 4 things you will need to do to get your 1st deal in real estate: 1.Find a deal— People think it’s easy getting into real estate but it’s not. It takes reading report after report. You have to find a deal and that’s harder than people think. 2.Analyze it—Do you know what to look for in a deal? Do you know the terminology? 3.Finance it— It’s expensive getting a big deal. Buildings with 50 units or more are out of reach for most people. Most can’t get the debt, let alone the down payment for a $30 million-dollar deal. This is probably the biggest problem that scares people away from investing in multi-family 4.Manage it— Every building comes with tenants, termites, and toilets. If you have the money but not the time, if you have a job that you’re making a lot of money with, if you’re the CEO of a company you don’t have the time to work with the tenants, termites, and toilets that come with a property. You can be a passive investor and not have to worry about finding the deal, analyzing it, funding it, or managing it. Those are the problems I’ve had and the problems you’re going to have if you go at it alone. So I'm going to offer you something. To qualify for my offer, you need 3 things: 1.You need to be an accredited investor 2.You need to love real estate and be a positive person. 3.Email [email protected] for more details ---- ►Where to follow and listen to Uncle G: Instagram: https://www.instagram.com/grantcardone Facebook: https://www.facebook.com/grantcardonefan SnapChat: https://www.snapchat.com/add/grantcardone. Twitter: https://twitter.com/GrantCardone Website: http://www.grantcardonetv.com Products: http://www.grantcardone.com LinkedIn: https://www.linkedin.com/in/grantcardone/ iTunes: https://itunes.apple.com/us/podcast/cardone-zone/id825614458 ---- Thank you for watching this video—Please Share it. I like to read comments so please leave a comment and… ► Subscribe to My Channel: https://www.youtube.com/user/GrantCardone?sub_confirmation=1 -- Grant Cardone is a New York Times bestselling author, the #1 sales trainer in the world, and an internationally renowned speaker on leadership, real estate investing, entrepreneurship, social media, and finance. His 5 privately held companies have annual revenues exceeding $100 million. Forbes named Mr. Cardone #1 of the "25 Marketing Influencers to Watch in 2017". Grant’s straight-shooting viewpoints on the economy, the middle class, and business have made him a valuable resource for media seeking commentary and insights on real topics that matter. He regularly appears on Fox News, Fox Business, CNBC, and MSNBC, and writes for Forbes, Success Magazine, Business Insider, Entrepreneur.com, and the Huffington Post. He urges his followers and clients to make success their duty, responsibility, and obligation. He currently resides in South Florida with his wife and two daughters.
Views: 245008 Grant Cardone
The State of New York Mortgage Agency, more commonly referred to as SONYMA, is a public authority that was established in the year 1970 in an attempt to provide reasonable and affordable home-ownership opportunities to low and moderate income New Yorkers, especially to first time home buyers.Since then, SONYMA has been successfully offering mortgage programs as well as mortgage credit certificates that will assist first time home buyers in the process of purchasing a house in the State of New York.In line with this, The State of New York Mortgage Agency has been running the Down Payment Assistance Loan Program (DPAL) wherein it intends to help first time home buyers overcome the setbacks brought about by down payments and closing costs.Admittedly, two of the major hurdles that an individual faces when buying a home are the down payment and closing costs. Down payments, as defined in the SONYMA glossary, is the "part of the purchase price of a property that the buyer pays in cash and does not finance with a mortgage."On the other hand, the closing cost, is defined as the "Expenses (over and above the price of the property) incurred by buyers and sellers in transferring ownership of a property. Closing costs normally include, but are not limited to, fees charged by lenders, attorney fees, taxes, insurance premiums (e.g. flood insurance, hazard insurance, PMI), escrow charges, title insurance costs and survey costs."The Down Payment Assistance Loan Program aims to assist first time home buyers in the process of securing their down payment and closing costs through the acquisition of a second mortgage plan which can be used simultaneously with any available SONYMA first time home buyer program.The key feature about the Down Payment Assistance Loan Program is that it has a 0% interest rate, requires no monthly payment, and the perhaps the best part is, the loan will be forgiven or eradicated if the borrower chooses to stay in his or her SONYMA-financed home after 10 years of procuring the loan.The DPAL program stipulates that it cannot release funds that exceeds the amount of the actual down payment and/or closing costs that is associated with the chosen mortgage loan transaction of the borrower.In order to take advantage of the DPAL program, borrowers must still make a 1% contribution out of the value of the property in order to exhibit the borrower is still capable of repaying the mortgage and has sufficient income that would cover the mortgage payments in the long run.If you wish to read more about the Down Payment Assistance Loan Program, you can check out the program's official website at http://www.nyhomes.org/Home/Buyers/SONYMA/DownPaymentAssistanceLoan(DPAL).htm.
Views: 218 Government Grants
Our offerings under Rule 506(c) are for accredited investors only. GENERALLY, NO SALE MAY BE MADE TO YOU IN THIS OFFERING IF THE AGGREGATE PURCHASE PRICE YOU PAY IS MORE THAN 10% OF THE GREATER OF YOUR ANNUAL INCOME OR NET WORTH. DIFFERENT RULES APPLY TO ACCREDITED INVESTORS AND NON-NATURAL PERSONS. BEFORE MAKING ANY REPRESENTATION THAT YOUR INVESTMENT DOES NOT EXCEED APPLICABLE THRESHOLDS, WE ENCOURAGE YOU TO REVIEW RULE 251(D)(2)(I)(C) OF REGULATION A. FOR GENERAL INFORMATION ON INVESTING, WE ENCOURAGE YOU TO REFER TO WWW.INVESTOR.GOV. Subscribe and comment to qualify for a FREE Real Estate Investing Coaching session with Grant Cardone. For more click here: http://www.grantcardonetv.com/realestate Uncle G brings it for free every Monday with captain Ryan. Today on the show Grant advises to not chase your budget. Finances are won on offence. When you don’t have money, you need to get other people’s money. Who’s got your money? Don’t buy deals you wouldn’t look at if you had a bunch of money. The fact is, we all get stuck finding money no matter how rich you are, so the thing to keep in mind is the deal is what matters, not how much money you have. Most people do deals based on how much money they have. There is no such thing as no money down because you will have to exchange something with them—sooner or later the money will have to come from somewhere. Where can you go to raise money? It’s out there, you just have to find it. Act as a broker and act like you know what you’re doing. Here are 3 things to ask before going into any deal: 1.Ask a woman to tell you how she felt around the property. Just like when you go into a room, you know how it feels. How does the property feel to you? This is subjective, but ask yourself this. 2.Go over the numbers, the T12. This is objective. Do the numbers add up and make sense? 3.Go look at worst case scenario. Go look at the worst year ever. Will it still break even if another 2008 happens?
Views: 751640 Grant Cardone
Clay Winder with Keller Williams Realty invites Dustin Kenyon from Utah Valley Housing Services to talk about grant money offered by cities to assist in down payments when buying homes. Dustin explains all the fine details of how to receive government money when buying a home in Utah.
Views: 342 Clay Winder
To Order a Custom Report Go To http://www.leskotutor.com/Money-To-Buy-or-Fix-Up-A-Home-for-Where-You-Live-Custom-Video-Report-Delivered-By-Email-In-14-Days_p_55.html Links from a sample report: ***12 Programs to Buy, Repair or Invest in Most Any Home plus Pay Delinquent Mortgage Payments http://discover.pbcgov.org/DES/Pages/Housing-Mortgage-Programs.aspx ***$20,000 Down Payment Assistance and Zero% Closing Costs http://www.wpb.org/CMSPages/GetAmazonFile.aspx?path=~\wpb_website\media\housing\documents\oakton-preserve-flyer.pdf&hash=05ae0d4e6cb6fc0245c4e72be51890aaa9edf56c1df455196522f6d13b8e32fe ***$10,000 Grant to Make Your Home Look Prettier http://discover.pbcgov.org/ocr/Pages/NHBP-Program.aspx ***$60,000 To Pay for Down Payment and Closing Costs http://www.wpb.org/Departments/Housing-Community-Development/Housing ***$50,000 at ZERO% Interest to Fix Up Your Home Deferred Pay Back http://www.wpb.org/CMSPages/GetAmazonFile.aspx?path=~\wpb_website\media\individual-attachments\hcd\nofa-rehab-hsp-nov-2015.pdf&hash=db27106f948bab2aa5fa624ffd95f55896982ab0773353be71599c7cfe7e268c ***$3,000 to Help Renters First Month, Last Month, Security Deposits, Utility Bills http://www.wpb.org/CMSPages/GetAmazonFile.aspx?path=~\wpb_website\media\housing\documents\nofa-rehab-hsp-nov-2015.pdf&hash=2640aa716b741f91e98485d9928682266b2c95f3cb05e96ff0ba752714a7e5f9 ***Housing Assistance for People with AIDS http://www.wpb.org/Departments/Housing-Community-Development/Housing ***$30,000 at Zero% Interest Down Payment Assistance and No Payment for 30 Years http://www.pbchfa.org/owners_renters.html ***Make an Extra $2,000 Per Year Just Because You Own a Home http://www.pbchfa.org/owners_renters.html ***Discounted Rental Units for Low- and Median-Income Renters http://www.pbchfa.org/owners_renters.html ***Down Payment Assistance, Closing Costs and Minor Repair Assistance for Active Duty Military, Veterans and Surviving Spouses http://discover.pbcgov.org/DES/Pages/VHPP.aspx ***Grants to Make Your Neighborhood Look Better http://discover.pbcgov.org/ocr/Pages/NPG-Program.aspx ***$10,000 Grants to Improve Your Commercial Property http://www.downtownwpb.com/facade-grant/ ***$1,000 to $25,000 at Zero% Interest Hurricane Relief Loan for Your Business http://www.floridadisasterloan.org/ ***$10,000 for Down Payment at Zero% Interest Plus $2,000 and a Low-Interest Mortgage http://www.coj.net/departments/independent-boards-and-agencies/docs/jacksonville-housing-finance-authority/program-documents/sflp-brochure-2015-03-09.aspx ***Subsidy Payments If You Can’t Afford Rent http://www.wpbha.org/housing/section_8_hcv.html ***How to Purchase a Home Using Local Housing Authority Vouchers https://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/programs/hcv/homeownership More Sample Links from a report https://portal.hud.gov/hudportal/HUD?src=/groups/landlords http://www.ochousing.org/ https://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=fl http://floridalawhelp.org/ http://www.flhousing.org/wp-content/uploads/2016/03/Emergency-Solutions-Grant-Funding-2016-03-01.pdf https://www.habitatpbc.org/ http://www.rebuildingtogether-pb.org/ http://www.ilru.org/projects/cil-net/cil-center-and-association-directory http://gero.usc.edu/nrcshhm/directory/ http://www.easterseals.com/explore-resources/making-life-accessible/housing-brochures.html https://www.adrc-tae.acl.gov/tiki-index.php?page=ADRCLocator http://www.assurancewireless.com/Public/Welcome.aspx https://www.safelink.com/ http://www.lifelinesupport.org/ls/ http://www.centurylink.com/Pages/Support/LifeLine/ Watch Video https://youtu.be/bkWlQD7joaQ See https://prosperitynow.org/map
Views: 2811 Matthew Lesko
FHA Mortgage lender Markita Woods explains how to get down payment money in Virginia. Watch video and click link to learn more. https://mortgagequeen.wufoo.com/forms/pxzlyz50tnk83l/
Views: 424 Markita Aldridge-Woods
The NJ HomeSeeker program can provide home buyer's with up to $16,000 down payment assistance that you will not have pay back if you live in the home for 5 years! This is available to first time home buyers or anyone who has not owned home in the last 3 years. This program is available to anyone who makes under $127,000 a year and can be used on homes up to $500,000. Home buyer's must have a 620 or better credit score. This is a fantastic program for anyone looking to buy a home in NJ! Available when purchasing in: Atlantic, Camden, Essex, Gloucester, Passaic or Union County Link for more information: http://www.state.nj.us/dca/hmfa/homeownership/buyers/homeseeker/ If you have real estate or money questions leave them in the comments or reach out to us directly and we would love to help! Make sure you subscribe to our channel, we have an awesome house flipping show that you will love coming soon! Watch FC Daily Real Estate, our daily activities as REALTORS and investors. http://www.youtube.com/playlist?list=PLLRah7u0148W0yPOH2jD3l9OH1TQD9Rkx Contact Us Facebook https://www.facebook.com/FCRealEstateTeam/ Instagram @Ryan_Fagan_Realestate @Gabzmommy07 Phone/Text (267) 800-4002 Email [email protected] [email protected] LinkedIn https://www.linkedin.com/in/ryan-fagan-6a4aa660/ Trulia/Zillow https://www.zillow.com/profile/Ryan-Fagan/ Berkshire Hathaway Home Services Fox & Roach Mount Laurel 1025 Briggs Road, Suite 148 Mount Laurel, NJ 0805 Cell (267) 800-4002 Office (856) 222-0077
Views: 4454 Fagan-Carnation REALTORS
Navigating your way through the NACA 100% Financing Home Purchase Loan Program isn't easy! In this NACA Program Decoded Facebook Live Video, you'll find an in-depth conversation about the complex buy-down element of the NACA Program. During this video, our Team's Rate Buydown Expert Kris explains how to get your NACA Home Purchase Loan rate down to 0.0%. The NACA 100% Financing program has a lot of steps! To help you make sense of it all, click here to see Step 1: http://bit.ly/2i9dnhE LIKE THIS VIDEO & SUBSCRIBE HERE: http://bit.ly/2iTQDRD FACEBOOK: https://www.facebook.com/ERGsells/ TWITTER: https://twitter.com/Entouragerg The Entourage Residential Group is the home of experts on the NACA program. By developing relationships with counselors, department heads, and regional program managers over the last decade we've helped guided many buyers through the program successfully. We are proud to put our knowledge and expertise to work for you. Our passion is to help you realize the American Dream! We are the only team in the DC area with an NACA Approved Realtor and an NACA Buydown Specialist. We'll teach you how to use the bank's money to help you get your rate down to near 0%! Would you like to know more? Send us a text message at 240-630-4244 or http://ergsells.com/ready-to-start-home-buying-process-in-dc-md-va/ Neighborhood Assistance Corporation of America (NACA) Home Buying Program offers 100% Financing with no closing costs, no private mortgage insurance which saves you thousands. Buyers must remain in the home as a primary residence, volunteer several times a year and go through home buying education. Contact the Entourage Residential Group to find a NACA Realtor in DC, NACA Realtor in Maryland, NACA Realtor in Virginia, NACA Realtor in California, NACA Realtor in Nevada, NACA Realtor in Arizona, NACA Realtor in Texas, NACA Realtor in Louisiana, NACA Realtor in Arkansas, NACA Realtor in Minnesota, NACA Realtor in Wisconsin, NACA Realtor in Illinois, NACA Realtor in Mississippi, NACA Realtor in Alabama, NACA Realtor in North Carolina, NACA Realtor in South Carolina, NACA Realtor in Florida, NACA Realtor in Georgia, NACA Realtor in Florida, NACA Realtor in Ohio, NACA Realtor in Pennsylvania, NACA Realtor in New York, NACA Realtor in New Jersey, NACA Realtor in Connecticut. Entourage Residential Group of Keller Williams Capital Properties Licensed in DC, Maryland, and Virginia Office 301-251-1221 Entourage Residential Group helps take the mystery out of NACA Program, Best Mortgage in America! No down payment, no closing costs, no fees, no income limit, no need for perfect credit!
Views: 12202 The Best of DC
Getting a mortgage can be expensive! Learn how you can get up to $13,000 of help making your down payment! Jeremy and his guest Kevin Cade from Old National Bank will walk you through the three options you’ll have for assistance! HERE’S AN OVERVIEW: You can apply for Local, State, or Federal assistance. ALL THREE REQUIRE THE FOLLOWING: 1. You need to go through Home Buyer Training 2. You need to be within a maximum income HOW TO GET IT: • Step One: Contact your Lender Double-check with your lender to make sure that they accept these down payment assistance programs. • Step Two: Talk to Your City, State, or Federal Government Each program will decide if you fit the requirements to be eligible for down payment assistance. • Step Three: Take the Class Home Buyer training classes should be offered somewhere in your local space. Sometimes there are online classes available that show you how to buy a home. They are very similar to ours at www.newhomebuyersguide.net Closing Thoughts: Before picking your lender, come with a list of questions. Make sure down payment assistance is one of those questions. Go to 2 or 3 different lenders and see which one has the best options for you! DO YOU HAVE TO PAY IT BACK? If you own the home for 5 years, you do not need to pay it back! They forgive the down payment assistance at 20% annually. Learn more about us at: Our Site - www.shineinsurance.com Our Blog - www.shineinsure.com/blog Our Podcast - www.scratchentrepreneur.com Our Course - www.newhomebuyersguide.net
Views: 1357 Shine Insurance
In this week's video, I explain the recent changes to the Home in 5 program and how it effects the future. THIS IS JUST MY OPINION AND SHOULD NOT BE TAKEN AS FACT. Please make sure to consult whoever is representing you. My name is Javier Vidana, a Realtor with My Home Group in Phoenix, Arizona. I've been helping families for almost 6 years with a focus on first time home and move-up buyers. I am super passionate about helping folks accomplish their home goals, and I am equally passionate in creating videos to help those seeking advice in real estate. My goals are to become the first of my kind Real Estate Youtuber, and to be the face of straightforward real estate educational content and blogs on Youtube. Follow me on Instagram! https://www.instagram.com/jevidana/ I'd be honored to help you accomplish your home goals! You can find all my info below: PHONE: 623-707-9836 EMAIL: [email protected] LEARN MORE ABOUT ME: www.JavierVidana.com NOT IN AZ BUT NEED AN AGENT REFERRAL?** www.javiervidana.com/referral/ . We will schedule a time so we can talk Outro Song: https://soundcloud.com/tomwintermusic...
Views: 21199 Javier Vidana
DSHA Advantage 4 Grant Down Payment Assistance and settlement help program from Delaware State Housing Authority for Delaware home buyers. Call 302-703-0727 for more information or to apply for the grant program. You can also get more info at http://delawaremortgageloans.net/dsha-advantage-4-grant-payment-program/ Delaware Down Payment Programs can help home buyers with down payment assistance and closing cost assistance. The Advantage 4 Grant is a grant of up to 4% of the total loan amount that does NOT have to be paid back by the home buyer. Borrowers must participate in the DSHA first mortgage loan program by selecting one of the DSHA first mortgage loans: FHA Loan / VA Loan / USDA Loan / Conventional Loan Borrowers must meet the following requirements for the Advantage 4 Program: 1) All borrowers must have 640 middle FICO Credit Score 2) Total Household Income must be under the limit Follow Us at: Facebook - https://www.facebook.com/PrimaryResid... Twitter - https://twitter.com/DEMortgages LinkedIn - https://www.linkedin.com/in/delawarem... Google + - https://plus.google.com/u/0/b/1118995... DE Mortgage Rates Delaware Mortgage Rate Delaware Mortgage Loans Lowest Delaware Mortgage Rates Current DE Mortgage Rates first time homebuyer program current Delaware mortgage rates mortgage rates https://youtu.be/4Ur5E18DEUI John R. Thomas Certified Mortgage Planner - NMLS 38783 Primary Residential Mortgage, Inc. 248 E Chestnut Hill Rd Newark, DE 19713 302-703-0727 Office Apply Online at http://www.PrimaryResidentialMortgage... Free Delaware First Time Home Buyer Seminar - http://www.DelawareHomeBuyerSeminar.com Free Maryland First Time Home Buyer Seminar - http://www.MarylandHomeBuyerSeminars.com Primary Residential Mortgage Newark Delaware Branch NMLS – 106170 Primary Residential Mortgage Company NMLS – 3094 Licensed by Delaware State Bank Commissioner – No. 010608 Licensed by Maryland Department of Labor, Licensing and Regulation Commissioner of Financial Regulation No. 18566 Licensed by Pennsylvania Department of Banking No. 23296.004 Licensed by Indiana Department of Financial Institutions Consumer Credit Division, First Lien License 11069 Secretary of State Securities Commission Second Lien License 103936 Licensed by New Jersey Department of Banking and Insurance Licensed by Virginia Bureau of Financial Institutions: MC 2248 Broker MC-2248 NMLS#3094 (http://nmlsconsumeraccess.org) Equal Housing Lender #DelawareMortgageRates #DelawareMortgageLoans #DelawareMortgages #JohnThomas #PrimaryResidentialMortgage #DelawareMortgageCompany #mortgagerate #DelawareHomeLoans #DelawareLoanOfficer #BragAboutYourLoanOfficer #johnthomasteam #mortgagerates
Views: 409 John Thomas
Welcome Home Illinois down payment assistance http://www.mortgagebyroy.com Welcome Home Illinois down payment assistance The Welcome Home Illinois program is a loan program for Illinois first time home buyers. Welcome Home Illinois offers down payment assistance to first time home buyers who have not owned in the last three year. Illinois first time home buyers will receive $7,500 in down payment help but have to contribute $1,000 or 1% whichever is greater. The Welcome Home Illinois program can be used on 1 or 2 unit homes which includes condos and town homes. There are a variety of loan programs available with the Welcome Home Illinois program including Conventional, FHA, USDA and VA loans. For more information regarding the Welcome Home Illinois program contact Roy Paeth at 630-670-1594 or go to http://www.mortgagebyroy.com https://www.youtube.com/channel/UC4mN-VPjrR3nYVCxrl42Jhw Welcome Home Illinois down payment assistance http://www.ihda.org http://welcomehomeillinois.org http://www.semseomarketingplus.com Illinois down payment assistance programs : 00:00:05 Illinois down payment assistance programs 00:00:21 Welcome Home Illinois loan program 00:00:38 Illinois down payment assistance programs 00:00:55 Illinois first time home buyer Welcome Home Illinois Program 00:01:12 First time home buyer program Illinois http://youtu.be/VRstisyNTwc Roy Paeth NMLS 225032 Command Capital Mortgage Services NMLS 277480 - 1200 Harger Rd Suite 511 Oak Brook IL 60523 An Illinois Residential Mortgage Licensee
Views: 106 illinoisbusiness1
Kentucky first time home buyer programs 2019 Joel Lobb Senior Loan Officer (NMLS#57916) American Mortgage Solutions, Inc. 10602 Timberwood Circle, Suite 3 Louisville, KY 40223 text or call my phone: (502) 905-3708 email me at [email protected] Equal Housing Lender. This is not a commitment to lend. Subject to credit qualifying criteria and final underwriting approval The view and opinions stated on this website belong solely to the authors, and are intended for informational purposes only. The posted information does not guarantee approval, nor does it comprise full underwriting guidelines. This does not represent being part of a government agency. The views expressed on this post are mine and do not necessarily reflect the view of my employer. Not all products or services mentioned on this site may fit all people. NMLS ID# 57916, (www.nmlsconsumeraccess.org). Mortgage loans only offered in Kentucky. All loans and lines are subject to credit approval, verification, and collateral evaluation and are originated by lender. Products and interest rates are subject to change without notice. l. . Posted by joel lobb at 4:28 AM Email This BlogThis! Share to Twitter Share to Facebook Share to Pinterest Labels: $10, 000 KHC HHF DAP, 000 KY Housing Grant, 100% Financing, 2017 $10, 2017 KY First Time Buyer Programs, conventional loans, down payment assistance, fha, First Time Home Buyers, khc
Views: 4562 joel lobb
Delaware Down Payment Assistance Programs for Delaware Home Buyers looking for money to help with down payment and/or closing costs. Call 302-703-0727 for more information to apply for a program. Visit for more information https://delawaremortgageloans.net/delaware-down-payment-assistance-programs/ Delaware Down payment programs are not all created equal so there may be one that is right for you. Determining which program is the best should be done in conjunction with a pre-approval from Delaware Mortgage Lender such as Primary Residential Mortgage. Some of the programs are first time home buyer programs but some consider you a first time home buyer again after 3 years of NOT owning a home. The following are some of the down payment assistance programs and Delaware grant programs for Delaware home buyers: DSHA SMAL Loan DSHA Advantage 4 Grant Program DSHA Mortgage Credit Certificate Program New Castle County DPS Program New Castle County VHAP Program New Castle County IDEA Program New Castle County HIP Program New Castle County Workforce housing program City of Newark DPS Program City of Wilmington Live Near Your Work Program City of Dover First Start Program PRMI Dream Maker Down Payment Program Not all programs are available all the time so you need to make sure you work with a mortgage lender that understands the programs and tell you which ones you qualify for and which ones are currently funded. If you want more information on Delaware first time home buyer loans and programs you can visit https://delawaremortgageloans.net/delaware-first-time-home-buyers/ Follow Us at: Facebook - https://www.facebook.com/PrimaryResid... Twitter - https://twitter.com/DEMortgages LinkedIn - https://www.linkedin.com/in/delawarem... Google + - https://plus.google.com/u/0/b/1118995... DE Mortgage Rates Delaware Mortgage Rate Delaware Mortgage Loans Lowest Delaware Mortgage Rates Current DE Mortgage Rates first time homebuyer program current Delaware mortgage rates mortgage rates https://youtu.be/iLsJAOQHSek John R. Thomas - Branch Manager Certified Mortgage Planner - NMLS 38783 Primary Residential Mortgage, Inc. 248 E Chestnut Hill Rd Newark, DE 19713 302-703-0727 Office Apply Online at http://www.PRMIClickApproval.com http://www.DelawareMortgageLoans.net Opinions expressed are solely my own and do not express the views of my employer Free Delaware First Time Home Buyer Seminar - http://www.DelawareHomeBuyerSeminar.com Free Maryland First Time Home Buyer Seminar - http://www.MarylandHomeBuyerSeminars.com PRMI NMLS 3094. Branch NMLS 106170. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Licenses- Licensed by the Delaware State Bank Commissioner to engage in business in Delaware 5644 expires on 12/31/2017. Department of Financial Institutions Consumer Credit Division, First Lien License 11069 Secretary of State Securities Commission Second Lien License 103936. Maryland Department of Labor, Licensing and Regulation Commissioner of Financial Regulation #5511. New Jersey Department of Banking and Insurance. Pennsylvania Department of Banking 23206. Bureau of Financial Institutions: MC-2248 Broker MC-2248 NMLS # 3094 (http://nmlsconsumeraccess.org). Equal Housing Lender #DelawareMortgageRates #DelawareMortgageLoans #DelawareMortgages #JohnThomas #PrimaryResidentialMortgage #DelawareMortgageCompany #mortgagerate #DelawareHomeLoans #DelawareLoanOfficer #BragAboutYourLoanOfficer #johnthomasteam #mortgagerates
Views: 1498 John Thomas
EVERYONE IN AMERICA should have access to affordable housing. We make that happen by providing credit-worthy families the financial tools to purchase a home. When we assist responsible home buyers to overcome the challenge of the minimum investment required for a mortgage, we help create healthy communities by improving the balance between home ownership and other types of housing.
Views: 28418 YourHome1Source.com
Call Fred Franks at 352.591.3350 for Pre-Qualification of this Program. http://www.localrealtyservice.com/home-buyers/first-time-home-buyers-ocala The City of Ocala State Housing Initiatives Partnership is designed for home buyers looking to purchase their primary residence inside the Ocala City limits and who do not already own a home. The home buyer must get PreApproved for a loan with Wells Fargo and provide the minimum down for their loan type to qualify for an additional $10,000 FREE for their down payment. Call Fred Franks at 352-591-3350 for Pre-Qualification of this Program. Related Terms: Ocala FL Real Estate FREE Down Payment Assistance Down Payment Grants Ocala Housing Center Home Buyer Assistance Program Home Buyer Grant Program Ocala Home Down Payment Programs First Time Home Buyer Assistance Ocala Wells Fargo Down Payment Assistance Get $10,000 FREE Down Payment Assistance in Ocala FL
Views: 6526 Local Realty Service: Ocala Real Estate Agents
ReShawna Leaven presents Virginia Housing Development Authority Down Payment Assistance Grant. The VHDA Down Payment Assistance Grant program offers up to $12,500 to purchase a home in Northern Virginia (Alexandria City, Arlington County, Loudoun County, Manassas, Manassas Park City, Prince William County, Spotsylvania County, Stafford County, Falls Church City, Fairfax County, Fairfax City, Fauquier County and Fredericksburg City.) For more information, go to: http://reshawnaleaven.com/vhda Your Virginia home buyer specialist and loan researcher! #grantinvirginia #buyinvirginia Thanks for Watching! Please Like and Subscribe Please Like and Subscribe Search for your next home on the go - http://app.kw.com/KW2EC0MVD Subscribe: http://goo.gl/qDetX2 Facebook: http://www.facebook.com/dmvrealestate Twitter: http://www.twitter.com/realtorleaven
Views: 36 realtorleaven
http://firstbuyerprograms.com/illinois-first-time-home-buyer-grants/ Illinois first time home buyer grants A Illinois first-time home buyer grant is a gift of money specifically created for those people in Illinois who are buying their first house — perhaps a starter home. Like similar grants, the first-time buyer does not hold an obligation to repay the grant money back. In this respect, it differs from a loan and does not incur debt or interest, although some grants initially start as loans, however, if the home buyer remains in the home for a specified period of time, the loan is forgiven and turns into a grant. Grants can be given out by foundations or governments. First time home buyer grants are typically awarded throughout Illinois based on a few criteria, primarily financial need and income qualifications, but also location of residence. Thus, a person typically will need to be a legal resident of the state in order to qualify for a first time home buyer grant provided by the state of Illinois or local municipalities in the state. Many states have initiated grant programs to help lower income residents with the purchase of their first home. The United States Department of Housing and Urban Development (HUD) also provides grants to first time home buyers in every state, including Illinois. Funding for various state first time home buyer grants is nearly always available. In fiscal year 2006, only two states exhausted their budgets for first time home buyer grants, although now that the states are facing more serious budget shortfalls, funding for first time home buyer grants is not quite as plentiful as it was several years ago. If you want complete information on Illinois first time home buyer grants, down payment assistance, and other similar first time home owner programs, simply visit our website for a complete directory. http://firstbuyerprograms.com Please share this video: http://www.youtube.com/watch?v=mDzcZCMUmLc Connect with Jennifer on Facebook: http://www.facebook.com/jennifer.cribsly Follow First Time Home Buyer on Twitter: https://twitter.com/JenniferCribsly Connect with Jennifer on Linkedin: http://www.linkedin.com/pub/jennifer-cribsly/60/438/8b4 Connect with Jennifer on Google+ https://plus.google.com/u/0/100842538255808270202/posts Follow First Time Home Buyer on Pinterest: http://pinterest.com/firsthomebuyer/
Views: 6528 Jennifer Cribsly
If you stumbled upon this video and want to know more about the NHF Platinum free down payment grant click on the link below to find out how we are revolutionizing the mortgage industry with our free money purchase grant program http://seattlesmortgagebroker.com/down-payment-assistance/ To apply for the NHF Platinum Down Payment Assistance Grant go to our secured server by clicking below* https://www.secureloandocs.com/app/60336932/loId/24264 *this secured site has changed - this tutorial is no longer showing you the correct steps. Feel free to call us at 206-251-0818 or to learn more go to http://seattlesmortgagebroker.com/down-payment-assistance/ This is a tutorial to help you while you are filling out your application online. If you have any questions after watching this tutorial please reach us at [email protected] Until next time Buy Free, Live Happy Learn how to get thousands of dollars for free to be used as a down payment https://www.youtube.com/watch?v=IH5k2rjEr74 Joe Tafolla [email protected] MLO 209726 Seattle Mortgage Brokers, LLC 3417 Evanston Ave N Ste 231 Seattle (Fremont) WA 98103 Seattle Mortgage Brokers – (206)-251-0818 – Joe Tafolla http://seattlesmortgagebroker.com
Views: 1302 Seattle's Mortgage Broker - Joe Tafolla
Zero Down Home Mortgages | No Down Payment Home Mortgages Apply Today at http://www.lenderfunnel.com/ Government Zero-Down Programs VA loans: Veteran’s Affairs mortgage loans are available to veterans, current members of the military and their spouses. These loans don’t require a down payment or mortgage insurance, although there is a funding fee that can be wrapped into the loan. USDA Rural Development loans: Rural Development loans through the United States Department of Agriculture are available to buyers who meet credit and income requirements. You must be able to afford payments on the loan and yet have a low or moderate income. In addition, the property you are purchasing must be located within an area designated as eligible for these no-down-payment loans. State and local homebuyer programs: Most states have programs to encourage homeownership. Generally these programs have income limitations and require you to take a home-buyer class. Some banks and credit unions offer mortgage loans with no down payment requirement or a limited down payment. Typically, these loans are only available to borrowers who meet limited income requirements, such as a maximum of 80 percent of the median area income. You’ll also need good credit and to be able to demonstrate your ability to repay the loan. Your Loan Checklist Before you start the loan process, you'll want to be prepared for the loan application. Have your information organized and ready for your loan officer. Be prepared to pay for property appraisal and a credit report. Homebuyers with little money for a down payment are finding more home loans available for a low-down payment or even no down payment. The Federal Housing Administration, or FHA, insures loans with small down payments, and private mortgage insurers have relaxed their down-payment requirements. It's even possible to get a mortgage today with no money down. The nation's biggest credit union offers "zero-down" mortgages. The Department of Veterans Affairs, or VA, and the Department of Agriculture, or USDA, guarantee home loans with no down payments. Lender Funnel specializes in: First Time Home Buyers Zero Down Home Mortgages No Down Payment Mortgages FHA Loans Conventional Loans VA Loans Jumbo Loans Refi Home Loans Subscribe to My YouTube channel http://www.lenderfunnel.com/ Zero Down Home Mortgages | No Down Payment Mortgages
Views: 19749 Lender Funnel
New York Grants for First Time Home Buyers-Free Housing Grants http://propertygrant.blogspot.com For most people, the most challenging part of purchasing a new home is coming up with the down payment or closing costs. To help stimulate the economy and assist those wanting to purchase a home, the government issues first-time home buyer grants to qualifying applicants, which is essentially free money that never has to be repaid. For full Information Visit to - http://propertygrant.blogspot.com utah home repair grants,canada government loans for first time home buyers government assistance for real estate improvement government grants for home buyers 2012 grant for fixing things at home for disabled people in ipswich grants for college housing in minnesota grants to build homes divorced women,home building grants for land owner home owner grants 2012 information on free grants for senior citizens home improvement albany ny free online home ownership program any 2012 home improvement grants for north minneapolis california government programs 2012 commercial property grants for minority women disabled veteran home repair loan does the government have home improvement loans for senior citizens federal home grants first time buyer federal home improvement grant program find grant opportunities low income disabled individuals first time home buyer grants 2012 california free money for home improvements for bad credit grants for buying a home in illinois grants for home improvement private and govenment grants grants for low income moms to buy home grants for real estate investment grants how private single women citizens can apply home improvement grants 2012
Views: 1701 Jakob tomas
http://www.chrisjenkins.remn.com Maryland Down Payment Assistance Program or CDA. The Maryland Mortgage Program through CDA offers homebuyer down payment and closing cost assistance. Maryland's CDA program offers down payment and closing cost assistance through different programs such as DSELP, Keys for Employees and other programs assisting in helping homebuyers with down payment and closing cost assistance programs. The Maryland Mortgage Program / CDA is offered through Maryland Department of Housing and Community Development.
Views: 1699 MDMortgageTalk
Melinda Harleaux, Branch Manager of the Ladera Heights New American Funding Branch, discusses the down payment assistance programs you can take advantage of! Contact a loan officer today and see which programs fit your needs. Hello my name is Melinda A Harleaux and I'm the branch manager out of the Ladera Heights office with New American Funding. The first program I'm going to talk about is called CalHFA. And CalHFA is designed to assist with the down payment as well as closing costs. Now whether you qualify will be based on your income limits, how many people that are in the household, as well as your FICO score. That program will allow you to come in with as little as 3% down or 5%, so literally you can get into a home with little to no money down. This program is offered in conventional and FHA financing. The maximum debt ratio for both is 45%, and again, you have to have a minimum FICO score of 640. So the next program I'm going to talk about is GAP financing. Now the most popular ones in California, at least for my area, would be Los Angeles city which offers 60,000, LA county that's 60,000, and Montebello that offers 55,000. And each one of these programs have their own nuances as far as the required investment that the borrower has to bring in, debt ratio, FICO score, and so forth. And then there's another program with the city of Compton. Compton allows 30% on the purchase price so that could help a client get in a completely different area, avoid mortgage insurance, and have a lower mortgage payment altogether. When you think of first time home buyer programs, you tend to think that you have to have low income to qualify but that's not the case. There's another program that's called SCHFA and that stands for Southern California Housing Authority. This program will allow you to purchase in LA county as well as Orange county and you can make over $100,000. The program allows for FHA and VA financing as well as USDA only. The minimum required FICO score is 640 on these programs and guess what, the money is free. You don't have to pay it back. So you can get up to 4% grant on these funds and literally if the seller pays your closing costs you can get in with no money down. The next program I'm going to talk about is Platinum program, it's a little bit different than the SCHFA program because it's available in all counties, and it's available for 1-4 units, so you literally can buy 4 units as long as you're going to live in a property. This program you do not have to be a first time home buyer, you just have to occupy the property. You can get up to a 5% grant on this program and its available for conventional and FHA, as well as USDA. The last and final program I am going to talk about is called mortgage credit certificate (MCC). Now an MCC is an extra 20% write off on your taxes so it's a dollar for dollar tax reduction and it allows us to use that income that you would get at the end of the year towards your qualification so it allows us to qualify you for more. There's no FICO score requirement there's no debt ratio requirement, the only requirement is that you have not had a property in the last 3 years. Important things to remember, each one of these programs has a maximum sales price as well as loan amount. Also these programs are subject to change so just make sure that you keep your preapproval updated at least every 90 days. Now the process of getting preapproved for any one of these programs is simple. All you do is fill out an online application, you provide one month of paycheck stubs, your last 3 years of 1040's and W2s, and 2 months recent bank statements, all pages. Once this information is provided we are able to tell you which program that you qualify for and how much. As a recap I just want to reiterate we have the CalHFA program that allows for down payment assistance as well as closing costs, we have the grant program sets free money that you don't have to come up with a down payment at all. We have GAP financing that helps you qualify for more and in some cases remove the mortgage insurance all together. And then lastly we have the MCC, mortgage credit certificate that will give you an extra 20% off of the mortgage interest for the life of the loan. I want to thank you for listening to this presentation, I know it was a lot of information to absorb, however that's what I'm here for. I'm here to help you. All you have to do is give me a call at 310-297-9098. Watch more here: https://www.youtube.com/playlist?list=PLWs9-kwrrf0HFp8fb33xbj9chDD3NDneY http://www.NewAmericanFunding.com http://teamnewamerican.com/ http://newamericanpartner.com/ http://www.facebook.com/NewAmericanFunding http://www.twitter.com/NewAmericanTeam http://www.linkedin.com/company/new-american-funding For additional state licensing https://www.newamericanfunding.com/legal/state-licensing/
Views: 1641 New American Funding
http://firstbuyerprograms.com/ohio-first-time-home-buyer-grants/ Good news for those people looking to buy their first home in Ohio. There are grant programs to help make buying your home more affordable. First time home buyer grants are typically awarded based on a few criteria, primarily financial need and income qualifications, but also location of residence. Thus, a person typically will need to be a legal resident of Ohio in order to qualify for a first time home buyer grant provided by the state. There are also local grant programs in Columbus, Cleveland, Cincinnati, Toledo, Akron, Dayton, Canton, and Youngstown. Additionally, the United States Department of Housing and Urban Development (HUD) also provides grants to first time home buyers in OH. Funding for various state first time home buyer grants is made available every year, but funds sometimes do run out before the year is over. In fiscal year 2006, only two states exhausted their budgets for first time home buyer grants, although now that the states are facing more serious budget shortfalls, funding for first time home buyer grants is not quite as plentiful as it was before the recession. Simply visit our website to get the phone numbers, and a simple call will get an answer on how much funding remains this fiscal year. If you want complete information on Ohio first time home buyer grants, down payment assistance, and other similar first time home owner programs, simply visit our website for a complete state and local directory: http://firstbuyerprograms.com Ohio First Time Home Buyer Grants Please share this video: http://www.youtube.com/watch?v=F6mWLI-f1d4 Connect with Jennifer on Facebook: http://www.facebook.com/jennifer.cribsly Follow First Time Home Buyer on Twitter: https://twitter.com/JenniferCribsly Connect with Jennifer on Linkedin: http://www.linkedin.com/pub/jennifer-cribsly/60/438/8b4 Connect with Jennifer on Google+ https://plus.google.com/u/0/100842538255808270202/posts Follow First Time Home Buyer on Pinterest: http://pinterest.com/firsthomebuyer/
Views: 6007 Jennifer Cribsly