Intuition as to why high real interest rates lead to low investment and why low rates lead to high investment Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/macroeconomics/income-and-expenditure-topic/is-lm-model-tutorial/v/connecting-the-keynesian-cross-to-the-is-curve?utm_source=YT&utm_medium=Desc&utm_campaign=macroeconomics Missed the previous lesson? https://www.khanacademy.org/economics-finance-domain/macroeconomics/income-and-expenditure-topic/keynesian-cross-tutorial/v/keynesian-cross-and-the-multiplier?utm_source=YT&utm_medium=Desc&utm_campaign=macroeconomics Macroeconomics on Khan Academy: Topics covered in a traditional college level introductory macroeconomics course About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy's Macroeconomics channel: https://www.youtube.com/channel/UCBytY7pnP0GAHB3C8vDeXvg Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 179521 Khan Academy
Inflation is back; here’s what you need to know before you invest. Subscribe to Fortune - http://www.youtube.com/subscription_center?add_user=FortuneMagazineVideo FORTUNE is a global leader in business journalism with a worldwide circulation of more than 1 million and a readership of nearly 5 million, with major franchises including the FORTUNE 500 and the FORTUNE 100 Best Companies to Work For. FORTUNE Live Media extends the brand's mission into live settings, hosting a wide range of annual conferences, including the FORTUNE Global Forum. Website: http://fortune.com/ Facebook: https://www.facebook.com/FortuneMagazine Twitter: https://twitter.com/FortuneMagazine Fortune Magazine is published by Time Inc.
Views: 3779 Fortune Magazine
Various banks give different interest rates on FDs. Investor has to look for better option and bank to provide most efficient rate of interest on FDs. RBI’s 5 new guidelines on pension account: https://youtu.be/miAcBzjXSw4 8% Interest on late pension and arrears: https://youtu.be/1Z2zmblIFWQ
Views: 1054 Veterans News
Why Pay Off Debt If I Can Invest at a Higher Interest Rate? Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 209042 The Dave Ramsey Show
Billionaire real estate investor Sam Zell weighs on the potential impact of another Fed rate hike.
Views: 2651 Fox Business
Introducing top 30 small business Ideas with low Investment & High Profit. Earn Part Time - How to Get Rich with Blogging - https://www.youtube.com/watch?v=Df2VUmGN6AM These 30 small business ideas specially dedicated to all indian business owners and small business entrepreneurs. If you are thinking to start your own business in 2017 or 2018 then, you can start with these 30 small business ideas. These business ideas are set as low investment and High profit. If you found any questions or issues for starting any business then, feel free to ask your questions in comment box. Thanks for watching 30 small business ideas with low investment and high profit.
Views: 1209179 Young Entrepreneurs Forum
Money market funds beat most high yield savings accounts in terms of interest. How do they do it? We'll explain what is a money market fund, the benefits of investing in them for your cash position, as well as some potential risks to consider. Subscribe here for more content: http://bit.ly/SubscribeMichaelJay Navigation: 00:00 Introduction 00:20 How Warren Buffett invests his cash holdings 01:07 Vanguard Federal Money Market Fund (VMFXX) 01:58 Key differences between money market funds and bank accounts 03:09 How money market funds are invested 03:49 What are repurchase agreements? 04:46 Other notes on VMFXX 05:09 Vanguard Prime Money Market Fund (VMMXX) – where I park my investment cash 06:31 SEC money market reform – liquidity fees & gates 07:04 Liquidity fees – how much and when? 07:39 Gates and withdrawal suspension 08:27 Benefit of money market funds during rising rates 09:20 What are your thoughts? Private investing group: http://bit.ly/MichaelsInvestingMembershipGroup (Investing resources) Private email list: http://bit.ly/MichaelJayEmailList (Future discounts) OTHER CONTENT YOU MAY ENJOY BELOW // Value Stocks I'm Watching Series In this series, we will be focusing on value stocks that appear to offer significant upside for long term investors. https://www.youtube.com/watch?v=xuujRm10u-Q&list=PLNtmr_AnnWdxrbFd9ODrTOn8ie-3hBldP&index=1 // Stock Analysis Series In this series, we will analyze individual stocks so you can understand the business, risks, and value with investing in these companies. https://www.youtube.com/playlist?list=PLNtmr_AnnWdxIDK13PUiv2gqbfvnabqQp // My Public Stock Portfolio Series In this series, I grow my Robinhood investment account from $10 to $10,000, build a portfolio of value stocks, and document the entire process for you to see! https://www.youtube.com/watch?v=0hAjDu8NZn4&list=PLNtmr_AnnWdyATMMH5B-MAFWqicUb5zFj&index=1 DISCLAIMER: This video is a resource for educational and general informational purposes and does not constitute actual financial advice. No one should make any investment decision without first consulting his or her own financial advisor and/or conducting his or her own research and due diligence. There is no guarantee or other promise as to any results that may be obtained from using this content. Investing of any kind involves risk and your investments may lose value. CREDITS Outro: https://soundcloud.com/kevatta/vibin-kevatta-x-saib Saib: https://soundcloud.com/saib_eats Kevatta: https://soundcloud.com/kevatta This video: https://youtu.be/ZQYhUwFx7fQ This channel: http://bit.ly/MichaelJayInvesting Michael Jay - Value Investing
Views: 2964 Michael Jay - Value Investing
Authorised Insurance advisor & Member of Distinguished / BM Club of Agents for Life Insurance Corporation of India based in Mumbai. With the several years of Experience in Insurance Sector, I committed to provide you with the best LIC's life insurance combination policies to serve your needs for personal insurance & family security as well as their benefits. Since customer service is my number one priority to our customers, you can rest assured that I will be there when you need the most. Please click on below link to view LIC's best plan combinations: www.santoshambre.wordpress.com https://tinyurl.com/y9y9z2cg Please watch : LIC'S BEST COMBINATION PLANS LIC's Life Time Money Back Plan : https://youtu.be/Q9OwFlauhL4 LIC Jeevan Sathi Plan : https://youtu.be/6AmSiT7LdwU LIC's Best Short Term Investment Plan : https://youtu.be/F6zcT2Hu6ik LIC's FD (Fixed Deposit) : https://youtu.be/8JVzcVjVsmM LIC's Estate Creation Plan : https://youtu.be/PYAuFiIdMXs LIC's CHILD MARRIAGE PLAN : https://youtu.be/dxzupzHiLMw Crorepati with LIC : https://youtu.be/TAyTRDCvGeU LIC's Bal Upahar Plan : https://youtu.be/osL1nv8icFE LIC'S Jeevan Rakshak 827 : https://youtu.be/LSurHkOHzvE LIC Jeevan Lakshya 833 : https://youtu.be/cW6ECIbBB_0 LIC's New Bima Shree Plan : https://youtu.be/3OE-ncxY_f4 LIC CANCER INSURANCE POLICY 905 : https://youtu.be/IZG1oPjvMmU Fixed Deposit Scheme FD : https://youtu.be/31v646hJLk0 LIC's Money Back Plan Table No. 820 : https://youtu.be/VEnaZTHgfmo LIC's Jeevan Labh Plan 836 : https://youtu.be/Idx2tihCyFY LIC Kanyadan Policy : https://youtu.be/-rwNinUOq_E LIC's Bima Bachat Plan 816 : https://youtu.be/vO46HFoN5wM LIC's New Bima BAchat Plan : https://youtu.be/N3bTwy1bZ3Q LIC's JEEVAN UMANG 845 : https://youtu.be/LNyDmpUCYyw Jeevan Labh Table No. 836 : https://youtu.be/0r95VsSeSXs LIC Children Money Back Plan no. 832 : https://youtu.be/5lqLqXXhYQU LIC JEEVAN TARUN Plan 834 : https://youtu.be/ccTsiX9r7us LIC's New Jeevan Anand : https://youtu.be/9GsujEOKbhg LIC's Jeevan Lakshya Plan 833 : https://youtu.be/tJgRSsvQQRY LIC's Single Premium Pension Plan 189 : https://youtu.be/GB88tjCc7eE LIC Endowment Plan No. 814 : https://youtu.be/49YusFcu6p4 LIC Children Plans : https://youtu.be/P4Os3NlFBJw LIC's Kalpataru Plan https://youtu.be/YjgZadd-mAA LIC's Kavach Kundal Plan https://youtu.be/j5DFQOVjeKg LIC's Money Plant : https://youtu.be/fYz1QZ7UcrI LIC's Pension Plus Scheme https://youtu.be/7ckBR_cgHew LIC's Plan for all : https://youtu.be/2Fo5b16Stm0 LIC's Retire & Shine with 1 Crore : https://youtu.be/25BGyQkVprE LIC's Schooling Package :https://youtu.be/6TlSGHF0pWY LIC's Smart Life Guard : https://youtu.be/RzfSo2_scbE LIC's Smart Money Concept https://youtu.be/HRj6HAHfvCQ LIC's Smart Women Plan : https://youtu.be/8M1lUC53o-8 LIC's Super Tarang Combination : https://youtu.be/cTsHWYmqlU4 How to Pay Insurance Premium using PAYTM : https://youtu.be/7_jHgnRWl3s LIC's Life Guard Package : https://youtu.be/gAyvOv7jAL0 3 Benefits of Life Insurance : https://youtu.be/ihcYYrBF2c8 How to Fill NACH Form : https://youtu.be/7WCsjzkTi5c Insurance for Log Life : https://youtu.be/-8aZv4-LC9k LIC vs Mutual Fund : https://youtu.be/bBSesqxa1iU LIC's New Jeevan Anand Policy : https://youtu.be/tsA4KB-CFNc LIC's New Money Back Plan : https://youtu.be/zbAcCbpHOKc LIC's Jeevan Lakshya Plan https://youtu.be/af9aASDkowU LIC's Combination Plan Anmol Parivar: https://youtu.be/Gx8_Bo7Bvmc LIC's Child Bhavishya Plan : https://youtu.be/QdyP5f696hk LIC's Yuva Pension Plan : https://youtu.be/L_BbX3joz_g LIC's Kanyadan Yojna detail in Marathi : https://youtu.be/FD9aa0ZkhhM LIC's Short Term Investment Plan : https://youtu.be/kvvRIDc64SA LIC's Kanyadan Yojna detail in English : https://youtu.be/LTggSLY26Tw LIC's Children Future Plan https://youtu.be/9pZGiirScpU LIC's Best Pension Plan Combination : https://youtu.be/cxv8Bz5xQig LIC's Whole Life Income Plan : https://youtu.be/vOlowk5Kkf0
Views: 1372 LIC भारतीय जीवन विमा निगम
Let’s see if this sounds familiar….you have some money sitting in a savings account and it is probably making next to nothing. If you are not really sure what to do, you have several options. 🤔 You can go to a bank and stick it in a savings or money market account, chances are they are not going to pay you anything. If there were, you wouldn’t be watching this video. With that in mind, I want to talk about 7 alternatives to placing you savings into a bank. 🏦 I am also going to share a client story with you about where a client was keeping his cash. (You won’t believe where he was keeping it or how much he was keeping there!) So let's dive right into your options: ➡️ Online savings [1:10] - Any sort of online savings or bank account (just make sure they have FDIC). They have a lot less overhead than traditional brick and mortar - this could mean higher interest rates. ➡️ US Treasuries (TBills) [3:54] - It may seem a little old school - but you can do all of this online. ➡️ High Dividend Stocks [4:42] - This is a little higher risk and not somewhere you want short-term money. Just because a stock pays a dividend doesn’t mean it won’t drop in value. ➡️ Bonds [6:27] - You are most likely not going to buy individual bonds, but rather bond mutual funds. I would suggest ETFs, just remember higher yield = higher risk. ➡️ Blended Portfolio [9:30] - This would be a mix of stocks and bonds, and utilizing ETFs to get this blend. You can utilize a platform like Betterment or Wealthfront. 🤯 Before we get to the last two, I want to tell you about this client ...he had $140,000 in a safe in his basement. I can’t remember how long he had this cash sitting there, but I thought it was crazy. Sitting there, making nothing for him. This is an option that you DO NOT pick.🤯 ➡️ Real Estate Investment Trusts (REITs) [12:14] - This is a way to invest in real estate without managing properties. You can buy these many different ways, the simplest is to buy a REIT ETF. Another is online real estate investing, my favorite platform for this is Fundrise. ➡️ Peer-To-Peer Lending [14:25] - This allows YOU to be the bank. You are lending money to other peers. The great thing is, you can see their reasons for borrowing. This allows you to set your risk level. That is my top 7 alternatives to bank accounts. You can pick as many or as few of these options as you like. I just wanted to share that there is more than one way to invest and earn interest. Which options sounds the most attractive to you? Are you already using one or more of these options? Let us know how this is going for you. ★☆★Resources Mentioned in Video★☆★ 📉 https://www.goodfinancialcents.com/resources/fundrise-youtube-invest-500.php 📉https://www.goodfinancialcents.com/resources/lendingclubinv-youtube-get-started-with-lc.php 📈 https://www.goodfinancialcents.com/resources/betterment-youtube-invest-500.php 📉 https://www.goodfinancialcents.com/resources/ally-youtube-invest-500.php 📉 https://www.goodfinancialcents.com/resources/etrade-youtube-invest-500.php ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎙 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V Connect with me on Twitter: https://twitter.com/jjeffrose My most favorite inspiration T-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
Views: 599225 Wealth Hacker - Jeff Rose
इस स्कीम से हर महीने होगी income , जानिए कैसे।
Views: 11 Poonam support
Payden & Rygel Investment Management’s Jeffrey Cleveland and The Gartman Letter’s Dennis Gartman on how Federal Reserve Chairman Jerome Powell signaled that the Fed could pause interest rate hikes if the U.S. economy slowed.
Views: 1374 Fox Business
Get FREE Audiobooks and 2 Audible Originals (and support this channel!) with a 30-day Free Trial of Audible: https://amzn.to/2zEFqhT Subscribe for weekly finance videos: https://www.youtube.com/channel/UCbsDR27rGCFdDKQVRl_tgEQ?sub_confirmation=1 To invest or to pay off debt... that is the question. When it comes to personal finance, investing and retirement conversations we generally have a lot of questions without any clear-cut answers. Should you invest or pay off debt is one of those questions. Many feel that it is foolish to stop investing (temporarily) to pay off debt because you would lose out on your 401K match. I mean, it's FREE MONEY! Are you seriously going to pass that up? Well in most cases I think that I would. In this video I'm going to explain why, in my opinion, it is often better to take a temporary break from investing to pay off debt. What Is Your Car Payment REALLY Costing YOU?: https://youtu.be/nLR-0baUah8 Debt Snowball Vs Debt Avalanche: https://youtu.be/jtgnRJKSJlw If you enjoyed this video you can check out some of my other videos at the links below! All of my Personal Finance/Investing videos: https://goo.gl/XW5U3k All of my Book Summaries: goo.gl/xmWeaD All of my Social Skills videos: https://goo.gl/N6ikxe All of my Health Related videos: https://goo.gl/hjQ1j9 All of my Productivity videos: https://goo.gl/WguoFs -~-~~-~~~-~~-~- Please watch: "The Budget That Pays You First | Reverse Budget Explained | Budgeting For Beginners" https://www.youtube.com/watch?v=6RmnUXnBc_g -~-~~-~~~-~~-~-
Views: 210201 Next Level Life
Where to Invest Stocks Unlike many other investments, low interest rates are good for stocks, at least in theory. Since companies are able to borrow money at lower rates in the market, they are able to fund more growth initiatives. If these investment programs are successful, then you would generally expect stock prices to rise due to increased earnings. In reality, it is much more difficult to say how stocks will behave in a low rate environment because there are so many confounding factors. One of the major confounding factors is that low interest rates often coincide with poor economic conditions. So, as we have seen over the past couple of years, it could be that the Fed will lower interest rates dramatically, but stocks will still fall in anticipation of a recession. Despite the uncertainties involved, stocks remain one of the better choices if you like other fundamental indicators in the economy. They give a chance to benefit from low interest rates, and are generally not expected to decline sharply when interest rates rise. Short-Term Bonds Short-term bonds can be a good choice because they are much less sensitive to changes in the market interest rate. In fact, if you are able to hold a short-term bond to maturity, you don't even have to worry about changes in a bond's price. This is because bond investors have an option that stock investors do not - rather than selling the bond, they can simply wait to get the principal amount back at maturity. Short-term bonds usually don't pay as high of an interest rate to investors, but a modest return is still a good result as you wait for more promising investment opportunities.
Views: 569 News for financial
Andrew from http://www.intuitivefinance.com.au with his views on how higher interest rates would impact property investment lending @IntuitiveFinanc
Views: 165 Andrew Mirams
Real Fixed Deposit (FD), PPF, EPF Interest Rates & Mutual Funds Returns are much lower than Nominal Returns. Employee Provident Fund (EPF), Public Provident Fund (PPF), Fixed Deposit (FD) are savings instruments whereas Mutual Funds & Stocks are investment instruments that give positive real returns. What are the interest rates of FD, PPF and EPF and how they compare after adjusting for inflation? What are Mutual Funds returns? Just like Real Returns and Nominal Returns, Real GDP and Nominal GDP are also calculated. Share this Video: https://youtu.be/9l7O_2KNomQ फिक्स्ड डिपॉजिट (FD), म्यूचुअल फंड, स्टॉक्स, कर्मचारी भविष्य निधि (EPF), पब्लिक प्रॉविडेंट फंड (PPF) में रियल रिटर्न और नॉमिनल रिटर्न क्या हैं? इस वीडियो में हिंदी में समझाया गया। एफडी, पीपीएफ और ईपीएफ की ब्याज दरें कितनी होती हैं और इन्फ्लेशन एडजस्ट करने के बाद इनकी तुलना कैसे की जाती है? म्यूचुअल फंड रिटर्न क्या हैं? रियल रिटर्न और नॉमिनल रिटर्न की तरह ही रियल जीडीपी और नॉमिनल जीडीपी की भी गणना की जाती है। Subscribe To Our Channel and Get More Finance Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g To access more learning resources on finance, check out www.assetyogi.com In this video, we have explained: What is the difference between real and nominal returns in FD, mutual funds, stocks, EPF and PPF? What is the meaning or real value and nominal value of returns on investment? How to know if you are getting good returns on your investment in FD, mutual funds or other investment instruments? How to calculate real returns on investment? How to compare real and nominal returns after adjusting the inflation rates? Before making any investment decision you must know that real returns of investment can be 0% or it can even be negative if the inflation rate is higher than the percentage of returns. The comparison between the real rate of return and the nominal rate of return lets investors understand if they actually gained more money or lost the purchasing power because of the higher inflation rates. Make sure to Like and Share this video. Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Google Plus – https://plus.google.com/+assetyogi-ay Linkedin - http://www.linkedin.com/company/asset-yogi Twitter - http://twitter.com/assetyogi Facebook – https://www.facebook.com/assetyogi Pinterest - http://pinterest.com/assetyogi/ Instagram - http://instagram.com/assetyogi Hope you liked this video about “Real & Nominal Returns - FD, Mutual Funds, EPF, PPF, Stocks”.
Views: 5572 Asset Yogi
Why bond prices move inversely to changes in interest rate. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/bonds-tutorial/v/treasury-bond-prices-and-yields?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/bonds-tutorial/v/introduction-to-the-yield-curve?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Both corporations and governments can borrow money by selling bonds. This tutorial explains how this works and how bond prices relate to interest rates. In general, understanding this not only helps you with your own investing, but gives you a lens on the entire global economy. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 518529 Khan Academy
At its simplest, interest is the cost of borrowing money. Generally, you’ll pay interest to borrow money, and you can collect interest when you lend money. When you deposit money in a savings account, you are in essence lending a bank money and will earn interest on that money. Explore our video overview on how interest works on savings accounts. To learn more about how interest works and how it can help you achieve your financial goals, visit: https://www.discover.com/online-banking/banking-topics/how-interest-works-on-savings-accounts/.
Views: 64599 Discover
As safe and secure investment avenues, Fixed Deposits and Recurring Deposits are great ways to grow your wealth. Without any effect of market fluctuations, these investment avenues offer fixed rate of interest along with assured returns at maturity. However, when it comes to picking one out of these two investment avenues, you can consider the right option as per your investment requirements. When investing, your investment amount remains fixed in FDs but in case of RDs, you keep investing a regular sum of money over a specific tenor. This enables you to earn higher returns in case of FDs. Also, when you invest in FDs, your investment remains locked for a specific lock in period. On the other hand, you can benefit from higher liquidity in case of RDs. You can gain higher returns with FDs, in comparison to RDs because of the effect of compounding and a higher interest rate. For those looking to earn higher returns with FDs, consider investing in Bajaj Finance FD. Enjoy higher returns, flexible tenor, periodic payouts, higher safety ratings and an easy loan against your FD investment too. Watch this video to know more about how to pick the right investment avenue, as per your requirements. *Rate of interest per annum, applicable on a cumulative scheme tenor of 36-60 months for the respective customer categories. T&C apply. #The additional rate of interest of 0.25% p.a. is over & above the published card rate. It is a limited period offer and is applicable on a Fixed Deposit up to Rs. 5 crore, renewed after 01 February, 2018. Depositors are advised to check the card rate and special category benefits on the day of investment by visiting http://bit.ly/Bajaj_Finance_FD_Interest_Rates Base disclaimer for FD: As regards deposit-taking activity of the company, the viewers may refer to the advertisement in TOI & Maharashtra Times, dated 17 October 2018 for soliciting public deposits. The company is having a valid Certificate of Registration dated March 5, 1998, issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company. Subscribe to our channel for latest updates and get answers to your queries: https://bit.ly/2L1u760 Visit our website: http://bit.ly/Bajaj_Finserv_Official_Website Like, Share and Comment on our videos. Connect with us on:- Facebook: https://www.facebook.com/bajajfinserv Linkedin: https://www.linkedin.com/company/bajaj-finserv-lending Twitter: https://twitter.com/Bajaj_Finserv
Views: 79 Bajaj Finserv
Don't confuse investing with banking. Infinite Banking allows you to earn a guaranteed compound interest rate while your money lays rest-the same way you keep your money in the bank, BUT it's 4% COMPOUND INTEREST. Then... use your money from the insurance company to invest- the same way you would use your money to invest if you use a bank. The difference is, your principal is protected and you're not disrupting the growth. Now, you're earning 4% compounded interest+the returns from the investment. WIN WIN!! Who's earing a higher rate of return now? SUBSCRIBE to this channel and LIKE this video :) _______________________________________ ABOUT WEALTH NATION Wealth Nation was founded because of our passion to share the financial knowledge we learn through our entrepreneurial journey. We quickly realized that this information needed to be shared with the people who need financial education the most; middle-class America. We found our purpose in teaching people how to build wealth and create a legacy for their own families. To learn more about Wealth Nation we invite you to visit: https://wealthnation.io/ _______________________________________ BECOME OUR CLIENT Do you want to start banking? We can assist with that! In order to become our client, there is a 2 step process you need to complete. 1. Watch our Infinite Banking 101 Masterclass (60mins) to ensure banking is something you want to commit to. 2. Once you watch the course you will be promoted to apply to become our client. Start the process TODAY: https://wealthnation.io/infinite-banking/ _______________________________________ CONNECT WITH WEALTH NATION Facebook: https://www.facebook.com/WealthNation.io/ Instagram: https://www.instagram.com/wealthnation.io/ _______________________________________ RESOURCES 1. INFINITE BANKING 101 Masterclass: https://wealthnation.io/infinite-banking/ 2. FINANCE & LIFESTYLE BOOK RECOMMENDATIONS: https://kit.com/WealthNation _______________________________________ SIDENOTES If you would like to request a specific topic be covered by Wealth Nation in upcoming videos, drop your comments below! Contact Wealth Nation Directly: https://wealthnation.io/contact/ Do you want Wealth Nation to speak at your next event? Contact us: [email protected] _______________________________________ DISCLAIMER Wealth Nation makes content available as a service to its customers and other visitors, to be used for informational purposes only. While our best intentions are to provide accurate and timely information, you should always consult with retirement, tax, and legal professionals prior to taking any action.
Views: 215 Wealth Nation
--------------------------------------------------------------------------------- Click on the link and open Demat A/c with 5Paisa for share trading and mutual fund investment https://www.5paisa.com/register-page?ReturnUrl=invest-open-account&ReferralCode=59679774 ------------------------------------------------------------------------------ In this video I have tried to explain basics of Mutual fund and SIP and shown some best returns of mutual fund..... I have also shown some best funds names... Mutual funds are subject to market risk... Note- some data has taken from www.moneycontrol.com ------------------------------------------------------------------------------ Please like Face book page- https://www.facebook.com/pawanjitechnical/ For any help my whatsup no #7001895774
Views: 3669362 Pawanji technical
Interest rates have been low for a long time, but what will happen to your portfolio when rates go up? Cadence Bank Senior Financial Advisor Kevin McCallum suggests meeting with your financial professional and evaluating your portfolio to help guard against principal fluctuation in a sharp-rising rate environment.
Views: 99 Cadence Bank N. A.
post office savings scheme 2018 Hindi ! PPF(Public Provident Fund) Scheme ! अधिक जानकारी के नीचे दिये गये लिंक पर जाये। https://www.mybestscheme.com इस विडियों में आपको Post Office की Best Scheme के बारे में जानकारी मिलेगीं. इस विडियों में मै आपको ऐसी Scheme के बारे बताउगा की 1.5 लाख जमा करने पर आपको 43 लाख रुपये मिलेगें।
Views: 8364575 VP WORLD
Here’s a step by step guide of How to Invest in 2019 and the basic strategies to begin investing and growing your wealth - enjoy! Add me on Instagram/Snapchat: GPStephan Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ Get $50 off for a LIMITED TIME with code ThankYou50 - The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: https://goo.gl/UFpi4c First, for those just looking for a basic place to put their money, we have the almighty Ally Bank Savings Account that currently offers a 2% interest rate. You can also use a few other high interest bank accounts, like Barclays, Sychrony Bank, or American Express Savings…they all currently offer around a 2% return. Second…and this is arguably the most important part of this entire video…when it comes to investing, especially if you’re JUST starting out, is set up a Roth IRA. This is basically an account that you can put money into, and by the time you’re 59.5, you can pull ALL of your profit completely tax free without paying ANY capitals gains tax. Vanguard has a great option for a Roth IRA if you chose to invest with them. Now third, in terms of WHAT to invest in, my BIGGEST recommendation for MOST people out there is to invest in an index fund with a low expense ratio. When people always ask “how can you get an averaged 8% return”…this is pretty much my advice. Long term, historically, over the last century, the stock market has returned about 8% annually, adjusted for inflation, with dividends re-invested. Ok…number 4…and I figured I’d put this here instead of listing it back to back with the Roth IRA…but that’s setting up a Traditional 401k. This is an account where whatever you contribute is deducted from your total taxable income, and you can grow your investment tax free until you take it out at 59.5. This means that you’ll have MORE money to invest because you’re paying LESS in taxes. The “catch,” however, is that you’ll pay taxes on whatever you take out of your account after the age of 59.5. Now number 5…back to investment options. If you want to, or you’re interested in doing a little more work, you can invest in individual stocks. I personally recommend you try to do this within a Roth IRA or 401k to avoid getting taxed on your profits…but this isn’t required. You can just as easily open an account on Robinhood, invest in individual stocks commission free, and reap some pretty great returns. Now Number 6…my favorite…obviously…is investing in real estate Real Estate. Now unfortunately, this is one of those things that you’ll probably need to work up to. Especially if you’re just starting, unless you have a decent amount of money to already work with, I’d probably recommend saving up or investing elsewhere and then coming back to real estate one you have some capital to work with. Typically, you’re going to need about a 15-20% down payment - which could be a lot of money depending on where you’re planning to invest. But real estate is my favorite for a few reasons: The first if that you get immediate cashflow from renting it out. Second, because of all of the tax deductions, most of that income you make is tax free Third, you’re able to BORROW most of the money to buy real estate and slowly pay that off over time Fourth, you’re building up equity as you pay down the loan - so eventually you’ll own it outright And finally, the property is likely to increase in value over time This is why it’s no surprise that 90% of the world’s millionaires are created through investing in real estate…and I’m absolutely no exception! And finally…number 7…drum roll…is investing into a business. And this is probably where you can get the highest return from just about ANYTHING I’ve mentioned so far, or pretty much ANY other investment out there. Now these are just a few ideas for you to go out and consider…some people might say forex trading, swing trading, etc, the list goes on. But as I mention time and time again, the higher the return, the riskier the investment, and that’s absolutely something to take into consideration. For business inquiries or paid one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq
Views: 228053 Graham Stephan
Post Office investment schemes 2018 Interest Rate पोस्ट आफिस सभी स्कीम की ब्याज दरें कितना ब्याज मिलेगा पहले क्वाटर में Post Office tax saving Schemes and other schemes ..LIKE SHARE SUBSCRIBE!!! email: [email protected] follow us on fb: https://m.facebook.com/AD-Education-102320160343223/ Read our blog adeducationyt.blogspot.com KEEP LEARNING KEEP GROWING THANKS!!
Views: 21878 AD Education
Money supply is increased by the Central Bank. The interest rate should drop, investment should be higher. Was it the right decision for the economy? Professor Basarab Gogoneata. Recorded at Bucharest University of Economic Studies. Inregistrat la Academia de Studii Economice din Bucuresti
Views: 755 Basarab Gogoneata
https://nomadcapitalist.com/offshore-banking/ There are some common misconceptions about offshore bank accounts, based on information given by politicians and media of certain countries. The reality is that offshore banking is not about "hide and seek", but could be a way to more stability, more wealth, higher interest rates, as well as more investment opportunities. Simply put, it allows you to diversify your options and take control of your own money. ------- ABOUT NOMAD CAPITALIST Andrew Henderson is the world's most sought-after consultant on legal offshore tax reduction, investment immigration, and global citizenship. He works exclusively with six- and seven-figure entrepreneurs and investors who want to "go where they're treated best". Work with Andrew: https://bit.ly/Nomad-Capitalist-Application Andrew has spent the last 11 years studying and personally implementing the Nomad Capitalist lifestyle, and has started offshore companies, opened offshore bank accounts, obtained multiple second passports, and purchased real estate in a total of 20 countries. He has also spent years creating a behavior-based system that helps people get the results they want faster and with less resistance. Andrew believes that everyone can use offshore strategies to keep more of their own money, live a life of freedom, and grow their wealth faster. About Andrew: https://nomadcapitalist.com/about/andrew-henderson/ Our website: https://www.nomadcapitalist.com Subscribe: https://www.youtube.com/subscription_center?add_user=nomadcapitalist Buy Andrew's book: https://amzn.to/2QKQqR0 DISCLAIMER: The information in this video should not be considered tax, financial, investment, or any kind of professional advice. Only a professional diagnosis of your specific situation can determine which strategies are appropriate for your needs. Nomad Capitalist can and does not provide advice unless/until engaged by you.
Views: 7422 Nomad Capitalist
When it comes to investing, you may consider investing in several different assets, which may involve fixed income investments or growth oriented investments. However, amid market, and economic fluctuations, it is essential to strike a balance in your portfolio. You can consider investing some part of your savings in growth assets like equities, mutual funds or others. However, to avoid any uncertainties in your portfolio, consider investing in fixed asset investment avenues like fixed deposits. When choosing the best fixed deposits, consider investing in Bajaj Finance FDs, where you can earn high interest rates, benefit from flexible tenors and periodic interest payouts. Watch this video to know more about the benefits of diversifying your portfolio and how you can make the most of this investment. *Rate of interest per annum, applicable on a cumulative scheme tenor of 36-60 months for the respective customer categories. T&C apply. The additional rate of interest of 0.25% p.a. is over & above the published card rate. It is a limited period offer and is applicable on a Fixed Deposit up to Rs. 5 crore, renewed after 01 February 2018. Depositors are advised to check the card rate and special category benefits on the day of investment by visiting http://bit.ly/Bajaj_Finance_FD_Interest_Rates Subscribe to our channel for the latest updates and get answers to your queries: https://bit.ly/2L1u760 Visit our website for more information: http://bit.ly/Investment_options Disclaimer for FD: As regards deposit-taking activity of the company, the viewers may refer to the advertisement in TOI & Maharashtra Times, dated 17 October 2018 for soliciting public deposits. The company is having a valid Certificate of Registration dated March 5, 1998, issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company. Like, Share and Comment on our videos. Connect with us on:- Facebook: https://www.facebook.com/bajajfinserv Linkedin: https://www.linkedin.com/company/bajaj-finserv-lending Twitter: https://twitter.com/Bajaj_Finserv
Views: 106 Bajaj Finserv
Public Provident Fund Best Saving Scheme In India. NOTE :- SBI PPF में 50 हजार रूपए प्रति वर्ष जमा करने पर 15 वर्षो में Return बनता हे 14.16 लाख 7.6% * इंटरेस्ट रेट के हिसाब से (As Per Financial Calculator ) ( PPF Scheme में Rate of Interest Govt. के द्वारा बढ़ाया या घटाया जा सकता हे ) Hello Friends In This video we will show you SBI PPF Account Full Detail With Terms and condition and what is the benefits of sbi ppf scheme Friends First of All what is PPF account PPF account full form is Public Provident Fund PPF account can be open in SBI, Post Office , HDFC Bank and some more nationalized Banks with simple KYC Documents SBI PPF account is one of the best saving scheme in India. One can invest in PPF Account by minimum 500 Rs and Maximum 150000/- Rs in one financial year In one month SBI PPF allowed two deposit transaction and in one financial year ppf scheme allow 12 Deposit transaction Locking period of sbi ppf plan is 15 Year, No withdrawal allow before 15 year* One more important benefit of SBI PPF or Posit office PPF account is Tax Benefit One can take tax benefit in this ppf plan under section 80( C )and at the time of maturity there is no tax deduction Means maturity amount is fully tax free Loan Facility is also available after 3 year in sbi public provident fund scheme . PPF Plan 2018 can be taken on minors name also this scheme is allow for minor and major both. Presently Rate of interest is 7.8% which revised in every 3 Month There is compound interest Benefit is also in this plan SBI PPF Account will give you very good saving and Returns without any risk Thanks
Views: 5093027 Online Support Raj
After reading all the interest about Robinhood’s 3% Checking Account, I did some research and found the BEST Savings accounts that offer the highest interest…FDIC insured ;) Enjoy! Add me on Snapchat/Instagram: GPStephan Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ GET $50 OFF FOR A LIMITED TIME WITH COUPON CODE: THANKYOU50 The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: https://goo.gl/UFpi4c First Bank: Ally Bank As of mid December 2018, they offer a 2% annual return on your money in their online savings account. And this is with no strings attached…no account minimums, no maximums, no need to make direct deposit every month to quality, no conditions to meet…no waiting list of over 700,000 to join…it’s just open up an account, put your money in, and enjoy a 2% return! Second Bank: American Express Savings They offer the same 2% return just like Ally Bank does. I’ve been an American Express customer since 2012 and AMEX has been nothing but amazing. Their accounts also have no fees, no minimums, and a pretty decent way to get 2% return if you’re already an AMEX customer. Oh, and it’s FDIC insured ;) Third Bank: Capital One 360 They also offer a no fee account that offers 2% interest…but they’re not quite as good because to get the 2%, you need to keep a minimum of $10,000 in your account. So most likely, the other two options are a little better. Fourth Bank: Marcus by Goldman Sachs Right now they offer a slightly better rate than the previous 3, at 2.05% interest! No account minimums and no requirements to meet! Fifth Bank: Synchrony Bank. Pretty much the same as Marcus by Goldman Sachs and they also offer the same 2.05%! Sixth Bank: PNC Bank They offer 2.35% interest. That’s pretty much the highest that I’ve found on a savings account without any account minimum, without any fees, or without any weird deposit requirements, without any waiting lists, and best of all…while still having FDIC insurance! There are several other nation wide banks that offer 2.4%+ interest…although all of them had bad reviews, so I didn’t feel comfortable listing them. - In terms of other banks offering OVER 3% to match or even beat Robinhood…yes, that does exist. There are several other REGIONAL BANKS that offer 3% AND HIGHER if you meet their requirements. The full list can be seen here: https://www.doctorofcredit.com/high-interest-savings-to-get/ So while Robinhood seems like the BEST option in terms of no fees, no requirements, and no minimums to make 3%, it MIGHT not be worth the risk if they don’t have SIPC insurance confirmed. And this video is really about just giving you some other ideas and options besides Robinhood. Even though you’ll make a bit less than 3%, the result is pretty negligible..the difference of .65% on $20,000 is only $10.83 per MONTH…and for that price, I think getting a better bank with better customer service is totally worth the price. So I hope this video was able to give you some solid options to think of! For business inquiries or paid one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq
Views: 120287 Graham Stephan
An annual percentage rate is the rate of interest credit card companies and financial lenders charge on loans to make money. Understand how annual percentage rates or APR's work, like the higher an APR the longer it can take to pay off a loan or credit card, with advice from a registered financial consultant in this free video on finance and investment. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Views: 1116 eHow
Variable interest rates change over a given period of time, and since the risk is higher, typically the rate of return is as well. Understand how to determine variable interest rates and make good financial decisions with tips and advice from an experienced financial adviser in this free video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Views: 494 eHow
US Fed Rate Hike creates a lot of buzz. It impacts the stock markets around the world. The big question is how it is going to impact the Indian Stock Market? Besides sentiments, there is also an impact on the ground. US Fed has increased the rates thrice in 2017 and more are expected in 2018. The higher interest rates mean that it might influence the decision of FII or FPI to park the money in banks instead of investing in stock markets. India VIX has touched its 10 month high of 16.40. It means there is very high volatility in the market. According to experts, India VIX is indirectly proportional to the Stock Market Index. Therefore, experts expect a correction. Besides this, US Tax reforms is also positive news for the market and the market's uptrend is due to heavy buying in the FMCG, Pharma and Banking sectors. RBI has increased the foreign investment limit in Manpasand Beverages from 24% to 29%. It is very good news for the stock as FII and FPI can invest more. If you liked this video, You can "Subscribe" to my YouTube Channel. The link is as follows https://goo.gl/nsh0Oh By subscribing, You can daily watch a new Educational and Informative video in your own Hindi language. For more such interesting and informative content, join me at: Website: http://www.nitinbhatia.in/ T: http://twitter.com/nitinbhatia121 G+: https://plus.google.com/+NitinBhatia #NitinBhatia
Views: 9549 Nitin Bhatia
https://youtu.be/R27t9zwIgc4 http://profitableinvestingtips.com/stock-investing/will-bank-stocks-keep-sliding-despite-higher-interest-rates Will Bank Stocks Keep Sliding Despite Higher Interest Rates? Bank stocks have taken a hit due to low lending rates. So, one might think that the prospect of the Fed raising rates several times this year would be a promising sign for the financial sector. But, CNBC reports that the Fed may not be able to save financial stocks with rate increases. As banks have struggled to cut costs and add new sources of income to combat lower rates on lending, investors have kept close watch on the Fed for clues to when officials will raise rates. But even with one rate hike in December and the prospect of more hikes this year, traders say higher rates may not be enough to save financial stocks from their slide. "Even in the current environment, which is not bad, they're not really creating value for shareholders," Nick Colas of Convergex said Thursday on CNBC's "Power Lunch." According to Colas, the bigger problem for financial companies is that their profitability has already taken a huge hit. Colas said financials are returning 6 to 7 percent on capital, falling short of the 8 percent minimum that investors expect. For now, it seems that some investors are giving up, he said. Investors pay for a predictable rate of return and today with bank stocks they are not getting it. Thus bank stocks are on a downward slide. But stocks that fall commonly bottom out and often present investors with long term value on the cheap. When will it be time to buy bank stocks again? Bank Stocks to Consider Right Now 24/7 Wall Street reports four attractive bank stock picks for now. It seems hard to believe, but since the highs that were posted last summer, the bank stocks as a whole are down a stunning 20%, which is more than two times the loss that the S&P 500 put in. The question for investors looking at the group is whether this is a bottom or they have farther to fall. With worries about a slowing economy, harsh election year political rhetoric and weakening capital markets, some are still steering clear. A new Deutsche Bank research report touches on all the above-mentioned concerns and numerous others, not the least of which is the fallout from bad energy loans, which could be around for years. However, the firm does have bank stocks in its research universe that are rated Buy. We found four that look very attractive now. The four suggestions are Bank of America, JPMorgan Chase, PNC Financial Services and Wells Fargo. All of these stocks pay dividends and as a point of reference Wells Fargo is one of the top Berkshire Hathaway holdings. How High Would Interest Rates Need to Go to Help Banks? The Financial Times looks at banks and the hit they have taken from the Fed’s more dovish stance. Officials expect to follow up the modest rate rise they brought in before Christmas with only two increases this year, not four as previously envisioned. The more dovish stance will cost the US banking industry about $5bn, estimates Mike Mayo, analyst at CLSA. It would appear that to help out the big banks the Fed would need to be much more aggressive in raising interest rates, perhaps four or more times this year. But then they could also throw the country back into recession. Perhaps the banks just need to tough it out for the time being.
Views: 50 InvestingTip
what is SWP | Income from Mutual funds | Regular Mutual funds | SWP| ----------------------------------------------------------------------------------------------------- Link to Open Account : http://partners.fyers.in/AP0179 Open Demat account :https://zerodha.com/open-account?c=ZMPASV ---------------------------------------------------------------------------------------------------- Share, Support, Subscribe!!! Subscribe: https://goo.gl/yNw13g Youtube: http://www.youtube.com/c/Finbaba Twitter: http://www.twitter.com/finbabaIndia Facebook: http://www.facebook.com/finbabaIndia Instagram: http://instagram.com/finbabaIndia ----------------------------------------------------------------------------------------------------- Subscribe Our Channel click Here for Latest Video https://goo.gl/yNw13g ----------------------------------------------------------------------------------------------------- Related Videos : SIP investment : https://youtu.be/Zh7dmWzqXWY Save Tax under section 80C : https://youtu.be/y5Sat6TcJHs Mutual funds : https://youtu.be/-gP4HfMCeBQ Gold ETFS :https://youtu.be/EPjiho6m1XI Arbitrage fund : https://youtu.be/3oyryG22H4I How to find stop loss : https://youtu.be/jZugeeEVSP0 FCNR account : https://youtu.be/G4GFoQFy_RI Stock Market Tax : https://youtu.be/hcYDeXEW6eY Stock Split : https://youtu.be/NQpW2oBemyk How to Buy Share Onlie https://youtu.be/g8Eb1LVNXM0 What is Cnadle stick https://youtu.be/-Sjhv7h3IT8 ------------------------------------------------------------------------------------------------------- Open Demat account :https://zerodha.com/open-account?c=ZMPASV ------------------------------------------------------------------------------------------------------- About: FinBaba is a you-tube channel, where you can get Information about Banking, finance, Stock market basic and Advance, Forex, Mutual funds and many more. Thanks For Watching this Video. !
Views: 1272655 Fin Baba
Davor is without a doubt producing the highest interest rates of any lending platform I've ever seen!!! Please sign up and invest under my team with the link below: https://davor.io/Account/Registration?r=FDABA3 Track: LFZ - Popsicle [NCS Release] Music provided by NoCopyrightSounds. Free Download / Stream: http://ncs.io/PopsicleYO
Views: 35 Crypto Wolf
We offer 10% interest on investment over 12 months, best interest rates on secure asset backed uk property investments. Minimum investment £5,000.00. Open your investment account now and receive a market beating return. Interest is paid monthly - 3 months notice to withdraw - 12 month investment
Views: 256 Fixed Interest 10% on Your Savings
Every investment carries an inherent risk, but there are investors who are risk averse, who look for safer investment avenues to grow their wealth. With safe investment options, you can look for growth of capital without any risk. ` When it comes to investment products, there are financial and non-financial assets, out of which financial assets can be divided into market-linked products such as stocks and mutual funds. These products come with high returns, albeit with risks due to the impact of market forces and fluctuations. On the other hand, fixed income products like Public Provident Fund are low-risk investments that offer modest returns, but with higher safety. However, not all fixed income products have to be low on returns. You can hence, look to invest in fixed deposits, where you stand to benefit from high returns, better interest rates for senior citizens, flexible tenor and periodic interest payouts. Consider investing in Bajaj Finance Fixed Deposit so you can look for higher returns, high safety ratings, and periodic interest payouts. Get the highest interest rates by investing in Bajaj Finance Fixed Deposits. *Rate of interest per annum, applicable on a cumulative scheme tenor of 36-60 months for the respective customer categories. T&C apply. The additional rate of interest of 0.25% p.a. is over & above the published card rate. It is a limited period offer and is applicable on a Fixed Deposit up to Rs. 5 crore, renewed after 01 February 2018. Depositors are advised to check the card rate and special category benefits on the day of investment by visiting https://www.bajajfinserv.in/fixed-deposit-fees-and-interest-rates Base disclaimer for FD: As regards deposit-taking activity of the company, the viewers may refer to the advertisement in TOI & Maharashtra Times, dated 17 October 2018 for soliciting public deposits. The company is having a valid Certificate of Registration dated March 5, 1998, issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company. Subscribe to our channel for the latest updates and get answers to your queries: https://bit.ly/2L1u760 Visit our website: http://bit.ly/Apply_now_for_FD Watch the video to know the difference between FD and Savings Account: https://www.youtube.com/watch?v=sciPpTkWdt4 Like, Share and Comment on our videos. Connect with us on:- Facebook: https://www.facebook.com/bajajfinserv Linkedin: https://www.linkedin.com/company/bajaj-finserv-lending Twitter: https://twitter.com/Bajaj_Finserv #best_investment_options #bajaj_finance_fixed_deposit #fixed_deposit
Views: 1149 Bajaj Finserv
Sequence of return risk is among the largest mistakes non-professionals and math-oriented investors make regarding personal financial planning. These folks conflate AVERAGE investment returns with a annual, year over year, investment returns. And you just can't do that. Let me explain. You look at the S&P 500 and see that it has averaged say 10% a year since 1926. Thus you think if you invest in the S&P500 you can safely withdraw 6% a year and you will still add 4% a year to your capital base. $100,000 in the SP 500 allows you to withdraw $6,000 and the next year you have $104,000 in your account. Using average returns over time, this actually makes sense. But reality isn't 'average'. In reality, the SP 500 has years like 2000, 2001 and 2002 when it was down 9%, 11% and 22% respectively. In this case, your $100,000 fell to $91,000 in 2000. Then you withdrew $6000 and now your investment was down to $85,000. The following year, your $85,000 fell 11% to be down to $75, 650 and once you withdrew your $6,000 you only had around $69,000 left. In 2002, the portfolio fell another 22%, putting you down to $54,000 and when you withdrew $6,000 you were left with less than HALF of what you started with 3 short years earlier. Your $6,000 a year withdrawals are no longer equal to 6% like it was initially, but now you're withdrawing almost 13% a year from your portfolio! No amount of growth from here on out is going to save you. You WILL run out of money! That is sequence of return risk. Even though the market averaged 10% a year, or whatever it was, in any year you could lose your shirt and thus your distribution percentage is WAY higher than can be sustained. This is where the 4% rule becomes important to understand. Because it is the 4% rule that takes into consideration sequence of return risk. Second part of this video, I talk about how interest rates work vs. total return on bonds and bond funds. Interest rates are simply what you get for investing your money into a bond TODAY. I buy a bond today that has a an interest rate(or coupon) of 6% for $100,000. I will then receive $6,000 annually until either the bond matures and I get my $100,000 back. The issuer goes bankrupt, in which case I lose everything. Or the bond is called, kind of like a corporate debt refinance, and I receive the $100,000 back. Now let's say interest rates go down across the economy. That same issuer of the bond I hold now issues new bonds but this time they're only paying 5%. The new bonds also cost $100,000. So, if I were to buy a new bond for $100,000 I'd only get $5,000 a year in interest. Which do you think is more valueable? A bond paying $5,000 or a bond paying $6,000? Well, the $6,000 bond is of course. This means my $6,000 a year bond will command a higher price than the bond that only pays $5,000. But remember I paid $100,000 for each bond. So, in this case, my 6% bond could be sold for MORE than $100,000 because an investor would be willing to pay a premium on that bond in order to get more interest. The investor says something like, "I can pay $100,000 to get $5,000 a year interest, or I can pay $105,000 to get $6,000 a year interest." (There is a mathematical formula to determine the actual value for the 6% bond by the way.) Let's say I sell my 6% bond for $105,000. Now I've made $5,000 in capital gain AND $6,000 in bond interest for a total return of 11%. Whereas if I didn't sell the bond, I'd just get interest of 6%. And that is the difference between the two. But, critical to remember, my 11% total return is only temporary. I can not get 11% total return again. The only reason I was able to pocket that extra $5k was because interest rates went down. They can only go down so far In fact, when they start going up again, my 5% will LOSE value because it's only paying $5,000 when other bonds are paying $6,000. In this case, I'd take a LOSS in order to sell that bond and that loss would offset the capital gain I had before. Finally, at the end of the day, the ONLY return one can correctly assume he will earn on bonds is the interest rate he receives on the day he bought the bond. All other returns, that go into the total return calculation are only temporary. You can not rely on total return of bonds to estimate your potential for a bond investment. You should ONLY use interest rate at the time you purchased. For more information on topics like this, visit my website at www.heritagewealthplanning.com ================================= If you like what you see, a thumbs up helps A LOT. So, give me a thumbs up, please! Don't forget to SUBSCRIBE by clicking here: https://www.youtube.com/channel/UCSEzy4i9xrKPoaU9z0_XbmA?sub_confirmation=1 GET MY BOOK: Strategic Money Planning: 8 Easy Ways To Put Your House In Order It's FREE if you're a Kindle Unlimited Subscriber! https://amzn.to/2wKGi50
Views: 87 Heritage Wealth Planning
A good way to find a low home equity line of credit interest rate is by contacting a financial broker or by checking Bankrate.com. Discover how home equity lines of credit are a higher risk area for banks due to the credit line being in the second position to the primary mortgage with tips from a registered financial consultant in this free video on finance and investment. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Views: 599 eHow
Compare bank mortgage interest rates by searching the Internet for Web sites that compare rates, contacting different banks for full disclosure information and using the variables of a mortgage interest rate to pick the best choice. Use the Internet as a guide for picking a good mortgage interest rate with help from a financial consultant in this free video on investments. Expert: Roger Groh Bio: Roger Groh is the founder of Groh Asset Management. Filmmaker: Bing Hu
Views: 342 ehowfinance
INDIA POST PAYMENT BANK LATEST SAVING SCHEMES. HOW TO OPEN RD IN POST OFFICE How to calculate RD interest rate in post office RD interest rate 2018. -~-~~-~~~-~~-~- Please watch: "7TH PAY COMMISSION LATEST NEWS TODAY 2019 / FITMENT FACTOR NEWS / MINIMUM PAY NEWS / INCOME TAX SLAB" https://www.youtube.com/watch?v=9vb-k75orSI -~-~~-~~~-~~-~-
Views: 200171 Trending Now
I was asked for some good strategies for investing in bonds in a rising interest rate environment. Show notes: https://www.whitecoatinvestor.com/bonds-rising-interest-rates-podcast-84/ These strategies include short term bonds, money market funds, inflation adjusted bonds, and stable value funds. Don’t extrapolate the past into the future. Interest rates may go up, down, or stay flat. Like you, I have no idea what the answer is. Neither does anybody else. Make sure you have an investing plan that is highly likely to reach your goals no matter what happens with interest rates in the short run and in the long run. I prefer a fixed asset allocation strategy. If you had a working crystal ball, stay in cash until rates are done going up, then switch to long term bonds until rates are done going down then switch again. You can hedge your bets by staying short, but there is a very real cost to doing that and we discuss that in this episode. https://whitecoatinvestor.teachable.com/p/fire-your-financial-advisor
Views: 268 The White Coat Investor
12/10/2018 Webcast: The 2019 economic and market outlook Vanguard Global Chief Economist Joe Davis discusses recent actions by the Federal Reserve Bank and lays out his team's predictions for 2019, which include additional incremental rate increases–up to but not above the roughly 3% range. Even in a tight labor market with the likelihood of continued modest wage growth, Joe explains why he does not foresee core inflation rising above 2%. IMPORTANT INFORMATION All investing is subject to risk, including the possible loss of the money you invest. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income. Diversification does not ensure a profit or protect against a loss. Past performance is not a guarantee of future results. Investments in bonds are subject to interest rate, credit, and inflation risk. Investments in stocks or bonds issued by non-U.S. companies are subject to risks including country/regional risk and currency risk. These risks are especially high in emerging markets. IMPORTANT: The projections and other information generated by the Vanguard Capital Markets Model regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. VCMM results will vary with each use and over time. The VCMM projections are based on a statistical analysis of historical data. Future returns may behave differently from the historical patterns captured in the VCMM. More important, the VCMM may be underestimating extreme negative scenarios unobserved in the historical period on which the model estimation is based. The Vanguard Capital Markets Model® is a proprietary financial simulation tool developed and maintained by Vanguard’s primary investment research and advice teams. The model forecasts distributions of future returns for a wide array of broad asset classes. Those asset classes include U.S. and international equity markets, several maturities of the U.S. Treasury and corporate fixed income markets, international fixed income markets, U.S. money markets, commodities, and certain alternative investment strategies. The theoretical and empirical foundation for the Vanguard Capital Markets Model is that the returns of various asset classes reflect the compensation investors require for bearing different types of systematic risk (beta). At the core of the model are estimates of the dynamic statistical relationship between risk factors and asset returns, obtained from statistical analysis based on available monthly financial and economic data from as early as 1960. Using a system of estimated equations, the model then applies a Monte Carlo simulation method to project the estimated interrelationships among risk factors and asset classes as well as uncertainty and randomness over time. The model generates a large set of simulated outcomes for each asset class over several time horizons. Forecasts are obtained by computing measures of central tendency in these simulations. Results produced by the tool will vary with each use and over time. Advice services are provided by Vanguard Advisers, Inc., a registered investment advisor, or by Vanguard National Trust Company, a federally chartered, limited-purpose trust company. © 2018 The Vanguard Group, Inc. All rights reserved.
Views: 436 Vanguard
Purchasing when interest rates are low can be great. If they rise again, however, will you be able to make higher mortgage repayments each month and hold onto your investment property portfolio? Webinar participant, Shane, asks, “How do you manage the risk that interest rates could rise above your ability to service mortgage repayments – particularly if you have multiple properties?” Nathan says, managing this risk is an important part of assessing your cash flow before deciding to purchase each property. He recommends the following practices. Interested in property investing? Visit our website at http://www.binvested.com.au to find out more about how we can help you. Also join our communities on: Facebook - https://www.facebook.com/binvested.co... Twitter - https://twitter.com/b_invested Pinterest - http://pinterest.com/binvested/
Views: 1442 Binvested
Conditions in Asian investment property markets remain firm, supported by high economic growth and low real interest rates. Hong Kong and Singapore have been especially strong, with Hong Kong set to be Asia's top investment market in 2017. India also seems to be maturing as an investment market. With high growth and low real rates set to persist, transaction volumes could rise again in 2018, and yields may fall even further. Thus we stay positive about Asian investment property, and point to Singapore as a source of value. What could go wrong? In our view, the greatest risk to investment property values in Asia is a global financial downturn, stimulated by rich valuations (notably in equities). We highlight the long-run risk that artificial intelligence may cause severe temporary disruption in the financial sector, reducing demand for space. In our view, these outcomes are significantly more probable than a major Asian conflict. Read http://www.colliers.com/-/media/files/apac/asia/colliers-of-high-growth-low-realrates-black-swans.pdf
Views: 224 Colliers International Asia
http://www.goldsteinongelt.com/ Money manager Chris Cogswell returns to The Goldstein on Gelt Show to talk about what's going on in the free market during a rising interest rate environment and an increase in volatility. Chris also explains how high frequency traders beat not only retail investors to the market, but also are faster than most institutional investors. Whether you’re building a budget or saving for retirement, The Goldstein on Gelt Show provides a big picture view on how the financial markets affect you. Certified Financial Planner™, author, and host Douglas Goldstein has 20+ years of experience as an investment advisor and financial educator. Highlights of the show are discussions with influential guests ranging from Nobel Prize winners, high-tech heroes, financial experts, best-selling authors, business leaders, and more. Conversations include a wide variety of investment topics covering the basics of personal finance, investment strategies, working with your spouse, and teaching your children about money. Doug’s clear explanations about stocks, bonds, mutual funds. ETFs, and financial planning help you make smart money choices quickly and confidently.
Views: 44 Douglas Goldstein
The stock market ended 2018 with a serious correction. It helped remove the false sense of security that the extended bull market gave us. Low-yielding bonds are not appealing. When the Federal Reserve raises interest rates, it negatively impacts bond trading values. When higher yielding bonds are offered, the lower yielding bonds lose resale value. Savings accounts and CD's have always been popular for those looking for a low risk option, but low-interest rates make them unappealing. This news feature highlights the Tekeno Modified Endowment Contract that provides safety, liquidity, and can earn excellent interest. The MECs presented here, leverage stock market upside without actually being directly invested in the stock market and are therefore not subject to stock market downside risk, making them an excellent alternative to a Savings Account or a Bank CD. Call Moshe Fishman at 732-806-0017 to see if a MEC can work for you.