Learn the in's and out's of Property Options with Carly Crutchfield and CCORP. Carly Crutchfield began her life from humble beginnings and eventually started to work for other companies in the property and investment sector before deciding she wanted a strategy that could multiply her wealth, and she thought the answer might lie in property development. Now, Carly Crutchfield, the CEO & founder of CCORP, has been actively involved in the property market for over 12 years, in property development, property investment and renovating. Her property strategies have included and involved using little money down as that is what Carly Crutchfield started with. Carly Crutchfield has a passion for property that stems from when she was a teenager and she loves showing others her property tips and tricks. Carly Crutchfield has developed, optioned, renovated and sold property all over Australia and CCORP provides others with an opportunity to get a detailed grasp on how Carly has achieved all this at such a young age. Carly Crutchfield is a strong minded person who doesn't take no for an answer and it is this determination which carries Carly and drives her to continually outdo herself and challenge herself. Carly Crutchfield is not a stranger to hard work and is actively involved in her property projects. Not only does Carly Crutchfield develop her own small to medium sized residential projects, but Carly also shares her secrets of successful property development and renovation through her CCORP workshops -- CCORP has taught more than 80,000 people the art of property development and property investment. CCORP provides Aussies with weekly updates in the property market, teaches property development and property investment strategies and has a array of divisions including finance brokerage to help people to get their property loans approved. Carly Crutchfield works hard to make sure that her clients are the best informed in the industry. Carly Crutchfield and CCORP are proud of their involvement of so many ordinary Aussies changing their lives for the better through property and enjoy helping them along every step of their property journey. And you may recognise Carly Crutchfield from her involvement with Channel Nine's Secret Millionaire program which aired internationally. The show placed Carly inside a struggling community in Melbourne, in disguise, where she made a difference to the lives of those she came into contact with. The show Secret Millionaire has allowed Carly Crutchfield to help many struggling Aussies but Carly is no stranger to charity work having visited many communities struggling from natural disasters including the Indonesia Boxing Day Tsunami, the China earthquakes and the Phillippines following a Typhoon to mention just a few. Carly Crutchfield is an active campaigner against drug use and has helped educate thousands of teenagers against the danger of drugs. She has helped many turn their lives around and kick the habit and is an inspiration to many young people throughout Australia. Carly Crutchfield was also a finalist in the prestigious Best Young Entrepreneur category for the International Stevie Awards, for Women In Business and a finalist in Cosmopolitan's Fun Fearless Females, 2011 due to the result of her hard work developing CCORP to be one of Australia's leading companies to provide such an abundance of property information, strategies, advice and education. While Carly Crutchfield holds her own in the hard and fast, male-dominated property and construction industry, in her spare time she enjoys some of the more luxurious pursuits success has allowed her such as travelling the world although her keen business drive has her constantly on the lookout for new opportunities, new ideas, and new ways to make CCORP bigger and better. She is constantly changing, evolving and keeping ahead of everyone else in property, business and knowledge. CCORP 's main focus is to bring real education that is current, up to date and most importantly is relevant to people starting out, people looking to increase their current property portfolios and who want to expand their property knowledge to allow them even more success. Carly Crutchfield has created a complete Property Development Course and a Renovation Course detailing a step by step guide on how she applies her property strategies to real life. She has successful students all throughout Australia; people who have invested in great property deals, made millions through property development, and those who want smaller projects such as renovating. If you want to know more about Carly Crutchfield, her courses or how to access her free property information go to www.ccorp.com.au. She has intro property development DVDs available, intro property investment DVDs available as well as numerous other videos, books and property tools.
Views: 11035 Carly Crutchfield
Robert Kiyosaki's Cashflow 202 game has 2 tracks - the Rat Race and Fast Track. On the Rat Race track, there are various kind of spaces which you move from a space to another. PAYCHECK Every time you land on or pass the paycheck space, you will receive the amount of your monthly cashflow from the bank. If this amount is negative, you must pay it to the bank. DOWNSIZED If you land on the downsized space, tough luck. It means you have temporarily lost your job. Pay the amount of your total expenses AND lose 2 turns! BABY If you land on baby space, you will need to do the following: Increase the number of children on your game card. Add the Per Child Expense on your game card to your Child Expenses in the expense column. Add your per child expenses to your total expenses. Reduce your monthly cash flow by the per child expense. Have your game card audited. Some much trouble. Maybe that is why Robert Kiyosaki does not currently have any kids! DOODADS Doodads are the unexpected and often unnecesary items which you spend your money on. When you land on a doodads space draw a doodads card and follow the directions. OPPORTUNITY There are 2 kind of opportunity cards -- small deals and big deals cards. They contains a variety of investment opportunities that may help you in your quest to get out of the rat race. When you land on an opportunity space, you may choose either to take a small deal or a big deal card. The largest small deal is $5000 to get into and the big deals begin at $6000. THE MARKET The Market cards are where you will find buyers for your investments. The market cards also include economic events which may affect your financial position. For example, interest rate increase etc. CHARITY Upon landing on charity, you may choose to give 10% of your total income to charity in exchange for the use of 2 dice on each of your next 3 turns. Charity is optional.
Views: 17916 EstoEsBolsa
Register for the Free Online Training https://massland.com.au/l/webinar1 Australia's Number 1 Authority on Property Options, Mark Rolton, explains the first and most vital step of finding an Ultimate Buyer. When you know what your Ulimate Buyer is looking for is makes searching for a site, so much easier.
Views: 45662 Mark Rolton
For FREE valuable training about Purchase Lease Options by Simon Zutshi, click on the link below: https://property.isrefer.com/go/plo101/Youtube/ In this video, which is an introduction to Purchase Lease Option Strategy, Simon Zutshi, author of the Amazon's No.1 Best Seller Property Magic, explains what Purchase Lease Options are. He tells us how you can use them to gain cash flow and equity growth from property you don't own. With Purchase Lease Options you can control properties without having to put in the normal 25% deposit or even having to get mortgages on property. To learn more about you use and profit from Purchase Lease Options, then you might want to listen to or read Simon Zutshi's book, Property Magic. This is available on Amazon and Audible. [Chapter 6 is all about Purchase Lease Options] For FREE valuable training about Purchase Lease Options by Simon Zutshi, click on the link below: https://property.isrefer.com/go/plo101/Youtube/
Views: 18826 Simon Zutshi
Can you really invest in real estate with no money? The lease option strategy is my #1 real estate investing strategy, and uses no money out of your own pocket. In this 4 part video series, Steven Michael Miller and I dive deep into the lease option strategy. Watch us crunch the numbers and be sure to take notes! Watch and Enjoy! Kris Krohn & Nate Woodbury WORK WITH KRIS: ======================== Becoming a successful real estate investor is easier than most people know… as long as you have the right Mentor and the right system. Click here to learn your best options: http://LimitlessMentor.com/TV/ BOOKS By Kris Krohn ======================== The Straight Path To Real Estate Wealth: http://amzn.to/2zT0Bur The Conscious Creator: http://amzn.to/2gFEkblLimitless: http://amzn.to/2gLQXoV Be On Limitless TV ======================== Record your questions on video, and join me in a future episode: http://bit.ly/2yO78c7 MUSIC ======================== Tobu - Infectious https://www.youtube.com/watch?v=ux8-EbW6DUI Artist: https://www.youtube.com/tobuofficial Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0 ======================== Video by Nate Woodbury (The Hero Maker) BeTheHeroStudios.com http://YouTube.com/NateWoodburyHero
Views: 512829 Kris Krohn
FREE 6 Property Investing Trainings for Beginners → https://goo.gl/BtVxQu Watch this video to get a comprehensive understanding of lease option property investing. Lease options is a great strategy to help you rapidly grow your property portfolio on shoe string budget. This investment strategy allows you to reap the benefits of net monthly cash without owning a property. We recommend lease option property investing no matter if new or experienced in property. The benefits of using this strategy is that you benefit from net rent, limited risk and the ability to quickly grow your portfolio. I have walked through a simple example that we encounter week on week when sourcing properties for ourselves and others. Learn how LO investing allows you to generate a 7 to 1 return. ❝Build Your Property Nest Egg With Confidence❞ ► SOCIAL Subscribe To Our YouTube Channel - https://goo.gl/oZ3mo4 ► Want us to grow your property nest egg? Ready to build a secure pension through property investing? To enquiry about our done-for-you deals or coaching, you can reach out to us at: [email protected] or [email protected] _________________________________________________________________ Book a Strategy Call https://property-result-investments.appointlet.com/s/consultation/dwayne-squires _________________________________________________________________ Recommended Books We Swear By to Master Property and Grow A Thriving Property Business. The Millionaire Real Estate Investor - https://amzn.to/2DNVlNU Sales Revolution - https://amzn.to/2TshJB1 Traction - https://amzn.to/2BhjpGI The Pumpkin Plan - https://amzn.to/2QVjZ2c ________________________________________________________ Recommended Property Investing ToolKit Room Laser Measurer https://amzn.to/2QXr8ik
Views: 889 Property Result Investments
Lease options in real estate (AKA "Rent to own" in real estate) are a popular form of zero-down investing and can be used in a variety of different strategies. Although the overall concept of lease option investing is simple. there are many different ways to implement lease options. Here is simple explanation of lease option investing: Interested in mobile home parks, self storage, and/or multi-family? JOIN MY BUYERS LIST!: http://bit.ly/2OF7z0F What is a lease option? A lease option is the privilege to lease AND/OR buy a home during or before a lease ends. Essentially, a person rents the property from you with an option to buy the property sometime in the future. Instead of renting out an investment, you lease option it to a tenant. Lease – The privilege to lease a home + Option – The “option” to buy a home = Lease Option! The parts of a lease option: !. There’s an option consideration that’s paid upfront (which can be credited toward the down payment) 2. Specified time period and price from which the tenant can buy 3. Month lease amount that the tenant must pay 3. (Optional) There can be monthly credit each month that goes toward the down payment Different Types of Lease Options: Regular Lease Option: Essentially, you don’t want to manage a property anymore and lease option it to a tenant. Fix and Flip Scenario: You lease option a property FROM an investor, fix it up, and buy it for the lease optioned price. Sandwich Lease Option – This is when you lease the option the property from an owner and lease option it back out to the tenant. SUB2 Sandwich Lease Variation – Same as above but instead of lease optioning, you would do a subject-to deal. Click here to find out more about subject-to deals. Why do people use lease options? They are great for investors that don’t want to manage a property anymore. They are also great for the tenant because they can save up for a house if they have bad credit. Most of the time investors credit a certain amount each month to the down-payment. Ways to make money in lease options: Front end – This is the “option consideration”. Middle – Cash-flow and mortgage paydown Back-End: Sale of the house Exit Strategies: Tenant buys: This is what you want! The tenant builds his/her credit gets a loan and uses the down payments from the “credits” each month to obtain a loan! Extend the contract: If you still see hope that the tenant could end up purchasing the house, extend the contract. Most investors want some type of compensation for this, another option consideration and/or an increase in price. Sell the property Find a new tenant: Sometimes people change their minds and the option agreement does not have to be exercised.
Views: 18277 Teddy Smith
Lease Options explained simply! FREE Lease Options Manual below: https://www.dropbox.com/s/7zns8xyyn85jp9w/Lease_option_cheat_sheet_02.pdf?dl=0 lease options property explained Like and subscribe for more videos on Lease Options, Below market value deals and vendor finance deals Thank you for watching this video—Like, subscribe and Share if you liked it...comment with your thoughts, questions or just to say thank you :) Connect with David France here: https://www.linkedin.com/in/david-france-6b243652/ Join our deal packaging group here: https://www.facebook.com/groups/786840434717216/?ref=bookmarks Website: www.portfoliomillionaire.com
Views: 8319 David France
Vincent Wong, dubbed the “Father of Lease Options”, is back in Malaysia for his Deal Making Intensive (DMI) programme where he will introduce various unique strategies to property investing. To learn more: http://sempurna.net.my/DMI/ Breakdown of the interview: 00:35 Introduction to Vincent Wong and Wealth Dragons Group 02:46 Inspiration behind the book 03:57 Lease option explained 07:28 What is DMI all about? 08:47 Finding the value in property 15:38 It is about helping people 17:27 Thoughts on the Malaysian property market Who is Vincent Wong? Vincent Wong is the co-founder and Chairman of Wealth Dragons Group PLC, a fast-growing education provider in the self-development industry. He is the author of Property Entrepreneur and co-author of The Wealth Dragon Way. Wong is one of the most dynamic and well-respected property entrepreneurs in the UK and internationally. Since gaining his MBA in 2000, Wong has built a successful property business through helping countless people source and structure property deals. At the height of the financial crisis, he pioneered ground-breaking financing strategies by making history in the UK, Malaysia and the Netherlands where property deals were transacted without using mortgage finance and deposits. Wong is credited as the “Father of Lease Options” in these countries. Today, Wong is dedicating his time to working with his business partner John Lee to expand their company to make self-education available to all. Their vision is to become the world’s first billion dollar company in their industry. Wong is currently building a technology platform that would fundamentally change the way properties are bought and sold throughout the world. As an internationally recognised public speaker, Wong is passionate about sharing his knowledge gained from a business career spanning 20 years. His message is that “you can structure win-win deals in property by helping people and making a fortune for yourself”. -- Want to be alerted each time we have a new video? Please subscribe. Find your next property: http://www.starproperty.my / http://propwall.my Follow us: https://www.facebook.com/StarProperty.my
Views: 2163 StarPropertyTV
Here’s #how to #make #money on airbnb. Arbitrage. The usual argument: Do I invest for cash flow or for equity when buying my first Airbnb property. The answer is neither. If you want to make a lot of money on Airbnb watch this tutorial for Airbnb hosts on the strategy for renting properties to build your Airbnb business. Some will call this rental arbitrage. No need to make it fancy. Just fast and simple facts. Request a consulting call Http://Clarity.fm/venom Airbnb Automated is committed to providing you the best airbnb advice possible, real airbnb hosting tips, airbnb strategies that you can apply, and short term rental reports and news in real time as we discover information that you need to know. We hope to be your number 1 source for Airbnb instruction. Tell us what you want us to teach you below in the comments! - Sean Rakidzich MORE VIDEOS: Airbnb Hosting trick you MUST master - https://youtu.be/yv5JXzzT0CM Airbnb Pro Tips: Bedroom and Bathroom https://youtu.be/X3z7kQGH-Zo Are Your Airbnb Hosting Costs Out of Control?? https://youtu.be/EhqOfD0tKxA Tips For Guests: How To Be a 5 Star Guest https://youtu.be/4rk6kQR55Cw PLAYLIST - Airbnb MBA Course Everything you need to know to run an Airbnb Business https://www.youtube.com/playlist?list=PLjdl1yk0inrXd4CdGgAexZfEk3sWA108W Thinking of hosting? www.airbnb.com/r/srakidzich
Views: 271635 Airbnb Automated
Dr. Jenny Robinson discusses the various types of contraceptives available to women who may not be able to use traditional birth control methods. Learn more at: http://www.hopkinsmedicine.org/johns_hopkins_bayview/medical_services/primary_care/gynecology_obstetrics/clinical_services/gynecology/family_planning.html
Views: 280082 Johns Hopkins Medicine
For many people, rent-to-own sounds like a simple and practical agreement—live in the house as a tenant, pay rent each month, and have the rent count toward the purchase of the property. Unfortunately, these transactions are anything but simple. The paperwork is often drawn up incorrectly, is incomplete, or is simply contradictory to what the buyer and seller verbally agreed upon. A traditional home purchase involves at least one realtor, a title insurance company, a mortgage company, and a settlement company; it is a professionalized industry that takes ordinary purchasers by the hand and leads them through the complicated process. Rent-to-own transactions present a seemingly viable option for people who have been shut out of this traditional lending market—those with low-income or poor credit, or who simply can’t save up the necessary funds to go to closing. These people are left to desperately circumvent the system, and they come across unscrupulous sellers, often career landlords who operate their own business and prepare their own documents. The power imbalance is palpable. This video, which features Community Legal Services attorney Jennifer Schultz and her client, Wilmarie, tells the story of one rent-to-own agreement gone wrong, and educates people on the dangers of rent to own agreements. To learn more about rent-to-own agreements and how you may be able to get legal help, visit https://clsphila.org/get-help/rent-own. Funding for this video was provided by the Dolfinger-McMahon Foundation
Views: 194149 Community Legal Services of Philadelphia
Simply, MLS Integration is the process that takes property data from your MLS provider and transfers it to your own website. There are a number of ways to integrate listings to your site, and each has its own pros and cons to consider. Most notably, there is IDX FTP and RETS (which includes VOW integrations). With Realtyna you have the opportunity to make MLS Integration happen in 3 different organic ways. In fact, Organic MLS Integration is our signature product and service. You can visit each product page below for more details on how each technology works. ORGANIC RETS INTEGRATION, ORGANIC VOW INTEGRATION, ORGANIC IDX INTEGRATION
Views: 160 realtyna
★ TRY STRATEGY ON DEMO ➤ http://iqopts.com/demo ★ WORK ON REAL MONEY ➤ http://iqopts.com/register ★ TOP-3 BEST BROKERS ➤ http://binares.com/brokers Options as Derivatives IQ options strategy belong towards the bigger group of securities often known as derivatives. This phrase is usually connected with IQ options trading excessive possibility-having and possessing the ability to provide down economies. To open up a cash.ph account helps to transfer the money from SKRILL to coins.ph by utilizing BITCOIN. The whole processing will cost you all around ten% from the first transferred volume. So in the event you had been proceeding the withdrawal of US£50 on your coins.ph account there will rest about US$forty five. Typical Danger Warning: The money products and services provided by this website carry a superior standard of possibility and can result in the lack of all of your cash. You'll want to never commit cash that You can not manage to shed. What if, rather than a house, your asset was a inventory or index expense? Likewise, if an Trader wishes insurance policy on his/her S&P five hundred index portfolio, they can purchase place IQ options strategy. An Trader may perhaps dread that a bear sector is close to and may be unwilling to get rid of in excess of ten% in their extensive position during the S&P 500 index. A strangle calls for larger value moves in either route to income but is additionally less expensive than the usual straddle. However, staying quick either a straddle or even a strangle (providing equally options) would cash in on a current market that doesn’t shift A great deal. Volatility also enhances the cost of an IQ option. This is because uncertainty pushes the odds of the result bigger. When the volatility with the underlying asset boosts, larger sized cost swings enhance the chances of substantial moves the two up and down. Hi. I want to give my children an Bitcoin current. As I've an account on listed here am i able to use that 1 to produce three different deposits that they may then use independently. Or will I want to start 3 separate accounts? Now is an efficient time to dig further into pricing IQ options trading. Within our case in point, the high quality (price) in the IQ option went from $three.15 to $eight.twenty five. These fluctuations iq option may be explained by intrinsic benefit and extrinsic value, which is generally known as time worth. An IQ option's quality is The mixture of its intrinsic value and time value. The possible house buyer would reap the benefits of the IQ options trading of buying or not. Envision they can buy a get in touch with IQ options trading with the developer to obtain the house at say $four hundred,000 at any point in the subsequent 3 yrs. Options Obligations First, once you invest in an IQ option, you do have a right although not an obligation to accomplish one thing with it. For stocks and many IQ options strategy on futures, it’s not needed to work out your right to get or market stock by expiration. Having said that, When your IQ option has benefit at expiration, in general, your broker will automatically exercising the IQ option. Inside our put instance earlier mentioned, Should the S&P five hundred fell to zero at expiration, the 2250 put is well worth 2250. This pays out one particular unit of asset In case the spot is beneath the strike at maturity. Its value now could be specified by Just as you insure your property or automobile, IQ options strategy may be used to insure your investments from a IQ options trading downturn. Critics of options may say “Should you be so Doubtful of your respective inventory choose that You'll need a hedge, you mustn't make the expense.” You will be able to examination them carefully owing to their demo account with no restrictions to it as well as the guidance crew is quick to respond via all the usual usually means of interaction. Each newbie traders and the greater professional ones are guaranteed to locate a thing that fits them and if you are searhing for a completely new broker, IQ Option is absolutely a great decision. Fulfill the Greeks Delta may be the change in IQ option cost for every unit (level) improve within the fundamental price, and therefore represents the directional possibility.
Views: 143 BINARY OPTIONS TUTORIAL
In today's video we will be covering the master lease option agreement by considering a real property in Toronto. In our example, we will project cash flows assuming tenant improvements and potential tax deductions. This deal structure is a more exotic way to invest in a property without bringing too much equity to the table. As always please conduct your own due diligence before making any decisions. If you are interested in real life real estate stories, visit Bigger Pockets; https://www.biggerpockets.com/ For those who may be interested in finance and investing, I suggest you check out my Seeking Alpha profile where I write about the market and different investment opportunities. I conduct a full analysis on companies and countries while also commenting on relevant news stories. http://seekingalpha.com/author/robert-bezede/articles#regular_articles
Views: 9217 FinanceKid
Subject-to real estate investing (or Sub2 / Sub 2 real estate investing) is considered a “zero-down” strategy in real-estate. Subject to investing or sub 2 investing is buying real-estate with no money seems exciting, but there’s way more to this style of investing then meets the eye. Here is a simple breakdown of how subject-to investing works and how to implement it: Interested in mobile home parks, self storage, and/or multi-family? JOIN MY BUYERS LIST!: http://bit.ly/2OF7z0F In a “subject to” deal: The original owner “gives” the deed to another person.(The property switches ownership with the mortgage in place) The new owner begins paying the mortgage payments The new owner is essentially taking over the mortgage payments! That’s all. Many real-estate professionals are familiar with a “loan assumption”, meaning the new owner actually transfers the mortgage. In a subject-to deal, the mortgage stays in the “old” owners name. You may have seen the “Stop Foreclosure” signs posted in your city. Those are investors looking for a subject-to (or creative investment in general) deals. People that are about to “throw in the towel” are mostly likely to be a fit for a subject to deal. Example Scenario: John has just lost his job. He’s currently 4 months behind on hi s mortgage payments. When he purchased his house, he did so with loan that payed 97% of the houses total price of $100,000. Houses nearby have recently sold for only $106,00. Even if he sells with a realtor, he will come out with negative equity and be forced to come to the table with a few thousand dollars and make up his missed mortgage payments. John is contacted by an investor that offers to take the property subject-to. This investor will take over the mortgage payments, pay all the penalties, and help him move in with his brother. What are the advantages of a subject-to deal? You can acquire real-estate without a loan or money No lending requirements since the new owner is taking over payments The deal can actually be advantages for both parties Wait….this sounds too good to be true…What’s the catch? Finding a subject-to deal is like finding a needle in a haystack. It’s very rare (especially in a good economy) Most properties are “less then ideal”. Negative equity, hoarder houses, bad tenants, etc. It’s INCREDIBLY difficult to explain to a seller a subject-to deal without them thinking you are taking advantage of them People with any amount of equity are not going to agree Due-On-Sale Clause: In all residential loans, there is something called a due-on-sale clause. This basically means that if a property changes ownership, the loan will be called back and you will be forced to pay loan in full. Currently, banks are very hesitant to do this (Why would the banks jeopardize their income stream? The just want the money like everybody else!). This could change in the future if rates rise. If a bank happens to call a loan back, refinancing or placing the property in a trust are viable options to shield the investor from paying the loan.
Views: 14401 Teddy Smith
Real estate agent jobs - Real estate agent, Chastin J. Miles, explains the various jobs people can have once they get their real estate. Who is a real estate agent? Is it a good job or a good career path? In this video, I will give you 5 jobs that you can have as a real estate agent to build your real estate career. SUBSCRIBE FOR MORE OF THESE VIDEOS: http://chastinjmiles.com/subscribe ▶︎ JOIN MY MAILING LIST FOR SCRIPTS, TOOLS, AND TIPS http://chastinjmiles.com ▶︎ HOW TO WORK THE RENTAL MARKET ~~ http://www.rentalbosscourse.com ▶︎ HOW ANY AGENT CAN BUILD A MULTI-MILLION DOLLAR REAL ESTATE BUSINESS FROM THE GROUND UP https://goo.gl/dd6jKs ▶︎ GET YOUR REAL ESTATE LICENSE - https://goo.gl/hTuUNL SUBSCRIBE FOR MORE OF THESE VIDEOS: http://chastinjmiles.com/subscribe -------------------------------------------------------------------------------- CHASTIN J. MILES COACHING & MENTORING http://chastinjmiles.com/powerunit/ -------------------------------------------------------------------------------- SOME OF MY BEST WORK My First Year In Real Estate https://youtu.be/I9wR3odfCnQ Day In The Life of a Realtor https://youtu.be/lP_MGU76ThA Why Real Estate Is So Hard https://youtu.be/fRN6hx3iNtM How Much Money Real Estate Agents Make https://youtu.be/Jr598BU0-KU -------------------------------------------------------------------------------- BOOKS I RECOMMEND The Millionaire Real Estate Agent https://goo.gl/9Hqc6L The Power of Who https://goo.gl/eem5Uq Jab, Jab, Jab, Right Hook https://goo.gl/Z7T3mk The Subtle Art of Not Giving A F*** https://goo.gl/xXEEJz -------------------------------------------------------------------------------- CAMERAS I USE Sony https://goo.gl/ke4cP5 Nikon https://goo.gl/tbKCDN -------------------------------------------------------------------------------- TOOLS FOR REAL ESTATE AGENTS http://chastinjmiles.com/real-estate-tools/ -------------------------------------------------------------------------------- CONNECT WITH ME! Instagram: http://instagram.com/chastinjmiles Twitter: http://twitter.com/chastinjmiles Facebook: http://facebook..com/chastinjmilesofficial -------------------------------------------------------------------------------- DALLAS HOMES FOR SALE: My Real Estate Team website: http://foundersre.com My Personal Websites http://chastinjmiles.com -------------------------------------------------------------------------------- Visit my website at http://www.chastinjmiles.com -------- #RealEstate #Entrepreneur
Views: 16244 Chastin J. Miles
Learn about Lease Option Properties and How to reach Financial Freedom, I can guarantee that this webinar is the one to watch, which will show you several different ways to source property. Learn to find any of the property types below : • Below Market Value Opportunities • Rent 2 Rent Opportunities • Lease Options • Development Opportunities • Mixed Use Opportunities • And so much more... This in depth online session showing you exactly : • How to find such properties • How to negotiate the deal • How to structure the deal • How to create a real win-win scenario Share this video : https://youtu.be/I6md4nRb7MA ► Subscribe to get the best in property investment training every week: https://www.youtube.com/arshellahi/?sub_confirmation=1 Arsh Ellahi is an Amazon bestselling author, a renowned speaker on property investing, property trading, entrepreneurship, social media, and finance. Arsh urges his followers and clients to make success their duty, responsibility, and obligation. He looks at : ► 02:40 How to find the goldmine area ► 05:45 How to determine whether the property is right by understanding floor plans ► 13:35 Looking at the cashflow model ---- ► Where to follow and listen to Arsh Ellahi: ► Amazon Book Link : http://bit.ly/BoomBustBack ► Instagram: https://www.instagram.com/arshellahi/ ► Facebook: https://www.facebook.com/Arsh.Ellahi/ ► Twitter: https://twitter.com/arshellahi ► Linkedin: https://uk.linkedin.com/in/arshellahi ► Website: http://www.arshellahi.com ► Property Deals : http://www.arshellahi.com/Deals ► Website : http://www.elitepropertytribe.co.uk ► Products: http://www.arshellahi.com ---- ► Subscribe to My Channel: https://www.youtube.com/user/arshellahi/?sub_confirmation=1 --- #ArshEllahi #LeaseOptions #PropertyExpertAdvice
Views: 307 Arsh Ellahi
Keyrenter Property Management helps landlords and investors find greater success through proven acquisition, leasing, and management strategies. Visit http://keyrentersaltlake.com today if you need Keyrenter Salt Lake -- the best in property management in Midvale. You can also call us or visit our office at: Keyrenter Salt Lake 81 E Fort Union Blvd Midvale, UT 84047 Office: (801) 783-1300 Get the best Salt Lake property management with us at Keyrenter Salt Lake! Learn more about us and our services at: http://keyrentersaltlake.com/... or learn more about Salt Lake property management here: http://keyrentersaltlake.com/owners
Views: 22589 Keyrenter Property Management Salt Lake
Questions about Business and Real Estate Investing? Join Doug Beck on Facebook Live (http://bit.ly/fmdfacebook) every Thursday at 5pm ET to get your questions answered! Flip More Deals is an exclusive opportunity to be directly mentored by Doug Beck of JDL Ventures. You will be in an Intensive Real Estate Investing Mentoring Program working on REAL deals. Contact [email protected] for more information about our program. Website: http://bit.ly/flipmoredeals Facebook: http://bit.ly/fmdfacebook Instagram: http://bit.ly/fmdinstagram Twitter: http://bit.ly/fmdtwitter
Views: 747 Flip More Deals
Call Option - The Buyer of the Call Option has the RIGHT TO BUY the lot size number of shares of the underlying at the strike price on or before the expiry date NISM Mock Tests - https://nism.modelexam.in/ NISM Study Material - https://nism.modelexam.in/nism_study_material_simple.html
Views: 12834 MODELEXAM
TrainerLori shows you how to take Access to the next level by controlling what data appears in the table and how that data is formatted in this brief tutorial. Set field properties once and every form and report will reflect the change: defaults, decimals, required data, formatting and even how to update with today's date.
Views: 72806 TrainerLori
Today I'll be explaining the term Option Agreement: This is a formal agreement giving the buyer-tenant the right to purchase the property occupied from the seller at a specified date in the future. An Option Agreement typically outlines how long the option is available and the amount of time available for the buyer-tenant to execute the purchase. The Option Agreement will not specify the terms of the home purchase nor the agreed purchase price. These items are covered in a separate Sales Contract. The Option Agreement does specify the Option Fee amount, if the Fee is refundable or not, and also the amount and accounting for Rent Credit. GetRentToOwn.com specializes on Rent-To-Own homes, and has millions of rent-to-own listings nationwide. Go to http://www.GetRentToOwn.com to learn more about home buying, and to find a great rent-to-own home for you and your family.
Views: 38763 GetRentToOwn
Seller Financing for Real Estate Investors Many prospective investors want to purchase their first property, but simply don’t have the cash to finance a deal. Some investors don’t want to involve their credit score, or have other reservations about using traditional financing. Luckily, seller financing is a fantastic alternative. In this video, Natali and I are sharing our experience with seller-financed properties. We’ll talk about the benefits of using seller financing, and discuss how to find and negotiate a seller-financed deal. You'll learn about why seller financing can be a beneficial agreement for both parties involved. You'll also learn how seller financing affects capital gains, how a typical seller financed loan works, and more! Good Vibes Promoter: https://goo.gl/2ueHhF The Three Stages of Real Estate Investing: https://goo.gl/pI37Kg Show notes page for this podcast episode: https://goo.gl/Ui8BNW BOOK A CALL WITH OUR TEAM TODAY AT MORRIS INVEST: https://goo.gl/EbDRWj VIDEOS ABOUT GETTING STARTED IN REAL ESTATE https://www.youtube.com/playlist?list=PLZdhTWJ6Yawp1LPllyyeQho_ouMhrbOy6 VIDEOS ABOUT REAL ESTATE NEWS https://www.youtube.com/playlist?list=PLZdhTWJ6Yawp7aUQgMPmAanHSYgP-UI0i SUBSCRIBE AND JOIN OUR AWESOME COMMUNITY: https://www.youtube.com/c/MorrisInvest SUBSCRIBE TO THE iTUNES PODCAST: iTunes: https://goo.gl/tSfSM8 FOLLOW ME ON SOCIAL MEDIA: Twitter: http://www.twitter.com/claytonmorris Facebook: https://www.facebook.com/MorrisInvest Instagram: https://www.instagram.com/claytonmorris
Views: 35856 Morris Invest
OMG super easy I clicked here http://mbabullshit.com/ I'm shocked and blown away by this 3 minute video If You Liked it, Support my Free Videos at https://www.patreon.com/MBAbull Imagine a stock price is $100. You do NOT want to buy it yet right now, but you're thinking that you MIGHT want to buy it in the future. However, you're worried that the price might go up in the future to $120 or even more. Then you'll have to buy it for $20 more money. But then... a financial company offers you a contract which sounds great. If you pay the financial company a fee of $1 right NOW, you would be allowed to buy this stock from this financial company in the future for only $100... even if the price goes up to $120 or even more That way you would NOT have to pay an extra $20... you would only lose the $1 fee. On the other hand... if the price of your stock went DOWN in the general stock market to $80... you could CHOOSE to NOT buy it from the finance company at $100, and instead choose to buy it in the market at the $80 market price... so that you can get a better price. Actually, this contract exists... it's called a "call options" contract... because you have the "option" or the CHOICE to use this contract to buy your stock from the finance company at a specified price... even if the stock price goes higher in the general stock market. You also have the "option" or CHOICE to NOT use it if your stock price goes LOWER in the general stock market! Options contracts are normally valid for a certain duration of time. In real life, these options contracts are bought and sold in an options exchange.
Views: 26922 MBAbullshitDotCom
Hi! I am Wendy Patton, Lease Option Investing Expert. Thank you for stopping by! Visit my website for more content: www.wendypatton.com While you're at it, you might as well SUBSCRIBE to my channel! (LINK: Visit my channel! https://www.youtube.com/user/WendyPatton) I specialize in creative seller financing techniques like: lease options, subject tos, land contracts and seller financing. Why these techniques? With the lending industry the way that it is, most real estate investors can't buy properties without being creative. These techniques are crucial for today's real estate investor. They worked for me and now they can work for you. Let me guide you on your journey to Future Financial Freedom! To Your Success, Wendy Patton Music by: bensound.com
Views: 1296 Wendy Patton
Lease options explained- Why you are not doing deals! Thank you for watching this video—Like, subscribe and Share if you liked it...comment with your thoughts, questions or just to say thank you :) Connect with David France here: https://www.linkedin.com/in/david-france-6b243652/ Join our deal packaging group here: https://www.facebook.com/groups/786840434717216/?ref=bookmarks Website: http://portfoliomillionaire.com/
Views: 692 David France
www.TheFlipKid.com This video gives a brief explanation of how I use an Option to purchase agreement in my real estate business on a daily basis. If you would like to get involved with our Broke Riches coaching program, check out: http://www.BrokeRiches.com
Views: 1685 flipkidvideos
Today I'll be explaining the term Option Fee: An Option Fee is a fixed amount of money payable by the home buyer/leasor to the home owner/seller to allow the buyer the option to purchase the property at the end of the lease term at a predetermined price. This is not a deposit. The Option Fee is usually non-refundable, regardless of the reason why the leasor might choose not to buy -- or be unable to buy -- the property. Do keep in mind that the Option Fee is fully negotiable -- whatever both parties consider "valuable consideration" -- it can be as little as $100 and as much as 3% or even 5% of the purchase price of the home. GetRentToOwn.com specializes on Rent-To-Own homes, and has millions of rent-to-own listings nationwide. Go to http://www.GetRentToOwn.com to learn more about home buying, and to find a great rent-to-own home for you and your family.
Views: 71 GetRentToOwn
Should I rent or should I try and buy? What do I need to know about the costs of buying or renting? We all have lots of questions about property, but many people feel they don’t have the confidence and knowledge to make informed decisions. Our CEO Nigel Wilson hosts this Money Hangout, answering questions from social media to help you better understand your options with property. He’s joined by independent experts Miles Shipside, Commercial Director at Rightmove, Roger Harding, Director of Communications at Shelter and Jo Eccles, Founder of Sourcing Property and Metro columnist. They share useful tips and information on finding your next home and your options when renting or buying. Visit www.legalandgeneral.com/property-info for more information to help you with property. Let us know what questions you want answered by leaving a comment below or posting on our Facebook Page at https://www.facebook.com/legalandgeneral or tweeting us @landg_uk using #MoneyHangout.
Views: 633 Legal & General
What Is a Lease Option Explained | Tips On a Tuesday ep6- Liam Ryan - Share this video: https://youtu.be/aO463FGQWHg Get your FREE Ticket Now for The Property Investment Summit and grow your income with property: http://assetsforlife.co.uk/tpms Subscribe to us on YouTube: https://www.youtube.com/AssetsForLife/?sub_confirmation=1 Assets For Life is the property training company you can Trust. Whether you're investing in real estate for beginners or have been investing in real estate for years, there is something for you. Use Lease Option, Property Development, BuyTo Lets, HMO to have more means of rental income, there is property training and property education for you. Contact us today to get you growing your property portfolio, especially using other people's money! 3 Ways To Get Your First HMO In 90 Days Or Less | Liam Ryan - Tips On a Tuesday If you're looking for your first HMO, or looking to explore the HMO market/HMO property in the UK, this video is for you. HMO Property can be one of the quickest ways to grow your property portfolio and be profitable with rental property and rental income. In this video, Liam Ryan and Jay Munoz will be sharing with you some of their answers to your most asked questions. They will cover, How to start in the property business, The 5 key people you need in your power team and much more. They will also be announcing one of the two winners of the £5000 Mentoring Session with Liam and Jay. Make sure to Like, Favorite and Share this video and Subscribe if you haven't done so already here: https://www.youtube.com/AssetsForLife/?sub_confirmation=1 Other Videos To Watch: Tips On A Tuesday: https://studio.youtube.com/video/eOzgPY-xYmA/edit Q&A Thursday: https://youtu.be/aO463FGQWHg Success Sunday: https://studio.youtube.com/video/GWF2w4EkmYk/edit SCHEDULE Videos are uploaded every Tuesday, Thursday, and Sunday at 7.30pm UK time. Make sure to Subscribe and hit the Notification bell to be notified when videos go live and tune in and watch. Read our latest blog posts: http://assetsforlife.co.uk/blog Like our fan page: http://fb.com/assetsforlife Join our group: http://fb.com/groups/assetsforlife Follow us on Twitter: http://twitter.com/assetsforlifeuk Listen to our podcast on iTunes: http://assetsforlife.co.uk/iTunes Follow us on Instagram: www.instagram.com/liam.ryan.afl/ www.instagram.com/jaymunozafl/ Follow us on Linked In: https://www.linkedin.com/in/theliamryan/ https://www.linkedin.com/in/jay-munoz-411777a1/ Start , Grow , Find Investors and More | Liam Ryan & Jay Munoz Q&A Thursday ep1
Views: 164 Assets For Life
http://www.commercialpropertyadvisors.com/master-lease-agreement/ The Master Lease Agreement for Commercial Real Estate is a powerful, profitable and flexible way to structure deals, especially for the individual investors.
Views: 194133 Commercial Property Advisors
www.MarylandHouseProsRentToOwn.com/selling | Lease Option | 240 389-4319 Using Lease Options Another Option used by investors as an exit strategy is known as the "lease option" or "lease purchase." This arrangement is actually two separate parts: the lease and the option. The lease is just like any other rental lease, where the tenant moves into the home and makes monthly rent payments. The option is a legal agreement that gives the tenant the legal right to buy the home at a pre-determined price in a pre-determined length of time. The option makes it illegal for the landlord to sell the property to any other investor during the pre-determined time period. In exchange for the tenant's sole "option" to buy the property, the tenant will pay an upfront non-refundable "option fee" that will typically be later applied toward the purchase.
Views: 9 Kerry Woods
buyers should understand the difference between a standard, fair market sale, a foreclosure and a short sale. How it affects the buyers' options to purchase property
Views: 536 Jane Becker
Sorry the last video sound was mute.I have fix the issues. Open Trading Account From Here https://iqoption.com/promo/binary-options_en/?aff=25561 Withdrawal Proof From IQ OPTION https://youtu.be/-CBg1htED4k KING DELWAR'S Facebook ID https://www.facebook.com/mddelwars Join The Free Education Group https://www.facebook.com/groups/1544234882539457/ Open Account From Here. https://iqoption.com/promo/binary-options_en/?aff=25561
Views: 895 Money Plant
Call 877-615-2422 or go to http://www.LeaseOrRentToOwn.com Put your rental house payments towards the purchase of your own home. Bad credit, is OK, or very little money to put down, OK, there may be a program for you. We can explain the lease option in plain, easy to understand every day words.
Views: 4659 McIntyre Investment Properties Inc
Learn exactly how to work the Lease Option Real Estate Strategy that will generate at least $5K a month. You can also download my best selling book at: www.reiandme.com Enjoy!
Views: 48693 Chris Goff
Learn more in myrealestatenotes.com "What to do with my land to make money?" is one of the most asked questions of property owners. As a developer and real estate consultant, it's my job to find the best answer to it. Here I discuss 3 more options, which are: #3 LEASE AS IT IS; #4 BUILD FIRST, THEN LEASE; and #5 HOLD on to the LAND. In the previous videos, we listed down the 5 major options, and explained option numbers 1 and 2. Look it up if you haven't watched them. Click here for the list: https://www.youtube.com/watch?v=Fl5kBa20MDU Click here for Option No. 1: https://youtu.be/xjlgvSY-vaQ Click here for Option No. 2: https://youtu.be/gaxh3caZhps All of the options have their own pros and cons. Along the way, as you follow the future video lessons, you'd learn more about the world of real estate. My Real Estate Notes is a sharing platform, so do try to contribute by leaving your comments, be they questions, additional inputs, or suggestions. -- My Video Creation Tools -- Sketching Pad: Apple iPad Pro (12.9-inch, Wi-Fi, 256GB) https://amzn.to/2TadE3P Sketching Pencil https://amzn.to/2S7FQHr Wireless Storage to Connect to iPad https://amzn.to/2RMBg22 Text Editing and iPad Case https://amzn.to/2MvY9Ru Video Camera https://amzn.to/2WiYprx WORD FROM THE SPONSOR: "Whatever you do, work at it with all your heart as working for the Lord not for men." - Colossians 3:23 DISCLAIMER: This video and description contains affiliate links, which means that if you click on one of the product links, I'll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you!
Views: 14854 My Real Estate Notes
A discussion of different options for handling property in a bankruptcy explained by St. Louis St. Charles Bankruptcy Lawyer Katie New.
Views: 169 Lickerlawfirm
Gregory Woods from Savills Brisbane explains the difference between selling with a fixed price and without, moving onto the issues around an "offers to purchase" campaign. Give Greg a call on 0409 305 224 if you would like to know about your options.
Views: 24 Robert Dunne
Property and Casualty Insurance Explained. How Does Property & Casualty Insurance Work? Let's talk about some of the basic elements of property and casualty insurance and how they can help you in tough times. Study financial planning and one of the first tools that will be provided is the financial planning pyramid. The base of this pyramid will be "Protect" before you can move up to other planning objectives. Our discussion will help you understand the different types of insurance that can provide that much needed peace of mind. Leave your comments and questions below! Subscribe today to stay up to date with our latest shows and highlight videos: https://goo.gl/7XrGvj Our professional focus is on financial planning and investment management, and we leverage our knowledge for your benefit. We help you focus on the things you can control and manage the things you can’t. Visit our site for more info : https://goo.gl/cGsH44 Are you ready to go beyond common sense when it comes to your money? Check out all the resources The Money Guy Show provides: https://goo.gl/pPiLm6
Views: 7503 The Money Guy Show
Any business with a large office space must deal with lease contracts. Here are a few basic expansion options you'll want to review with your landlord or property manager. Visit to learn more about office space expansions: https://goo.gl/1qJsEV
Views: 32 Boxer Property
See the full blog post here: https://retipster.com/wholesaling You can also get a solid overview in this blog post: https://retipster.com/wholesaling2 The concept of assigning contracts can be tricky to grasp at first, so I’ll start by explaining how assignments were MEANT to be used and then I’ll give an example of how they can be used. Let’s say you’re a real estate investor who DOESN'T like to buy properties with basements. One day, you get a lead on an investment property from a seller who says the property is built on a slab foundation. You both agree to enter into a purchase agreement, but during your due diligence, you find that the seller wasn’t entirely honest with you, and the property DOES indeed have a basement. At this point, you have two options: You can back out of the deal and walk away OR, If you happen to know another investor who doesn’t mind properties with basements, and they like the deal, you can assign your rights in the purchase agreement to this other investor, for a fee. Now in order for this to work, you need to make sure the original purchase agreement has the proper legal jargon that gives you the ability to do this, but as long as it's there, instead of walking away with nothing, you can walk away with a little money in your pocket. You and the new investor would complete a new contract called an Assignment Agreement. This agreement explains that new investor is replacing you as the buyer, and they are also paying you an assignment fee, which compensates you for your trouble and allows them to buy their way into the purchase agreement to assume your position as the purchaser. When this is done correctly and the deal is closed, you’ll be able to walk away with some money in your pocket, the seller is able to sell their property and the new investor is able to get a deal. It’s a true win-win for everyone involved. This is how assigning contracts are MEANT to be used, but here’s a question - wasn’t it interesting how you were able to walk away with money in your pocket, even though you never put any of your own money into the deal personally? What if you used this concept just to find deals for end buyers? Think of how many more deals could you do if you weren’t actually buying anything yourself and if you didn’t have to come up with any of the cash on your own? This is where the loophole comes in: some investors, specifically real estate wholesalers, commonly assign contracts, with the full intent of assigning them to another buyer for a fee. Some wholesalers actually build their entire business model around doing assignments! Here’s an example: Let’s say you get a property under contract for $50,000. You then find another investor who has the cash and wants to buy your position in that contract, and so they pay you a $5,000 assignment fee to take over the deal. The buyer is still getting a great deal on the property for $55,000 all-in, the seller is still able to sell off their property and you get to walk away with $5,000. It’s a pretty sweet deal, right? This business model is intriguing because if done correctly, you can make thousands of dollars just by acting as the middle man and connecting sellers with buyers, with little-to-none of your own money involved in the transaction. On paper, it sounds pretty great, but we want to strongly suggest you seek legal advice as to whether or not this strategy is actually legal. Some states have basically outlawed assigning contracts without the involvement of a licensed real estate agent. When you enter into a purchase agreement WITHOUT the actual intent to buy the property yourself, the contract can be somewhat misleading, and in some jurisdictions the purchase agreement may effectively be null and void. If your primary business model is to do these types of assignments, and you’re not a licensed real estate agent, it could be interpreted that you’re acting as a real estate agent without a license. There are differing opinions on the legality and ethics behind this type of transaction but as you can imagine, when it’s done correctly and communicated clearly to all parties involved, it can work to everyone’s benefit. Unfortunately, it’s not always done correctly or communicated clearly, and when deals fall apart, it’s definitely NOT a win-win situation for the parties involved. Some local governing bodies are more strict with their laws than others, and this is why it’s in your best interest to consult with a local real estate attorney in your area to ensure you understand what is and isn’t allowed, to make sure you’re using the right documentation, and that all parties involved are acting within the confines of the law. We hope this explanation helps you understand the basics of how an assignment works in real estate. Again, we’re not lawyers and this video isn’t intended to be legal advice, so be sure to talk with a legal professional in your area before you dive into this strategy any further.
Views: 1252 REtipster
Today I'll be explaining the term "Rent-To-Own". In real estate, Rent-To-Own is used to describe a type of purchase that is preceded by a period of time where the property is leased. In this arrangement, the lease includes a provision to allow the lessee (that's the person leasing the property) an option to buy it. The preferred term for "Rent-To-Own" is "lease option" home purchase. Rent-To-Own homes are a great option for home buyers whose credit needs some work, or who don't have the down payment saved up quite yet. It allows them to move into the home right away - without even needing a mortgage loan - and gives them time to exercise their option to buy. GetRentToOwn.com specializes on Rent-To-Own homes, and has millions of rent-to-own listings nationwide. Go to http://www.GetRentToOwn.com to learn more about home buying, and to find a great rent-to-own home for you and your family.
Views: 39024 GetRentToOwn
You can now book Universal Orlando Resort hotels through Attraction Tickets Direct, with prices starting from just £16pppn! Helen from passportstamps.com breaks down Universal's 7 unique and exciting hotels by category and travel style to help you decide which hotel is best for you and your travel party. From the value of Universal's Endless Summer Resort (opening summer 2019) to the luxury of the Hard Rock Hotel, there' something for every budget at Universal Orlando resort. Click here to book your stay: https://goo.gl/Vn9C9c Click here to subscribe to our channel and get the latest Orlando news and tips straight to your inbox: https://goo.gl/m98oYc
Views: 3319 Attraction Tickets Direct
Now is the time to sell your house! The market is white hot! Get a high-octane ELP Real Estate Agent you can trust with your largest asset: https://goo.gl/tzW5vF Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 347306 The Dave Ramsey Show
UK Pension reform and its impact on the property market: There are around 18.4 million people currently aged 55+ and from 6th April, those with ‘defined contribution’ schemes will be given unprecedented access to an estimated £67.5 billion (1) of pension contributions as part of one of the biggest shake-ups in the UK’s pension system. This will have wide-spread effects on the economy, including the UK’s property market. Background Under the current system, upon reaching retirement age, most people take part of their pension as a lump sum (up to 25% is tax free) and use the rest to purchase an annuity – an insurance product that provides an income for life. Although there are other options available, including withdrawing an entire pension pot, various restrictions and taxes and the high degree of risk involved make these less attractive to many people, meaning that around 75% of pensioners see little option but to purchase an annuity. However, a longer life expectancy combined with fluctuations in the stock market (where UK pension funds hold around a quarter of their investments) and low returns on bonds mean that annuity providers are now offering less than they were previously – annuity rates reached an all time low in January 2013 – and people are retiring with a much smaller income than they expected. This has caused a general lack of trust in the pension system and the government is concerned that people are being put off from saving for their retirement, which could in turn lead to a future pension crisis. To address this, they have introduced a number of pension reforms, including ‘automatic enrolment’, but the latest changes are expected to have the biggest impact. What is the current situation? The big change to take effect from 6th April is that anyone aged 55+ with a ‘defined contribution’ pension pot will have the freedom and flexibility to spend, save or invest their pension as and when they wish. The option to withdraw 25% of the pension pot tax-free will remain, as will the option to purchase an annuity, but people who want greater control over their finances can use the money in their pension pot as they see fit. Example: Someone with a £400,000 pension pot would be able to take £100,000 (25%) as a tax-free lump sum, and would then have the following options with the remaining 75%: 1. Withdraw it immediately and pay income tax at the appropriate rate (based on total income – i.e. pension income plus any other income) 2. Buy a £300,000 annuity (which currently could provide an annual income of anything between around £7,000 and £21,000, depending on the age of the applicant and level of cover) 3. Buy an annuity with part of the cash, leave the rest invested or withdraw it and spend it 4. Keep the £300,000 invested with the pension fund and draw as much or as little income as they wish
Views: 1559 Chestertons
Owen explains investment strategies and investment options inside Superannuation (Super) and the things to look at, including: - Risk - Bad performance - Costs - Asset allocation ('how to read the pie charts') *** Looking for more finance and investment education? Visit us: www.raskfinance.com where you'll find FREE videos, investment insights, courses, quizzes, tests and more. It's all FREE. *** GENERAL ADVICE DISCLAIMER This video contains general information only. That means the information does not take into account your objectives, financial situation or needs. Therefore, you should consider if the information is appropriate to you and your needs, before acting on it. It's always a good idea to read the product disclosure statement (PDS) of the financial product before making a decision to buy or acquire it. One last thing: past performance is not a reliable indicator of future performance. The Rask Group Pty Ltd (ACN: 622 810 995) ("we", "our" or "us") is a Corporate Authorised Representative (No. 1264179) of Strawman Pty Ltd (AFSL: 501 223). Please refer to our financial services guide (FSG), available on our website, for more details.
Views: 188 Rask Australia