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How do electronic payments work?
 
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To process an electronic payment several players are involved, including Worldline. Firstly, there’s of course your bank. But other players are important too: the terminal distributor, the payment service provider, the acquirer and the payment scheme. Together they make electronic payments simple and safe, so you can easily pay in a store, webshop or with your smartphone ̶ with peace of mind.
Views: 11771 Worldline Belgium
How Electronic Payments Work
 
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Take a look behind the scenes of an electronic payments network to see how transactions are processed, explore how all of the different parties involved are connected, and review the various steps required for any electronic payment to occur. http://www.schoolofpublicpolicy.visa.com
Understanding Online Payments
 
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Sign up for a FREE 15 day trial of PinnacleCart eCommerce Software at http://www.pinnaclecart.com. This video helps first time merchants understand how online payments work.
Electronic Bank Payments for Infor SunSystems
 
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Simple, secure electronic bank payments for Infor SunSystems. B4B v6 is a robust, auditable electronic payments solution linking the payments module in SunSystems to your online bank. To learn more, visit www.professionaladvantage.co.uk/b4b.
ePayments - electronic payments for you
 
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ePayments system is a reliable financial tool for those whose work and life is impossible without electronic payments. Low fees, competitive rates and convenient service - this is all about ePayments. The main ePayments functions: Withdrawal and transfer to WebMoney. Cryptocurrency exchange in Bitcoin and litecoin (BTC, LTC) for free Receiving payments and withdrawals by bank wire transfer (SWIFT). Funds Transfer to credit / debit card (VISA / MasterCard®). Personalised ePayments Prepaid MasterCard® to withdraw cash from an ATM and pay at POS-terminals. Try and see it for yourself! Sign up and evaluate all the possibilities of services on offer here: https://www.epayments.com/#registration ePayments - convenient, reliable and secure.
Views: 22713 epayments
Uzbekistan news! System of electronic payments for the rendered notarial services
 
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New system of electronic payments for the rendered notarial services
Electronic Payments
 
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Views: 279 Lietuvos bankas
The Prevalence of Electronic Payments in the UAE
 
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Dependence on cash is shrinking in the United Arab Emirates faster than many other markets around the world due to the prevalence of electronic payment methods. Improved infrastructure and a rise in point-of-service terminals and ATMs in the country are making it easy for consumers to pay for goods and services with electronic payments. Euromonitor forecasts that card payment transactions in the UAE will grow by 10.4 percent until 2018.
Mobile Payment Service in English
 
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Mobile Payment Service
NetSuite Electronic Bank Payments Bundle | Sikich LLP
 
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See the Electronic Bank payments bundle working in NetSuite
Views: 1585 SikichLLP
ePayments - Make Easy Electronic Payments With ePayments...
 
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ePayments - Make Easy Electronic Payments With ePayments... https://www.epacash.com/video ePayments system is a reliable financial tool for those whose work and life is impossible without electronic payments. Low fees, competitive rates and convenient service - this is all about ePayments. The main ePayments functions: Withdrawal and transfer to WebMoney. Cryptocurrency exchange in Bitcoin and litecoin (BTC, LTC) for free Receiving payments and withdrawals by bank wire transfer (SWIFT). Funds Transfer to credit / debit card (VISA / MasterCard®). Personalised ePayments Prepaid MasterCard® to withdraw cash from an ATM and pay at POS-terminals. Try and see it for yourself! Sign up and evaluate all the possibilities of services on offer here: https://www.epacash.com/video epayments bitcoin epayments payments epayment btn epayments america epayments account epayments and bitcoin epayments app and website epayments customer service epayments contact epayments definition epayments e-wallet payments express epayment service epayments fees epayments forum ePayments - Make Easy Electronic Payments With ePayments... https://youtu.be/2SlKqLU6bps
Views: 450 SneakPeek
SIBS — The New Generation of Payments
 
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Discover our world of solutions at: https://www.sibs.pt/en/ SIBS has been at the forefront of financial technology for over three decades, offering digital payment and processes’ solutions in Europe and Africa to more than 300 million users. Check out some of the main SIBS Services such as MULTIBANCO, ATM Express, Merchant Services, mPOS, Digital Gateway, MB WAY app, Instant Payment Solutions, SWIFT Service Bureau, Electronic Payment Management System (EPMS), SIGIT, Paywatch Security Solution, Open Banking API, Personalization and Loyalty Solutions for cards, Bank Account Solutions and SIBS PAYFORWARD, our fintech startup acceleration program.
Views: 349 SIBS Official
Mobile payments overtake use of cash in China
 
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Mobile payments overtake use of cash in China Imagine not having to carry cash, or a card to pay for things. That’s the reality in much of China these days – where a majority of electronic payments last year were made using mobile phones and apps. Al Jazeera's Florence Looi reports from Beijing. - Subscribe to our channel: http://aje.io/AJSubscribe - Follow us on Twitter: https://twitter.com/AJEnglish - Find us on Facebook: https://www.facebook.com/aljazeera - Check our website: http://www.aljazeera.com/
Views: 63991 Al Jazeera English
Electronic Data Interchange (EDI) and Bill Payments
 
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EDI is a true multi-tasker. This electronic payment application is used by some of Canada’s largest businesses to make payments directly to other big businesses that are set up to receive them. But financial institutions also use EDI to process certain bill payments electronically on behalf of their customers. The Legal Stuff: We’ve designed this video for everyone. It’s to help you get you better acquainted with the awesomeness of payments clearing and settlement. In real life, clearing and settlement processes can get pretty complicated. To help give you the basics, we’ve simplified content – so some stuff may not be technically accurate or complete. Also, this video is just for education and isn’t advice. If you work in an FI and you need the straight goods on operational, technical or legal matters, check out our rules and standards, talk to your tech experts, or pay a visit to your legal folks. We probably don’t have to tell you this, but the views expressed are the CPA’s only (not necessarily those of the CPA’s members or anyone else). Sometimes we talk about other organizations in our videos. If you’ve got questions for these guys, you should reach out to them directly. If you need more info on the CPA, just visit our website (payments.ca) or give us a shout. We’d be psyched if you share our videos with your friends. We ask only that our copyright is respected... So don’t reproduce, copy, modify or adapt all or part of this video without getting the CPA’s permission in writing first. Commercial use and distribution of the contents of this video is definitely not cool, and therefore strictly prohibited. But you guys know that already, right?
Views: 1258 Payments Canada
SBI KIOSK new service BBPS Payments
 
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Dosto is video may bataya hai ke ksaie aap Sbi may new service BBPS ka labh le sakte hai aur aapne customer ka utility bill payment ker sakte hai. For online shoping https://amzn.to/2JgkAJd
Views: 5325 Deep Online Services
GoProcessing - Bill Payments services
 
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GoProcessing offers bill payment services that allow you to pay all your bills online. for more click this link https://goo.gl/1Z9ADh
Ethical + Practical Tips for Accepting Electronic Payments in Your Law Firm
 
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In this installment of Webinars for Busy Lawyers, Matthew Yospin will share what you need to know about accepting electronic payments in your law practice. Ethical + Practical Tips for Accepting Electronic Payments in Your Law Firm Is uncertainty stopping you from making it easier for your clients to pay you? Just as most people appreciate using credit cards to pay a dental bill or buy groceries, our clients sometimes to pay a bill or retainer by credit card, or by other means of electronic payment, such as wire transfers, ACH, Paypal, Apple Pay, Google Wallet, Venmo, or others. Can you afford not to offer electronic payment for your bills or retainers? Have you tried it, or are you experience paralysis by analysis at the range of payment processors and services? And what ethical issues are involved in accepting electronic payments? This webinar will offer a discussion of these questions, and a chance for you to ask questions about accepting electronic payments in your law practice. About the Expert Matthew Yospin helps businesses, entrepreneurs, and inventors to protect their innovations and build their brands. His practice focuses on patent and intellectual property strategies, preparation, and prosecution, as well as clearance searches, due diligence, general counseling, and opinions on patentability and trademark registration. Matthew represents clients in industries ranging from computer hardware to consumer goods, construction materials, and medical devices, and software, podcasting, education, food and beverage companies, cannabis businesses, and retail stores and services. Matthew served as the co-chair of the Boston Bar Association’s Solo and Small Firm Section from 2015 to 2017, and has continued on the Steering Committee for the Solo and Small Firm Section. He has been recognized as a “Rising Star” by SuperLawyers in Massachusetts, in 2016, 2017, and 2018. He is currently in his second year on the Review Committee of the Lawyer Referral Service run by the Boston Bar Association. Matthew has presented to attorney groups on patent prosecution, trademark registrations for attorneys, tech tools for lawyers, marketing for attorneys and law firms, and ethical and practical issues in accepting electronic payments, and has been interviewed for podcasts and internet radio about intellectual property issues for businesses, and about starting and running a law firm. Matthew co-hosts Legal Angle, a monthly television show discussing issues in the news from a legal perspective. Matthew has done pro bono legal work for veterans through Veterans Legal Services, and for arts non-profits through Volunteer Lawyers for the Arts. He is on the Board of Directors of Understanding Our Differences, a non-profit that creates curricula and helps volunteers organize programs at elementary schools, to foster understanding of and respect for human differences. Matthew began his legal career at Bingham McCutchen LLP, after interning at the Massachusetts Appeals Court, and volunteering at the Supreme Court of the Navajo Nation. Before practicing law, Matthew founded and ran a computer software consulting business. Matthew speaks Spanish, German, and French. He enjoys coaching his kids’ soccer teams, playing tennis and Ultimate frisbee, building furniture, coding, and gardening.
Chapter 11 - Electronic payments
 
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A detailed look at various methods of paying for things online. Part 11 of my course in e-commerce.
Views: 9730 John Drake
Wal-Mart To Unveil New Service With Electronic Payments Provider
 
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Wal-Mart Stores Inc said on Wednesday that it will announce a new service with electronic payments provider Euronet Worldwide Inc on Thursday, but gave no other details. Euronet, based in Leawood, Kansas, said in its most recent annual report that its main offerings were automated teller machine and point-of-sale services, card outsourcing and card- issuing services, as well as electronic payment products and money transfer services. Wal-Mart U.S. last year got about 1 percent of annual sales from financial services such as money orders, prepaid cards, wire transfers, check cashing and bill payments. http://news.yahoo.com/wal-mart-unveil-electronic-payments-provider-222021607--sector.html http://www.wochit.com
Views: 131 Wochit Business
A Workshop on Digital Payments for Ministry of Electronics & IT Officers & Staffs
 
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A Workshop on Digital Payments for Ministry of Electronics & IT Officers and Staffs. PM Narendra Modi led government is pushing various modes of digital payments like UPI, BHIM, Aadhaar enabled payment system, mobile wallets, internet banking, mobile banking, etc, under 'Digital India' initiative. Subscribe to MyGov here: https://goo.gl/VGB5eC Follow MyGov on Social Media: Facebook: https://www.facebook.com/MyGovIndia/ Twitter: https://twitter.com/mygovindia
Views: 6096 MyGov India
Electronic Payments   Positive Pay – How Much Easier Can It Get
 
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Have you ever wondered what Dynamics NAV’s Bank Data Conversion Services is all about? Or how to setup & export electronic payments and positive pay files? Presented by Jenny Hollingsworth, Senior Application Consultant/Mentor, Innovia Consulting
Views: 471 Innovia Consulting
Electronic Payments California - Credit Card Machines & Point of Sale Systems
 
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On this episode of the Morris Show we sat down with Nicholas Osborn the Franchise Director for Electronic Payments, Inc. Here is some more information about Electronic Payments California from their website www.epicalpos.com : Since 2000, Electronic Payments - California has been serving the local Modesto community and areas surrounding Modesto, CA.  Powered by industry-leader Electronic Payments (EPI), Electronic Payments - California, a franchise of EPI, puts its main focus directly on Northern California businesses. Our merchants range from Restaurant/Retail establishments to eCommerce, automotive businesses, and everything in between.  In our experience, it is vital for business owners to have someone local they can reach out to for support. This local face-to-face customer service is what Electronic Payments - California prides itself on.  Nick Osborn, our franchise director, is an accomplished merchant services veteran who is committed to the payments industry.  Helping Modesto area merchants to lower processing fees and delivering unparalelled customer service and support is his passion.  Our office has several local Relationship Managers on staff to consult with merchants about payment processing.  Relationship Managers in our office have studied payments industry courses which cover everything from wholesale pricing and business ethics to equipment installations. They are dedicated to helping local businesses, putting value in true customer service which creates trust and builds long term business relationships.  With our unrivaled customer service, 24/7 technical support and low cost guarantees on the most innovative products, services and equipment, we fulfill all transaction and processing needs. The Morris Show is a Blue Number Media Production. All Rights Reserved - Copyright 2016
Views: 211 Modesto News
Electronic Payments Services in Miami-Ignate Payments
 
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http://www.ignitepayments-ims.com FDIS, Quick Service Restaurant (QSR), Point-of-Sale (POS) Solutions, Electronic Benefits Transfer (EBT),
Views: 5 Jhon Jairo
How To Set Up Pre-Authorized Bill Payments
 
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If you have bills from different service providers coming at different times, for different amounts - save time by setting up Pre-Authorized Payments today. ® RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
Views: 40861 RBC
Electronic Payments Flash
 
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Created for MasterCard to promote their electronic payments services.
Views: 99 JNunesHoyt
Electronic Fund Transfer - NEFT, RTGS & IMPS
 
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Know more about the various types of electronic funds transfer in India, such as NEFT, RTGS, IMT, etc. Get details of charges, clearing slots on #ItsAllAboutMoney. Visit http://bit.ly/ItsAllAboutMoney-Types-of-Electronic-Fund-Transfer-India to read the article on #ItsAllAboutMoney
Views: 115991 Axis Bank
Orange Cash mobile payment service
 
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Orange and Visa Europe announced in February 2014 the commercial launch of Orange Cash in Caen and Strasbourg, two of the cities with the highest use of contactless payments in France. The Orange Cash application acts as a 'mobile wallet', taking the form of a Visa prepaid card on a phone. For more information, visit http://orangecash.fr [content in French]
Views: 4546 Visa Europe
Making & Receiving Electronic Payments for Your Small Business
 
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Making and receiving payments is not the focus of most businesses, but it is a necessary part of running every business effectively. Unfortunately, many small businesses are not well informed about the "payments biz" and miss out on opportunities to improve their bottom line as a result. Allow a payments expert to walk you through the basics of using electronic payments and remittance methods. Learn what choices exist, which methods to use and when, risks and costs, timing of settlement, and other critical information. Become conversant on payment terminology and learn where to locate resources you can share with your small business clients. Writing checks is old school: they are expensive, inefficient, slow down collections, and are prone to fraud. Electronic payments boost bottom lines and free up time for more profitable pursuits. About the Presenter- Claudia Swendseid is Senior Vice President of the Federal Reserve Bank of Minneapolis. She serves on the Bank's Management Committee & has responsibility for FedACH operations & application development, Information Technology, the Customer Contact Center, & the Payments Information & Outreach Office.
Simplifying Electronic Payments in Microsoft Dynamics NAV 2018
 
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Would you like to simplify your payment process? We will show you how to save time and money by utilizing Electronic Payments in Microsoft Dynamics NAV 2018.
Views: 599 Innovia Consulting
Demo of Cynergi's electronic billing and payments system
 
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Video demonstration of our electronic billing and payments system, included in our hosting services. You can view this demo on our Web site, here: https://fidelis.corebase.biz/demo-account-statement.html
Views: 55 Cynergi
Merchant Services 101: Accepting card payments.
 
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Choosing the best payment processing solution can be confusing. So we broke down the different options for merchant services (accepting credit cards), from banks to ISOs to Square. It’s a big decision that can cost (or save) you thousands of dollars, so we want you to be as informed as possible. Here’s a short video highlighting the ways you can begin accepting credit cards at your business.
Views: 7200 Square
Are electronic payments safe?
 
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Do you still receive your federal benefit payments by paper check? One reason why the U.S. Department of the Treasury is requiring electronic federal benefit payments by March 1, 2013, is because they are safer than paper checks. This video explains the safety and security of electronic payments and offers tips to keep your money safe. For more information, visit http://www.GoDirect.org.
Views: 3221 GoDirectUSTreasGov
USSD Payment Demo
 
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For more information on UPI services please visit http://vikaspedia.in/e-governance/digital-payment/99-service
Views: 1452 Vikaspedia - English
Digital India payments mobile apps service
 
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Mobile App Digital shop All shop are used aeps any enquri call 9199632180
Views: 5788 VINIT BIHAR
Merchant Services & Business Payments Overview
 
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Accept credit card payments and Bitcoin payments from a single solution. Mobile payments - Store payments - Online payments - payable invoices - direct payments - At HadePay, we have a full suite of payment and merchant services that include free payment hardware, point of sale, checkout, inventory tracking, and the ability to accept payments from more than 50 payment applications, gateways, and cryptocurrencies in a single streamlined interface.
Views: 296 HADEPAY
How to pay TNEB bill payment online using PayTM? |  Tamil Today
 
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Looking for TNEB bill payment online? A good news is that PayTM has extended its wing for Tamil Nadu people to pay EB bill through PayTM. So if you wish to pay TNEB bill payment through PayTM, you can now make your TNEB bill online payment easily. Tamil Today explains how you can do TNEB PayTM payment. You are requested to watch this presentation video in Tamil and make use of it to pay through PayTM for EB bill for Tamilnadu. You should be happy that you will have easy option as PayTM TNEB bill payment for your upcoming electricity charges and save your time from unnecessary waiting in the TNEB office. Thank you for watching! Spread the word if you like this video. Subscribe us for More tamil tech Videos.. . My Youtube Kit : https://kit.com/tamiltoday/my-youtube-kit ▬▬▬▬▬ Share, Support, Subscribe▬▬▬▬▬▬▬▬▬ ♥ Twitter: http://twitter.com/Tamil_Today ♥ Website: https://www.tamiltoday.in ♥ Facebook: https://www.facebook.com/TamilTodayOfficial ♥ Google Plus : https://plus.google.com/105772432986154543215 ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Tamil Today is a YouTube Channel, Where you will find tamiltech videos, New Video is Posted Everyday :) Want to help Channel? ► Download Flipkart app From here- http://fkrt.it/0a2vN!NNNN Use these Links to Buy Products- ► Flipkart- http://fkrt.it/VOKLwTuuuN ► Amazon- http://amzn.to/2gKUqzt
Views: 85823 Tamil Today Tech
Appstar Financial Reviews | The Electronic Payments Industry
 
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Appstar Financial is a leader in the electronic payments industry. Appstar Financial has excellent reviews/ratings in electronic payment processing services, careers growth and Job opportunities. Hiring procedure at Appstar is high level. Appstar has successfully assisted Career / Jobs hundreds of people that entered the business with little or no industry experience. For more informaion visit us at our website - http://www.appstar.net Help us caption & translate this video! http://amara.org/v/5FsJ/
Views: 129 Appstar Financial
Paypal, Stripe, Square vs  Merchant Account - Which One Is Better - Merchant Account Processing
 
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What’s the difference between Paypal, Stripe, Square, and a True merchant account… and which one is best? If you’re looking for the best solution to take payments from your customers, I’m gonna answer that question for you and give you food for thought that’s based on objective criteria as well as my recommendation for which one is best… And I’ll give you a little hint, it depends on how you run your business. Associated Website Article: ►https://www.bancardsales.com/paypal-stripe-square-vs-merchant-account-which-one-is-better-merchant-account-processing/ ►►Sign Up For a CardConnect Merchant Account Here (use this processor)◄◄ https://www.getcardpointe.com/apply ►►If you're looking for a way to collect payments online, this is the Best Payment page builder that I have found: http://bit.ly/2S10S7J ★ Video Reference 1 ★ Stripe, Paypal and Square pricing https://squareup.com/pricing https://stripe.com/us/pricing https://www.paypal.com/webapps/mpp/merchant-fees ★ Video Reference 2 ★ ►Share this video with your friends: https://youtu.be/eA6RUWYZ97Q ►►View The SimplyPay.ME Payment L Follow Me (my Businesses & Websites): Invoicing & Payment Link Software: https://www.simplypay.me Merchant Account & Payments Processing Blog: http://www.bancardsales.com Marketing Services: http://www.BrianManning.CO Sign Up For a Merchant Account: https://www.getcardpointe.com Social: FaceBook: https://www.facebook.com/Brian.A.Manning LinkedIN: http://www.linkedin.com/Brian.a.Manning Twitter: https://twitter.com/manningbrian https://www.youtube.com/watch?v=eA6RUWYZ97Q&feature=youtu.be
Views: 72594 BancardSales
Who is Telpay | Pioneers of Electronic Payments since 1985
 
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Get to know Telpay, our team, and more about our electronic payment services.
Electronic Payments on the Rise
 
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The fight for a share of the country's mobile money market is set to intensify as players continue to unveil new services geared towards easing bills payments. Mobile services providers are now seeking to expand their reach to cover more retail outlets, restaurants as well as online payments. Denis Otieno reports.
Views: 242 Kenya CitizenTV
MasterCard Cloud-Based Payments
 
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This video introduces MasterCard Cloud-Based Payments
Views: 7572 Mastercard
Imbert: NP Gas Stations Instructed To Accept Electronic Card Payments
 
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The Minister of Finance Colm Imbert has confirmed that NP gas stations have been instructed to accept all electronic card payments from citizens. Minister Imbert made the statement at Thursday’s Post Cabinet Media Briefing, explaining that the decision by the Petroleum Dealers Association would have grounded all government vehicles, including those used by the Police Service. He said as Minister of Finance, he could not let that happen.
Mobile app in South Africa, iKokha accepts cash, card and electronic payments
 
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Over 40% of South Africans remain unbanked. Despite various interventions to increase financial inclusion, regulation and costs remain persistent barriers. These challenges are prompting companies to look to new technology solutions. iKhokha is one such solution that's helping people living in townships access financial services. Sumitra Nydoo travelled to KwaZulu-Natal to see how iKhokha works.
Views: 463 CGTN Africa
Whatsapp Payment Service | How to GET WhatsApp Payment Feature
 
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Please watch: "jio free data offer | Jio Free Data Offer july 2019" https://www.youtube.com/watch?v=3JJMxkgx6fc --~-- Whatsapp payment invite Link | How to GET WhatsApp Payment Feature WhatsApp’s entry into the country’s digital payments sector has been marred by conflicts and controversies. Vijay Shekhar Sharma, CEO of Paytm, accused the company of trying to enter the nation’s digital payments market through unfair means by flouting NPCI rules on UPI and deliberately restricting the service to its own 200 Mn users. The NPCI, meanwhile, said that it has given its consent to the company to roll out the beta launch of the WhatsApp BHIM UPI with a limited user base of 1 Mn and a low per transaction limit. Here’s a timeline of WhatsApp Payments so far: June 2018: National Payments Corporation of India (NPCI) restricted the testing of WhatsApp Payments beta version to a sample of 1 Mn users or 1% of WhatsApp’s total user base, whichever is lower. The Ministry of Electronics and IT (MeitY) wrote to the NPCI seeking a clarification on how WhatsApp Payments will abide by Indian laws on sharing of user data. The ministry further asked the NPCI to check that all compliances are in place before WhatsApp is allowed to scale up its services. WhatsApp updated its terms and policies, explaining that while it uses Facebook’s infrastructure for payments in India, it was committed to not using payments data for commercial purposes.
Views: 258 Tech Save
QPAGOS: Simplifying Electronic Payments for Millions of Mexican Consumers
 
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RedChip’s Vice President, Jon Cunningham, interviews Gaston Pereira, CEO of of QPAGOS (OTCQB: QPAG). QPAGOS provides physical and virtual payment services in Mexico. It offers an integrated network of kiosks, terminals, and payment channels that enable consumers to deposit cash, convert it into a digital form, and remit the funds to any merchant in its network. As of December 31, 2015, it had deployed approximately 270 kiosks and terminals in convenience stores, next to metro stations, retail stores, airport terminals, education centers, and malls in urban centers, as well as small and rural towns. QPAGOS is based in Mexico City, Mexico. Visit Redchip.com for more information.
Views: 387 RedChip Companies
Generate Income in the Electronic Payments Industry Not MLM Free to join!
 
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MatchRate PLUS markets a patent-pending service called "Merchant Partner" to businesses who currently accept credit cards. We offer our exclusive service through a nationwide network of 4,000+ referral agents who earn a a $50 bonus plus a lifetime monthly residual commission for every Merchant Partner lead they refer to our company who activates an account. You can become a referral agent with MatchRate PLUS for free, market our Merchant Partner service and generate income in the electronic payments industry...join at: http://matchrateplus.com/joinhere
Views: 42 matchratesplus
Payments Secured - Electronic Payments Association (ETA)
 
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As shoppers flock to retailers this holiday season, the payments industry is working overtime to ensure our networks remain safe, reliable, and secure. This video outlines the payments industry's cybersecurity initiatives.