Search results “What is term value of money”
Time Value of Money - Hindi
Time value of money is explained in hindi. Let's understand Power of Compounding, Present Value and Future value concepts. We will also learn about Simple Interest and Compound Interest & how they work in investing in the upcoming videos. Related Videos: Future Value - https://youtu.be/BFRGWenwulc Future Value of an Annuity - https://youtu.be/f6a7E3326QQ Future Value of Uneven Cash Flows - https://youtu.be/yHoTUk8HP-c Present Value - https://youtu.be/pxm-5MBO2dg Present Value of an Annuity - https://youtu.be/0giLqLyijtc Net Present Value (NPV) - https://youtu.be/SpHIBfPGwx8 Internal Rate of Return (IRR) - https://youtu.be/x6eXfx2Tv-w Rule of 72: https://youtu.be/BFRGWenwulc इस वीडियो में समय और पैसे के मूल्य को हिंदी में समझिये। चलिए कम्पाउंडिंग, प्रेजेंट वैल्यू और फ्यूचर वैल्यू के कॉन्सेप्ट्स की पावर को समझते हैं। आने वाले विडोज़ में हम सिंपल इंटरेस्ट और कंपाउंड इंटरेस्ट के बारे में समझेंगे और साथ ही जानेंगे की ये इंवेस्टमेंट्स में कैसे काम आते हैं। Share this Video: https://youtu.be/Pazp1b2LhAQ Subscribe To Our Channel and Get More Property and Real Estate Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter. In this video, we have explained: What is time value of money? How to calculate the time value of money? What is the concept of time value of money? How important is time value of money in financial management? What is the best method for the time value of money calculation? How to calculate the present value and future value of an investment? How you can calculate the present value of annuity and future value of annuity? What is the formula for calculating the present value and future value? How simple interest and compound interest calculation works with investments? How to know time value of money for long-term investments? How to calculate the value of future investments? How calculating the time value of money works for stock market investments? How to calculate the future value using compound interest formula? Make sure to Like and Share this video. Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Linkedin - http://www.linkedin.com/company/asset-yogi Pinterest - http://pinterest.com/assetyogi/ Facebook – https://www.facebook.com/assetyogi Instagram - http://instagram.com/assetyogi Twitter - http://twitter.com/assetyogi Google Plus – https://plus.google.com/+assetyogi-ay Hope you liked this video in Hindi on “Time Value of Money”.
Views: 20294 Asset Yogi
Time value of money | Interest and debt | Finance & Capital Markets | Khan Academy
Why when you get your money matters as much as how much money. Present and future value also discussed. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/present-value/v/introduction-to-present-value?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/cont-comp-int-and-e/v/continuously-compounding-interest-formula-e?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: If you gladly pay for a hamburger on Tuesday for a hamburger today, is it equivalent to paying for it today? A reasonable argument can be made that most everything in finance really boils down to "present value". So pay attention to this tutorial. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 417873 Khan Academy
The Time Value of Money
The Time Value of Money Perhaps you’ve heard this term before but are not quite sure what it means or how it actually applies in the real world. Through my site I was asked to give my thoughts on a particular situation that I wanted to share as it gives a great case study in understanding and applying the concept of considering money and it’s value relative to time. Enjoy this Free Content? I'm confident you'd enjoy my premium training courses then: https://claytrader.com/training/ Hear real-life trading journeys from "normal" people: The Stock Trading Reality Podcast - https://claytrader.com/podcast/
Views: 1075 ClayTrader
Money and Finance: Crash Course Economics #11
So, we've been putting off a kind of basic question here. What is money? What is currency? How are the two different. Well, not to give away too much, but money has a few basic functions. It acts as a store of value, a medium of exchange, and as a unit of account. Money isn't just bills and coins. It can be anything that meets these three criteria. In US prisons, apparently, pouches of Mackerel are currency. Yes, mackerel the fish. Paper and coins work as money because they're backed by the government, which is an advantage over mackerel. So, once you've got money, you need finance. We'll talk about borrowing, lending, interest, and stocks and bonds. Also, this episode features a giant zucchini, which Adriene grew in her garden. So that's cool. Special thanks to Dave Hunt for permission to use his PiPhone video. this guy really did make an artisanal smartphone! https://www.youtube.com/watch?v=8eaiNsFhtI8 Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Fatima Iqbal, Penelope Flagg, Eugenia Karlson, Alex S, Jirat, Tim Curwick, Christy Huddleston, Eric Kitchen, Moritz Schmidt, Today I Found Out, Avi Yashchin, Chris Peters, Eric Knight, Jacob Ash, Simun Niclasen, Jan Schmid, Elliot Beter, Sandra Aft, SR Foxley, Ian Dundore, Daniel Baulig, Jason A Saslow, Robert Kunz, Jessica Wode, Steve Marshall, Anna-Ester Volozh, Christian, Caleb Weeks, Jeffrey Thompson, James Craver, and Markus Persson -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 654018 CrashCourse
3 Minutes! Bond Valuation Explained and How to Value a Bond
OMG wow! Clicked here http://mbabullshit.com I'm shocked how easy, bond valuation video.. What is a Bond? Basically, a bond is a certificate which proves that a company borrowed money from you and now owes you money. Owning a bond is a way to earn interest payments instead of putting your money in a bank. Therefore, if a bond can give you high interest coupon payments compared to bank interest payments, a bond value should be high. On the other hand, if a bond will give you small coupon payments compared to bank interest, the bond value should be low. A bond can be bought either from the original company which issues the bond, or from people who already bought the bond from the corporation, but who want to sell the bond before it expires because they don’t want to wait too long before they get back their original investment So to find the theoretical value of a bond, we need to think about the bond’s interest coupon payments compared to bank interest payments, the bond’s face value, and the length of time before maturity when you get back the full face value of the bond. Sears Bond photo credit: Tom Spree via Wikipedia Creative Commons
Views: 81851 MBAbullshitDotCom
What gives a dollar bill its value? - Doug Levinson
View full lesson: http://ed.ted.com/lessons/what-gives-a-dollar-bill-its-value-doug-levinson The value of money is determined by how much (or how little) of it is in circulation. But who makes that decision, and how does their choice affect the economy at large? Doug Levinson takes a trip into the United States Federal Reserve, examining how the people who work there aim to balance the value of the dollar to prevent inflation or deflation. Lesson by Doug Levinson, animation by Qa'ed Mai.
Views: 1960677 TED-Ed
3 Minutes! Net Present Value NPV Explained with NPV Example & Calculation & Future Value
Free subscribed here http://www.youtube.com/subscription_center?add_user=mbabullshitdotcom and omg it's so easy for NPV or Net Present Value. If You Like My Free Videos, Support Me at https://www.patreon.com/MBAbull What if you have one hundred dollars today and you put it in the bank in a five percent interest rate so that next year you will have one hundred five dollars? What is the name of the one hundred five dollars? It is called future value. In more complex problems, can we calculate the future value? Yes, using the future value formula. More in this later. Don't worry. I promise it is much easier than it looks. https://www.youtube.com/watch?v=GJMad7KTpaw Now going back, what is the name of your original one hundred today? It is called present value because present means today. Okay. Now what if you only know the future value, can we calculate the present value? Yes, using the super easy present value formula. Again, more in this later. I promise it's much, much easier than it looks. Now let's take it one step further. What if we know many values in different amounts at different times in the future and present, and some are payments while others are earnings and so they each have their own present value? Can we have just one combined present value for all of them? http://www.youtube.com/watch?v=7FsGpi_W9XI Yes. This is called net present value. We can calculate it using the net present value formula. Again, don't worry. It is much easier than it looks. If the net present value is positive, then it's a good profitable decision to do this candy machine business. It means that the present value earnings is the bigger than the present value of payments. So you win. What if the net present value is negative, then it's a bad decision to do this candy machine business. It just means that the present value of earnings is less than the present value of payments. So you lose. net present value explained, for all my other videos subscribe here: http://www.youtube.com/subscription_center?add_user=mbabullshitdotcom
Views: 953245 MBAbullshitDotCom
Present value, future value, and compounding made easy
Background A dollar received now is more valuable than a dollar received a year from now. If you have that dollar today, you can invest it and increase its value. Let's explain a bit further: The time of value of money is the difference in value between having a dollar in hand today and receiving a dollar sometime in the future. Why is present and future value important? Since money has a time value, we must take this time value into consideration when making business decisions. Present and future value calculations are powerful methods available in making financial decisions. Once you understand and master the calculations, you can apply these equations for restating cash flows to make them equivalent in business decisions. The calculations are building blocks for many decisions facing individuals and managers alike. In addition, these calculations allow one to calculate returns on investments, capital budgeting, and return on annuities, just to name a few. Key terms: Future value (fv) and present value (pv) are two concepts in clarifying the value of money. Future value is explained as an amount of money invested at present and will mature at the end of a given time when compounded at a given interest rate. Present value is money that must be invested now to accrue to a certain amount of money in the future when compounded. In simpler terms, present value is the value today of an amount of money in the future. Why is this important? For these situations, businesses need to find a method of weighing cash flows that are received at various periods of times (annual, years, quarters, ect). How do we go about finding the present and future value of cash flow? There are two fundamental equations that are commonly used; this video will demonstrate them throughout the presentation. Objectives: Following my discussion, you will be able to: • Have the knowledge of present value (pv) and future value (fv) • Be able to calculate the pv and fv with compounding • Have an understanding of compound interest Discussion: The video discusses the value of a dollar in hand today and applying calculations to determine what that dollar will be worth in the future. In addition, the video demonstrates the concept of wanting to have a specified amount of money in the future and the amount of money needed today in order to earn that specified amount. See the formulas used in video: Fv=pv (1+i) n Pv= (1/1+i) n FvPvn Pv=the beginning amount i= the interest rate/year n=number of years Fv=value at the end of n years. Important points: When computing compounding interest for greater than one year, remember that the interest in the next year is being paid on interest. The interest on the original dollar amount is referred to as "simple interest." Lastly, Net present value can be defined as the difference between the PV of cash inflows and the present value of cash outflows. Net present value is used in capital budgets to assess the probability of a project. The net present value is a standard affirming that a project should be established. Example: If a bank pays 5% interest on a $100 deposit today, in one year, this $100 will be worth $105. This is expressed by the following equation: F1= p (1+r). F1 is the balance at the end of the period, p represents the amount of invested, and r represents the rate of interest. For example, the future of $1,000 compounded at 10%, would be $1,100 after one year and $ 1,331 after three years of investing. For example, if the interest rate is 10%, then the present value of $500 earned or spent in one year from now is $500 divided by 1.10, equates to $455. This example demonstrates the overall notion that the present value of a future amount is less than the actual future amount. Summary Present and future values are important methods for any financial decision. An investment can be viewed in two methods. We discussed present and future values in this video. The process of finding the present value of future cash flows is referred as discounting. Discounting future value to present value is a common technique, especially when weighing in on capital budget decisions. Have the knowledge of the calculations will allow individuals to calculate almost any investment decision
Views: 101963 Lisa Dumont
Money Doesn't Buy Happiness, But It  Is... - Motivational Video
www.endless-motivation.com People tell you, money doesn’t buy happiness. But that one line alone doesn’t mean much. Money can’t help you get friends. It can’t help you find a wife or a husband. You can’t buy your way to a better body. But what happens when you have no money? When you’re deep in debt. When you’re unemployed. When you can’t afford to give your family what they need. Now you see money in a different light. Money is insanely important. You can’t live in this world without it. Have you ever been broke? Like flat broke. Eating cheap food. Not being able to do the things you want to do. Turning down opportunities because you just can’t afford it. Not having money limits your life. So money doesn’t buy happiness, but poverty doesn’t either. Making money is what drives us. That’s why we get up every day and go to our jobs. I don’t like money. I like the things money can buy. Healthy food, entertainment, education, a home. Money is just as important as oxygen, you need it to live. So let’s get to the bottom line here, you need to work your ass off to make money. There’s no way you can live like a slacker. If you’re not working hard NOW then what are you waiting for? Waiting until your energy runs out at 45 years old? Or waiting for when you retire? Wouldn’t you rather hussle hard now while you’re young and then have a nest egg built up for the future. And then you won’t have to work so hard when you’re older because you’ll have a career and skills to get the job done. In my life I’ve worked a lot. I’ve had day jobs, I’ve had night jobs, I’ve had side jobs, freelance jobs. You name it. For a few months I worked from 10am to 6pm during the day followed by a night job working from 7pm to 5am. That schedule doesn’t even logically work and you probably shouldn’t do what I did. But hard work is everything. Now I know what it means to earn a living. The worst thing you could do is to squander your hard earned money. Especially after you’ve worked so hard to attain it. Don’t waste it. Spend at least a portion of your income on your future. Education, health, and possessions that have long term value. If you spend your money the right way, it will come back to you in multitudes. When you apply your earnings to important values like education and health, you don’t lose these things easily. It’s something that you keep with you for life. Being focused on making money does not give you the right to be greedy. You have to give back to the world, but it’s a lot easier than you think. It could be donating a small percentage of your hard earned money to charity. It could be guiding someone who is in the same position that you were in. It could be leaving a legacy for your children. It’s really up to you to decide. Whether you believe in it or not karma is real. And now might not be the time to return the favor. But some day, you want to give back. So next time your friends or your co-workers tell you money doesn’t buy happiness, you can tell them what it does buy. It buys you your essentials. Your tools. And your future. ► Subscribe - http://bit.ly/EndlessMotivationSubscribe ► Visit Our Website - http://bit.ly/EndlessMotivationWeb ► SoundCloud - http://bit.ly/EndlessMotivationSoundCloud
Views: 162203 Endless Motivation
What are the Fundamental Factors that affect currency values
www.trade12.com Here are the primary factors that can support to shape the long term strength or weakness of major currencies that will affect you as a trader. Subscribe, and watch more tutorials like this! Learn how to trade through fast, simple, and safest way. Change the way you trade! Sign up now to get started.
Views: 16418 Trade12 Learning
Finance: How to calculate Annuity, Present Value, Future Value
More HD Videos and Exam Notes at https://oneclass.com Our goal is helping you to get a better grade in less time. We provide various exam tutorials which are specifically designed for your courses. Please go to our official website http://oneclass.com and Visit our channel for more tutorials: http://www.youtube.com/user/Notesolution Like us on Facebook: http://facebook.com/oneclass Follow us on Twitter: http://twitter.com/getoneclass Follow us on Instagram: http://instagram.com/getoneclass
Views: 418797 OneClass
How to Calculate the Future Value of a Lump Sum Investment | Episode 38
If you're deciding to invest a lump-sum over a period of time you can quickly determine what the future value of that investment would be. In this brief video I'll show you how to calculate the future value of a lump-sum investment. Go Premium for only $9.99 a year and access exclusive ad-free videos from Alanis Business Academy. Click here for a 14 day free trial: http://bit.ly/1Iervwb To view additional video lectures as well as other materials access the following links: YouTube Channel: http://bit.ly/1kkvZoO Website: http://bit.ly/1ccT2QA Facebook: http://on.fb.me/1cpuBhW Twitter: http://bit.ly/1bY2WFA Google+: http://bit.ly/1kX7s6P
Time value of money (using HP 10bII+)
This is a quick tutorial on how to use HP 10bII+. The tutorial covers how to calculate: future value, present value, annuity, and net present value (NPV). You can find web-based practice problems at http://tinyurl.com/hp10biiplus. I recorded this faceless tutorial as a Teaching Assistant for ACC 312 (Fundamentals of Managerial Accounting) in Spring 2014.
Views: 123555 Daehyun Kim
Money vs Currency - Hidden Secrets Of Money Episode 1 - Mike Maloney
More: http://HiddenSecretsofMoney.com Currency vs. Money is the 1st Episode of Mike Maloney's Hidden Secrets of Money, a series presented by Mike Maloney as he travels the world to uncover the Hidden Secrets of Money. Sign up to the http://GoldSilver.com/ email list to be notified about new releases and receive special bonus content: http://goldsilver.com/hidden-secrets-money/currency-money/. To learn about gold and silver, central banking, wealth cycles, deficit spending, monetary history, the financial crisis, the fiscal cliff, the debt ceiling and more, view the Hidden Secrets Of Money playlist (http://goo.gl/GBsdr) and subscribe to this channel: http://goo.gl/emXEB Join GoldSilver.com & Mike Maloney on other social networks: Blog: http://goldsilver.com/ Facebook: https://www.facebook.com/pages/Goldsilvercom/230719865624 Twitter (GoldSilver): https://twitter.com/Gold_Silver Twitter (Mike Maloney): https://twitter.com/mike_maloney LinkedIn: http://www.linkedin.com/company/goldsilver-com
What Moves A Currency?  Why Currency Rates Move...
What affects foreign exchange rates? http://www.contracts-for-difference.com/markets/Forex-CFDs.html If you've found this video useful, please click the like button and share it with your friends and remember to SUBSCRIBE to remain up-to-date! Foreign exchange rates are affected by multiple fundamental reasons as international trade and investment causes movements in the foreign exchange markets. Will the dollar crash? Will the Chinese yuan be the next world leader? You may have encountered foreign exchange rates mostly when considering your holidays, when you change your pounds into the local currency, and back again when you return. Sometimes, you may find a big difference between one year and the next in how much foreign currency you can get for your money. As with all markets, foreign exchange and the relative value of currencies is affected by supply and demand. Having said that, demand is the main driver of foreign exchange rate changes. An abundance of supply of a particular currency doesn't really cause people to buy more of it, whereas an increasing demand will force the rate up. Much of this demand is caused by international trade, for instance Japanese cars imported to the UK will be paid for with pounds sterling, but this money will be converted into Japanese yen to pay the manufacturer who has to pay his workers and suppliers. This then causes you to consider the trade balance. Obviously it is not a stable situation if one country buys goods from the other, and there is no corresponding foreign exchange in the other direction. The currency which is being used by the buyers to pay for the goods, in this case sterling, cannot forever be paid out to buy Japanese yen with no compensating currency exchange back. This situation is to some extent self-regulating. The buying currency will decrease in value, and the currency of the producing country will increase relatively. Before too long, the price of Japanese cars in the UK would have to rise, and this would reduce the demand, cutting back on the trade imbalance. Different countries have different fundamentals. Some countries are rich in the natural resources that are needed for production. These countries include Canada and Australia. Other countries have less in natural resources and take on the role of the producers, buying in raw materials and shipping out finished products. Although political influences can have short-term effects, in the long term the economic forces are more significant in determining the fortunes of a currency. Certainly political instability can make the world markets hesitate, with investors wary of buying the currency, but it's how efficient a country is at extracting natural resources and/or manufacturing that will ultimately impact how its currency is viewed globally. Another governmental decision that has some effect, although not in the long-term, is that of the central bank interest rate. When interest rates differ between various countries, there is an obvious pressure for the exchange rate to compensate. Without a drift in exchange rate, investors in the lower interest rate country would have a no risk way of increasing their income by buying the other currency, putting it into a savings account there. Finally, whenever there are crises in the world, you will note that there is a flight to what is regarded as a quality or safer currency. Typically, investors will buy US dollars or other major currencies, on the basis that the value is more likely to be retained.
Views: 8244 TradeCFDs
How to Invest $100 [for 2018] 💵 | Investing for Beginners When You Don't Have a Ton of Money
Have $100 to spare? Alright... Let's get this investing party started. Be sure to subscribe to get more tips on making more money and building wealth: ✅ http://www.youtube.com/subscription_center?add_user=goodfinancialcents Here’s how I’d suggest you start investing with just $100. And I’m not talking about just putting that crisp $100 bill into a fancy savings account. I'm talking about investing it into something that matters. I have a funny story about this topic, but before that, here's some info that will you started investing: ★☆★Resources Mentioned in Video:★☆★ Best Investment Platform Where They Choose Investments for You: 📈 https://www.goodfinancialcents.com/resources/betterment-youtube-how-to-invest-100.php Best Investment Platforms Where you Choose Investments: 📍MM1 http://jeffrose.com/mm1 📉 https://www.goodfinancialcents.com/resources/ally-youtube-how-to-invest-100.php 📊 https://www.goodfinancialcents.com/resources/tdameritrade-youtube-how-to-invest-100.php Micro-Investing Platform: 🤝 https://www.goodfinancialcents.com/resources/stash-youtube-how-to-invest-100.php Okay, back to that funny story 😆... Back a year or so ago, I caught one of our boys sneaking through my wallet. And in that moment I might have been a little upset because WHYYYYY Why whyyyyyy do you always have to go through my stuff? But the conversation that followed went a little something like … “DADDDD You have $100?” “Yes… I have $100” “ONE HUNDRED WHOLE DOLLARS? For Reals?” The first time my boys saw $100 in my wallet they thought it was insane. $100 to a kid is a massive amount of money💰 ... especially when your allowance is less than 1/10 of that. So whether $100 is a lot to have in your wallet or just pocket change, with just $100 you CAN start investing. For realz. See what I did there. For realz, son. In my latest video I'm sharing a few quick ways for How to Invest Your First $100. ★☆★Here’s what you’ll learn in this new video:★☆★ ▶︎How to start investing if you’ve got just $100 with one of the best robo-advisors. ▶︎How you can select your investment goals wisely and attain them. ▶︎What options I’d suggest for investing right from your iPhone with an investment app. ▶︎How long it takes to get setup to invest with one of these investment apps. (Spoiler Alert - It’s SUPER QUICK and easy!) ▶︎How buying THIS investment is well worth the $100 (Idea #5). ▶︎What some non-traditional ways to invest $100 are… for starters just $12 can get an online business started. ▶︎Why I think this Investment could be the BEST $100 you'll ever invest (and your spouse will thank me later, too 😉) ★☆★Resources Mentioned in Video:★☆★ Best Investment Platform Where They Choose Investments for You: 📈 https://www.goodfinancialcents.com/resources/betterment-youtube-how-to-invest-100.php Best Investment Platforms Where you Choose Investments: 📉 https://www.goodfinancialcents.com/resources/ally-youtube-how-to-invest-100.php 📊 https://www.goodfinancialcents.com/resources/tdameritrade-youtube-how-to-invest-100.php Micro-Investing Platform: 🤝 https://www.goodfinancialcents.com/resources/stash-youtube-how-to-invest-100.php ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎤 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V Connect with me on Twitter: https://twitter.com/jjeffrose My most favorite inspirational t-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
Power of Compounding - Explained in Hindi
Power of compounding is the biggest secret of money and wealth. You can earn compounded returns (compound interest) in various Equity Investments such as Stock Market, Mutual Funds, ULIPs, ELSS etc. You can also do sip investments i.e. Systematic Investment Plans in Mutual Funds. But first you should learn what is share market, time value of money, future value calculation etc. before venturing into Equity investing. Related Videos: Future Value: https://youtu.be/BFRGWenwulc Future Value of an Annuity: https://youtu.be/f6a7E3326QQ पावर ऑफ़ कम्पाउंडिंग मनी और वेल्थ का सबसे बड़ा सीक्रेट है। आप शेयर बाजार, म्यूचुअल फंड, ULIPs, ELSS इत्यादि जैसे विभिन्न इक्विटी इंवेस्टमेंट्स में कम्पाउंडेड रिटर्न्स (कंपाउंड इंटरेस्ट) कमा सकते हैं। आप sip इन्वेस्टमेंट भी कर सकते हैं यानी म्यूचुअल फंड में सिस्टमैटिक इंवेस्टमेंट प्लान। लेकिन सबसे पहले आपको इक्विटी इन्वेस्टमेंट में शामिल होने से पहले शेयर बाजार, टाइम वैल्यू ऑफ़ मनी, फ्यूचर वैल्यू कैलकुलेशन आदि सीख लेना चाहिए। Share this Video: https://youtu.be/jNwREK6WnzI Subscribe To Our Channel and Get More Property and Real Estate Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter. In this video, we have explained: What is the secret of wealth and money? What is the power of compounding? How to use compound interest calculation for wealth? How the power of compounding is used to increase wealth? What is the power of compound interest? How to use the power of compounding in the stock market? How beginners can make money in the stock market? What is the difference between simple interest and compound interest? How to get most out of equity investments? How you can earn compound interest in various equity investments such as stock market, mutual funds, ULIPs, ELSS etc? What should you know before venturing into equity investing? How compound interest is different from simple interest? What important points beginners should remember for equity investment? What are the main factors of compound interest? How to invest with great returns in a sip or systematic investment plan? Make sure to Like and Share this video. Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Google Plus – https://plus.google.com/+assetyogi-ay Twitter - http://twitter.com/assetyogi Facebook – https://www.facebook.com/assetyogi Linkedin - http://www.linkedin.com/company/asset-yogi Pinterest - http://pinterest.com/assetyogi/ Instagram - http://instagram.com/assetyogi Hope you liked this video in Hindi on “Power of Compounding”.
Views: 15897 Asset Yogi
The lazy way to get rich - MoneyWeek Investment Tutorials
Tim Bennett explains the magic of compound interest. Compounding, or or the 'time value of money' - is one of investing's most vital concepts, and is the secret to getting rich without really trying.
Views: 796996 MoneyWeek
Learning Money for Children in 1st and 2nd Grade
Children will learn to count money in this Fun Math Video. 1st and 2nd Graders will learn the values of each of the coins and how to count money. We also have a 2nd part to this video that teachers more about coins and money using word problems. ------------------------------------------------------------------------------------- Our math and learning videos are designed to help with the education of children in this important growing phase. The videos teach math and other subjects that help children in their education. We make videos for toddlers, preschool, kindergarten, 1st grade, 2nd grade, 3rd grade and even a few for 4th grade. It is our goal to help kids achieve their potential by giving them a head start in math and other areas of education. Please Subscribe and Share the videos. You can also join us on https://www.commoncore4kids.com/ https://www.mathvids4kids.com/ https://www.pinterest.com/commoncore4kids/ https://www.facebook.com/pages/Common-Core-4-Kids/414329405248165 https://twitter.com/jasoncore4kids
Time Value of Money (concept explained)
This video explains the concept of the time value of money, as it pertains to finance and accounting. An example is given to illustrate why there is a time value associated with the timing of cash flows. Edspira is your source for business and financial education. To view the entire video library for free, visit http://www.Edspira.com To like us on Facebook, visit https://www.facebook.com/Edspira Edspira is the creation of Michael McLaughlin, who went from teenage homelessness to a PhD. The goal of Michael's life is to increase access to education so all people can achieve their dreams. To learn more about Michael's story, visit http://www.MichaelMcLaughlin.com To follow Michael on Facebook, visit https://facebook.com/Prof.Michael.McLaughlin To follow Michael on Twitter, visit https://twitter.com/Prof_McLaughlin
Views: 148387 Edspira
"Intrinsic Value" Defined and Explained in One Minute: Labor vs. Subjective Theory of Value
We hear the term "intrinsic value" so frequently that many people are convinced they know what intrinsic value actually means but when you ask 10 people to explain the concept... you'll probably receive 11 answers :) By understanding the difference between the Labor Theory of Value and the Subjective Theory of Value, you'll be in a much better position to articulate a position on intrinsic value. At the end of the day, the Labor Theory of Value as well as the Subjective Theory of Value make one thing perfectly clear without us even having to dig deep: the fact that value means different things to different people. By understanding this very simple principle, you'll be in a much better position to determine whether you agree with one definition of intrinsic value or another. To support the channel, give me a minute (see what I did there?) of your time by visiting OneMinuteEconomics.com and reading my message. Bitcoin donations can be sent to 1AFYgM8Cmiiu5HjcXaP5aS1fEBJ5n3VDck and PayPal donations to [email protected], any and all support is greatly appreciated! Oh and I've also started playing around with Patreon, my link is: https://www.patreon.com/oneminuteeconomics Interested in reading a good book? My first book, Wealth Management 2.0 (through which I do my best to help people manage their wealth properly, whether we're talking about someone who has a huge amount of money at his disposal or someone who is still living paycheck to paycheck), can be bought using the links below: Amazon - https://www.amazon.com/Wealth-Management-2-0-Financial-Professionals-ebook/dp/B01I1WA2BK Barnes & Noble - http://www.barnesandnoble.com/w/wealth-management-20-andrei-polgar/1124435282?ean=2940153328942 iBooks (Apple) - https://itun.es/us/wYSveb.l Kobo - https://store.kobobooks.com/en-us/ebook/wealth-management-2-0 My second book, the Wall Street Journal and USA Today bestseller The Age of Anomaly (through which I help people prepare for financial calamities and become more financially resilient in general), can be bought using the links below. Amazon - https://www.amazon.com/Age-Anomaly-Spotting-Financial-Uncertainty-ebook/dp/B078SYL5YS Barnes & Noble - https://www.barnesandnoble.com/w/the-age-of-anomaly-andrei-polgar/1127084693?ean=2940155383970 iBooks (Apple) - https://itunes.apple.com/us/book/age-anomaly-spotting-financial-storms-in-sea-uncertainty/id1331704265 Kobo - https://www.kobo.com/ww/en/ebook/the-age-of-anomaly-spotting-financial-storms-in-a-sea-of-uncertainty Last but not least, if you'd like to follow me on social media, use one of the links below: https://www.facebook.com/oneminuteeconomics https://twitter.com/andreipolgar https://ro.linkedin.com/in/andrei-polgar-9a11a561
Valuing long-term bonds
This five minute video explains how to value long-term bonds using the concept of the time value of money. This is problem 1 of the chapter 6 homework for ACCT 301 at Old Dominion University. Created by Sakinah Abdus-Salaam, Andrew Baidoo, and Matthew Shaw.
Views: 3734 Matthew Shaw
8. Value a Bond and Calculate Yield to Maturity (YTM)
Download Preston's 1 page checklist for finding great stock picks: http://buffettsbooks.com/checklist Preston Pysh is the #1 selling Amazon author of two books on Warren Buffett. The books can be found at the following location: http://www.amazon.com/gp/product/0982967624/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=0982967624&linkCode=as2&tag=pypull-20&linkId=EOHYVY7DPUCW3WD4 http://www.amazon.com/gp/product/1939370159/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=1939370159&linkCode=as2&tag=pypull-20&linkId=XRE5CA2QJ3I2OWSW In this lesson, we began to understand the important terms that truly value a bond. Since most investors will never hold a bond throughout the entire term, understanding how to value the asset becomes very important. As we get into the second course of this website, a thorough understanding of these terms is needed. So, be sure to learn it now and not jump ahead. We learned that there are two ways to look at the value of a bond, simple interest and compound interest. As an intelligent investor, you'll really want to focus on understanding compound interest. The term that was really important to understand in this lesson was yield to maturity. This term was really important because it accounted for almost every variable we could consider when determining the true value (or intrinsic value) of the bond. Yield to Maturity estimates the total amount of money you will earn over the entire life of the bond, but it actually accounts for all coupons, interest-on-interest, and gains or losses you'll sustain from the difference between the price you pay and the par value.
Views: 346373 Preston Pysh
GCSE Maths - Best Buys (Unitary Measures) - Value for Money - Higher and Foundation
All videos can be found at www.m4ths.com and www.astarmaths.com These videos were donated to the channel by Steve Blades of maths247 'fame'. Please share via twitter or facebook if you find them helpful. Designed for the Edexcel spec but applicable to AQA, OCR,MEI and WJEC.
Views: 23508 ukmathsteacher
Compounding and the time value of money
Importance of compounding Of all the concepts in personal finance, compounding is by far the most important. If you take only one thing away from all my tapes, I hope it's an appreciation for the power of compound growth. And the two elements that will unlock this power are your return on investment and the length of time in the investment. Investing in stocks vs. investing in bonds Suppose your friend invests $100 in government bonds. The bonds pay her 5 percent interest. You, however, are willing to take some short-term risks. You decide to invest $100 in stocks, which are more volatile, but have an average a return of 10 percent annually. At the end of one year, the stock investment will be ahead of the bond investment by 5 percent. This isn't much to get excited about. However, by the end of ten years the total amount invested in stocks will be 60 percent larger than the amount invested in bonds. After 15 years you'll have more than twice as much money if you stayed with stocks as opposed to bonds. After 25 years your stash of stocks will be three times as great as the amount of bonds. After 30 years, you'll have over four times as much money if you stick with stocks as opposed to bonds. Note what's going on here. The higher returning stocks give you more money, and an increasing amount of money over time. Now you might think that at most, stocks could do no better than double the performance of bonds. After all, the bonds yield 5 percent, and the stocks 10 percent, or twice as much as the bonds. But 30 years out, the amount invested in stocks was more than four times as large as the amount invested in bonds. This increasing difference in the total asset size occurs because compound growth is a non-linear process. Small increases in yield help And this is the first big lesson to learn about compound growth : small increases in your return can lead to large increases in your total assets, especially after longer periods of time. Recall in the previous example that after 30 years a stock investment was worth four times as much as a bond investment. After 40 years the stocks are worth six times as much as the bonds, and after 50 years the stocks are worth ten times as much as the bonds. The further you go out in time the larger a small difference in return becomes. So don't scoff at what appear to be slight differences in investment returns. Even increasing your investment returns from 5 percent to 7 percent can make a big difference. It's true that after one year the difference will be hardly discernible, but a 7 percent investment will give you fifty percent more money than a 5 percent investment after 20 years. Longer time periods give you much more cash And this leads us to our second big idea about compound growth : the amount of time involved greatly affects your total results. Go back to the example where you've invested $100 in stocks that grow at 10 percent annually. In this case it will take about seven years for you to double your money to $200. However, to make the next $100 it takes only about four and a half years. To make an additional $100 after that takes only three years. This is another characteristic of compound or exponential growth. You get much higher additions to your assets for each additional year of investment. Here's another way to look at it. The growth of your investment's value resembles a hockey stick. You get flat or almost unnoticeable growth for the first few years, and then you get phenomenal growth in the out years. In the out years your earnings on your earnings completely dwarf your total investment. The longer you have your money invested, the more you'll benefit. The Twin Sister Case Rule of 72 Importance of discounting Examples of discounting Copyright 1997 by David Luhman http://moneyhop.com/scripts/retirement-planning/040-compounding-and-the-time-value-of-money
Views: 708 MoneyHop.com
What is FICTIONAL CURRENCY? What does FICTIONAL CURRENCY mean? FICTIONAL CURRENCY meaning - FICTIONAL CURRENCY definition - FICTIONAL CURRENCY explanation. SUBSCRIBE to our Google Earth flights channel - https://www.youtube.com/channel/UC6UuCPh7GrXznZi0Hz2YQnQ Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. A fictional currency is some form of currency defined, or alluded to, in works of fiction. The names of units of such currency are sometimes based on extant or historic currencies (e.g. "Altairian dollars" or "Earth yen") while other names, such as "Kalganids" in Asimov's Foundation series, may be wholly invented. A particularly common type, especially in science fiction, is electronically managed "credits". In some works of fiction, exchange media other than money are used. These are not currency as such, but rather nonstandard media of exchange used to avoid the difficulties of ensuring "double coincidence of wants" in a barter system. Authors have to take care when naming fictional currencies because of the associations between currency names and countries; recognizable names for currencies of the future (e.g. dollar or yen) may be used to imply how history has progressed, but would appear out of place in an entirely alien civilization. Historical fiction may need research. Writers need not explain the exact value of their fictional currencies or provide an exchange rate to modern money; they may rely on the intuitive grasp of their readers, for instance that one currency unit is probably of little value, but that millions of units will be worth a lot. Currencies in science fiction face particular problems due to futuristic technology allowing matter replication and hence forgery. Authors have proposed currencies that are incapable of replication such as the non-replicable "latinum" used by the Ferengi in the Star Trek universe, or the currency in Pandora's Millions by George O. Smith, which is booby-trapped to explode if scanned by a replicating machine. Money in fantasy fiction faces analogous challenges from the use of magic; in the Harry Potter series by J. K. Rowling, magically-created currency is time-limited, while in Ursula K. Le Guin's fictional realm of Earthsea, the world's equilibrium is unbalanced when something is created from nothing. In the Demon Princes pentalogy by Jack Vance the currency "SVU" or Standard Value Unit was described as being employed on most major settled worlds and as having a value equivalent to one hour of unskilled labor in standardized conditions. Its printed notes were verifiable by scanning with a device called a "fake meter", the function of which comprised a critical theme of the second book in the series, The Killing Machine. The protagonist undermines the system and prints 10 billion SVU undetectable by the fake meter, thus setting the stage for three books to follow. The long-term value of currency is an issue in works featuring journeys through time or the lapse of very long periods (for instance due to the deep sleep or cryopreservation of the protagonists). In some cases, compound interest may swell small amounts into a fortune, as happens in the Hitchhiker's Guide to the Galaxy by Douglas Adams, When the Sleeper Wakes by H. G. Wells, and the Futurama episode "A Fishful of Dollars". In other stories, inflation reduces the value of money, as in The Age of the Pussyfoot by Frederik Pohl. Other plot factors can affect the worth of currency: for instance, in The Moon Metal by Garrett P. Serviss the world's currency standard must be switched from gold to a mysterious new chemical, "artemisium", after the discovery of vast mineral deposits in the Antarctic devalues all known precious metals.....
Views: 28 The Audiopedia
what is a term life insurance policy ~~ good value for your money
http://withlifetimeprotection.com what is a term life insurance policy. When shopping for life insurance there are several choices to be make, one being the types of life insurance policy that is best for you. Whether it is term or permanent or life insurance you might want what is a term life insurance policy depends on your needs now and in the future. Find out today about what is a term life insurance policy by clicking on http://withlifetimeprotection.com and request a quote Life insurance because you care what is a term life insurance policy http://youtu.be/Of_w6hXGZmc
Low cost term life insurance  ~~ the best value for your money
http://yourlifeinsurance411.com Low cost term life insurance. When shopping for life insurance there are several choices to be make, one being the types of life insurance policy that is best for you. Whether it is term or permanent or life insurance you might want Low cost term life insurance policy depends on your needs now and in the future. Find out today about Low cost term life insurance by clicking on http://yourlifeinsurance411.com and request a quote Life insurance because you care Low cost term life insurance http://youtu.be/iwYTAKbw-sE
Views: 21 Be Happy
Value Research | Top Mutual Funds For Long-Term Wealth Creation
Watch Latest Business News & Updates ►http://bit.ly/2ARd02l As we head into 2018, what should we buy into for long-term wealth creation? Value Research CEO Dhirendra Kumar shares his advice on where to park your money! Subscribe To ET Now For Latest Updates On Stocks, Business, Trading | ► https://goo.gl/SEjvK3 Subscribe Now To Our Network Channels :- Times Now : http://goo.gl/U9ibPb The NewsHour Debate : http://goo.gl/LfNgFF To Stay Updated Download the Times Now App :- Android Google Play : https://goo.gl/zJhWjC Apple App Store : https://goo.gl/d7QBQZ Social Media Links :- Twitter - http://goo.gl/hA0vDt Facebook - http://goo.gl/5Lr4mC G+ - http://goo.gl/hYxrmj Website - www.etnownews.com
Views: 83112 ET NOW
What is the 'time value of money'?  - MoneyWeek Investment Tutorials
Like this MoneyWeek Video? Want to find out more on time value of money? Go to: http://www.moneyweekvideos.com/what-is-the-time-value-of-money/ now and you'll get free bonus material on this topic, plus a whole host of other videos. Search our whole archive of useful MoneyWeek Videos, including: · The six numbers every investor should know... http://www.moneyweekvideos.com/six-numbers-every-investor-should-know/ · What is GDP? http://www.moneyweekvideos.com/what-is-gdp/ · Why does Starbucks pay so little tax? http://www.moneyweekvideos.com/why-does-starbucks-pay-so-little-tax/ · How capital gains tax works... http://www.moneyweekvideos.com/how-capital-gains-tax-works/ · What is money laundering? http://www.moneyweekvideos.com/what-is-money-laundering/
Views: 38848 MoneyWeek
Managerial Accounting: Capital Investment Decisions and the Time Value of Money
Lecture 11: Capital Investment Decisions and the Time Value of Money by Professor Victoria Chiu (Chapter 21) This lecture focuses primarily on capital budgeting. The topics of payback period and rate of return are discussed as well as the methods for calculating them. Lastly, the concept of time value of money is explained, as well as the many terms that fall under it (annuities, future values, present values, number of periods, interest, and more). Begins with Overview of New Topic and Learning Objectives of Chapter Capital Budgeting (defined): 2:47 Cash Flows: 8:48 (relation to Capital Budgeting) Capital Budgeting Process (diagram): 12:50 Payback Period (defined): 17:35 Calculating Payback Period: 19:19 Criticisms of Payback Period: 28:24 Rate of Return (defined): 30:26 Calculating Rate of Return: 35:21 Rate of Return Decision Rule: 43:35 Exercise S21-2: 45:11 (Using payback period and rate of return methods to make capital investment decisions) Exercise S21-2 Solution: 51:51 Time Value of Money (defined): 1:01:22 Factors That Affect Time Value of Money: 1:03:27 Interest: 1:05:45 Present and Future Value Along a Time Continuum: 1:07:52 Factors for Present and Future Value: 1:09:16 Using Future Values (FV factors table): 1:09:36 Using Future Values for Annuities: 1:11:28 To receive additional updates regarding our library please subscribe to our mailing list using the following link: http://rbx.business.rutgers.edu/subscribe.html
Views: 12372 Rutgers Accounting Web
Ben Nunez - Value - How to build a long term value in business
Video Transcript: So right around the same time that my dad explained the whole spreadsheet and the time value of money, he made me get a job. Like I said I was about eleven or twelve years old and about the only job I can get at the time was a paper route. So I start delivering newspapers, getting up early and riding my bike and you know just delivering newspapers. It started to provide a paycheck and enabled me to take that money and go buy the things I wanted to buy but I also you know wanted to experience that time value of money that my father had explained to me, so I started to save the money as well. By the time I was fourteen I realized that a paper route wasn’t the most lucrative nor was it the best use of my time. So I started a small business with some friends in the neighborhood to clean decks , mow lawns, shovel driveways and do anything that we could do, sort of physically using our bodies as young kids to help around the neighborhood. That did really well, I sort of had a few guys that I did this with, you know as the ring leader I made the most money and they were sort of my first, I guess you can say, employees. You know after that I went on and had other small businesses throughout college but my first real company was when I graduated college. I took three and a half years to graduate college and I took that last semester to start a company and it was in the telecommunication space, it was very early in the telecom days, in the mid 90’s or at least early in the sense of internet and data that was starting to come about and I learned that the best way to make money in that business was to be a middle man in between really big companies who need to procure telecommunication services and the telecoms themselves. So we became an agent and we help these big companies make decisions about which telecom provider to go with and then we would make money from the telecom provider on the backend by getting a piece of the monthly recurring revenue for the life of that contract. Took advantage of this sort of compounding model and the annuity income stream that my dad taught me at a very early age and you know we did very well. We made a ton of money, I was twenty one years old at the time when I started the company; we did very well in the course of a few years but what I learned the most was that we weren’t really building any real long term value. The only value we were building was the amount of money that was booked out on the contracts that we had. We had not any intellectual property, we had people and we had relationships and we had contracts and that was the limitation of the value of our company, so when we went to sell it that was what we were valued at. There wasn’t much of a multiply on our earnings, giving that there was no real intellectual property, we have not invented anything, we had not come up with anything that was tangible beyond our income strength. So fast forward to future companies that I’ve build; I’ve instead now focus on long term intellectual property value that we can build in a company. Today we are building a consumer photo app which has no monetization plan, at least not very early on, and we are focus much more on building users and technology and intellectual property that ultimately may be worth more than what any income stream might be worth today. So it’s interesting to see how my personal interests have change from you know, just purely making money; I had no real interest in telecommunications back then but I knew it was a great way to make money and I understood the compounding model and annuity income and everything associated with that. Were as today I’m focus on something that, again we’re not exactly sure how we are going to make money but we are focus on building values for millions of people.
Views: 37 RebelsPatch.com
Time Value of Money: Annuity Returns made Simple (CFA Level 1)
If you could invest $250 at the end of each year for the next 10 years and receive $5,000 at the end of the tenth year, what is the annual return on this investment? Watch the next finance lesson: https://bluebookacademy.com/courses
Views: 203 BlueBookAcademy.com
Bad News For Real Estate...?
FULL DAY LIVE REAL ESTATE INVESTING EVENT AT MY NEW PROPERTY OCTOBER 27TH: https://goo.gl/QfeS1F Real Estate Mortgage Interest Rates just hit 8-year highs and began passing 5%…here’s what I think this means for the future of real estate values. Enjoy! Add me on Snapchat/Instagram: GPStephan Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ Get $50 OFF FOR A LIMITED TIME: Code THANKYOU50 - The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $120 million in sales: https://goo.gl/UFpi4c Within recent weeks, the FED increased interest rates WAY faster than I expected they would; This is the HIGHEST mortgage rate we’ve seen in 8 years, since real estate hit its bottom in 2010. Now the reasons WHY the FED raised rates seems fairly logical to me - for the last few years, interest rates were pretty much in NEGATIVE territory, meaning they’re losing money just by loaning out money. First, cheap rates are meant to help the economy. Lowering interest rates made money cheaper to borrow, which meant more money could flow freely through the economy through cheap lending, and that in turn, meant more money in our pockets, which means more money we can spend. This works in the short term, and there’s nothing wrong with doing this for a little while…but eventually we battle fears of inflation, which means our money, over time, continues to have less and less purchasing power. Secondly, interest rates are only raised in a healthy economy. It’s these types of markets that can handle a rate increase like we’ve seen. Third, the new tax plan caused businesses and individuals to keep a LOT more money, and by doing so, it became that much more profitable. In return, stock prices soared knowing that companies would have a lot more profit at the end of the day. So lets talk about how this specifically relates to real estate. First point, inflation…from a real estate person’s perspective, we LOVE inflation. This is because the value of your asset or property generally goes UP, while the amount of debt you have stays the exact same and the AMOUNT of that debt actually goes down. But this is bad for everything else. Second point, the higher the interest rate, the more expensive it becomes to own real estate or borrow money. Third point, I should break down into three thoughts: People can’t bid as aggressively as they once were able to. Second, over the last year, many of the buyers were buying because they had a sense of urgency to lock in an interest rate before they went up. Third, we’ll continue to see a lack of inventory which will keep prices from falling too dramatically. Most people who bought real estate did so with a significant amount of money down, with great credit, and sufficient income…the variable here is that most of these people took out an interest rate much lower than they’d pay now, and because of that, if they sold, they’d give up a historically low mortgage. This leads me to think that a few things are likely to happen. Mainly that this is a GOOD thing for landlords and the rental market. I think we’ll see a lot of buyers sitting on the sidelines just waiting to see what happens and if affordability gets better. I think we’ll get a bigger selection of tenants from the buyers that aren’t buying. I think we may also see more landlords deciding to RENT their homes out instead of sell. This means we’ll continue to see less inventory on the market, as selling just doesn’t make sense for people with 30-year mortgages. For business inquiries or paid one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq Favorite Credit Cards: Chase Sapphire Reserve - https://goo.gl/sT68EC American Express Platinum - https://goo.gl/C9n4e3
Views: 31949 Graham Stephan
How to make money in real estate without flipping houses -Understanding mortgages, LTV & Refinancing
Here is a clip from one of my lessons on understanding how refinancing a home works and how you can make money in real estate without flipping houses. READ ENTIRE DESCRIPTION! It is a long video but watch it all as I go over not only how to invest in real estate for beginners but all the associated aspects from beginning to end. Specifically I explain how I made $100k in 4 months on a property without rehabbing it or fixing it up. I also explain the strategies you can go about to pull equity out of a house without flipping or selling it. Like I said, watch the video as I go in depth on concepts such as LTV, Mortgage insurance, and the various types of refinancing. Honestly a must watch for everyone trying to get into real estate. I had a Real Estate webinar for the citizens last night and I made it mandatory that they watch this lesson as it is crucial. To recap and give you guys some notes. The first main concept to takeaway from this is that you can make money in real estate investing (both short term and long term) without flipping houses. The name of the game is location and comparable home sales. Contrary to popular belief, a home isn’t valued based on what is inside it. So lets say you have the exact same home as your neighbor, but you put $80k into the kitchen remodeling it. If you neighbors home sells for $400k it doesn’t mean your home is worth $480k or more, yours will be the same price give or take 5-10k. Why is this so important? Because if you understand this concept you can see how you can make money in Real Estate without doing any construction or remodeling and focus your efforts to the right areas where sales are going through. This will show you how to spend money on a home responsibly and not put too much into a home if it won’t net you profit. A lot of people put tons of money into their home but fail to realize, every type of neighborhood and home has a sort of cap, so it becomes pointless to put in money after a certain point because the house will never get sold for that much simply because no houses in the neighborhood would sell for that much. That being said, this is how I profited so much off this house without putting any money into it. The next important part is LTV, or Loan To Value, because this will determine first off whether or not you will need to pay mortgage insurance, which can cut into your profits if you decide to turn your house into a rental property and cash flow from it. I explain the formula to calculate LTV in the video, which will help you, understand better but simply, it is how much owed on the loan divided by the value of the home. Understanding this, you can see how if the value of your home goes up, your loan to value will come down and this will allow you to make money if you decide to cash out refinance, getter better rates/lower payment if you do a traditional refinance, or simply eliminate your mortgage insurance payment if you initially put a down payment on the house less than 20% as the home value increased! Lastly, all there was a lot more defined in the video, refinancing and how it can be used to make money in real estate is very important. Refinancing explained: Pretty much paying off your original loan with a new loan from a new lender with the same terms or better, and usually at a lower interest rate. This is great for most homeowners as you can save tons of money in interest as most people originate their home loan at a higher interest rate. Further, beyond lowering the payment, which can help you turn a higher cash flow, you can also refinance your home to pull out equity from the house without selling it, or flipping it in under a year to avoid paying capital gains tax. This is called cash out refinancing or a cash out refinance. That being said though, there are certain ways and limitations to refinancing, especially cash out refinance, and it has to do with your LTV, which is why we go over it! Please SUBSCRIBE to the channel LIKE, SHARE, and COMMENT so I have questions to answers and things to talk about. If you think you can hang with the brothers and are qualified to be one of the 25 people we accept every quarter to join my 3-month mentoring program, where you are able to watch me trade stocks LIVE every second of the day, every day of the week and be able to ask me questions live while I trade, go to http://www.thetradingfraternity.com to request and application. The lazy an un-dedicated need not apply. If you haven't done so follow me on social media! Twitter: http://www.twitter.com/JoshAnswers instagram: http://www.instagram.com/TheTradingFraternity Facebook: http://www.facebook.com/TradingFraternity Sign up to be a TTF Citizen and get access to our private LIVE webinars 2x a week, private newsletter, and chatroom, including our one and only REAL ESTATE CHAT!: http://www.TTFCitizen.com Apply for mentorship: http://www.TheTradingFraternity.com
Views: 14800 Trading Fraternity
1.  CFA Level 1 Quantitative Methods Time Value of Money LO1 and LO2
All 10 Level 1 topics are available on this channel. If you like what I am doing, then be a friend: 1. Click subscribe so that you will be notified of all new uploads 2. Click like (the more likes these videos get, the better they show up in search results) 3. Don't click dislike!! That does not help me improve the content and delivery. If you don't like something, leave a comment, politely of course. 4. Click Share - help other find what you have found. REQUIRED DISCLAIMER: CFA Institute does not endorse, promote, or warrant the accuracy or quality of the products or services offered by Mark Meldrum. CFA ® are trademarks owned by CFA Institute.
Views: 113575 Mark Meldrum
6e. Time value of money. Future value. Present value. Discounting. Investments
Professor Basarab Gogoneata. Recorded at Bucharest University of Economic Studies. Inregistrat la Academia de Studii Economice din Bucuresti. Romania
Views: 402 Basarab Gogoneata
Mutual Fund Rule 15-15-15 | Reality Of Mutual Funds Return | Mutual Funds Truth with Proof
The 15-15-15 rule of mutual funds 15 X 15 X 15 rule of mutual funds Do u know the 15 X 15 X 15 rule of mutual funds? 15000 a month as SIP 15% rate of return (Assumed CAGR) 15 years of investment tenure And against your original investment of INR 27 lac, you will get INR 1 crore That is almost four times the value of your investment! This is the power of compounding. So forget 15x 15 x 15 15 x 15 x 30 is the new mantra But look at 15x15x30 instead - where if you increased your tenure by another 15 years - basically doubled it, your invested amount would be INR 54 lac…BUT you would be accumulating…INR 10 crore - yes it’s 10 crores Or Rs 15,000 SIP at an assumed CAGR of 15% for 30 years can give you return of Rs 10 Crore upon maturity. By just increasing your tenure by 15 years one can get 10 times more return. The investment amount is Rs 54 lakhs but the amount accumulated by then is Rs 10 Crore. 10 times the amount over 15 years! This is the phenomenon called the Power Of Compounding! Most of us can’t belive in this or think it’s a scam or gimmick. The others who have done it have made their money or are on that path! Power of Compounding Albert Einstein rightly said that compound interest is the 8th wonder of the world. Compounding is a very powerful concept. This is because the interest of your invested money is also earning interest. The value of the investment keeps growing at a geometric rate (always increasing) than at an arithmetic rate (straight-line). Your money keeps on multiplying over a period of time. Also, compounding is a long-term concept. And by long-term, I mean 15-30 years. Investing early is as important as investing wisely. Just a small amount can increase your earnings rapidly. Let’s see how an Rs 15K investment can earn you Rs 10 Cr. Benefits of SIP Investment Rupee-Cost Averaging Disciplined Investing Simple and easy to monitor Flexibility A SIP can be stopped any time at one’s convenience. The SIP can be paused, or the SIP amount can be increased or decreased at any time during the SIP’s tenure Long-term gains SIP gives return only over a period of long-term. Its important one sticks to an investment for at least a period of 10 years for higher returns. Patience is the key to success. Stay invested for long to earn higher returns. Guy Spier said, “Long-term compounding is an investor’s best friend, so why to get in its way”. So do not get in the way of your investments in short-term. Remember, compounding only works in the long term. To umeed hai apko ye video pasand ayega Facebook: https://www.facebook.com/MARKETMAESTROO Twitter : https://twitter.com/marketmaestroo : https://.com/marketmaestroo For any BUSINESS INQUIRY - [email protected]
Views: 36488 Market Maestroo
Reviewed 2015 Hyundai Genesis: Best Value For Money In The Segment
We had the opportunity to spend a week with the 2015 Hyundai Genesis, which included a 700+ mile road trip. The model we had was the very base version, as in ZERO options! The test here is, how does this not only stack up against BMW, Mercedes, Audi, Cadillac and Lexus, but just how good is the bare bones model. That is what we find out on this episode of Rumblestrip.NET and Ten Minute Test Drive.
Views: 26151 Rumblestrip.NET
How to Calculate the Present Value of an Annuity | Episode 43
In this video I show how to calculate the present value of an annuity. In addition to converting the series of payments via the traditional discounting method I'll show how to solve the problem utilizing a handy equation. Go Premium for only $9.99 a year and access exclusive ad-free videos from Alanis Business Academy. Click here for a 14 day free trial: http://bit.ly/1Iervwb To learn how Matt creates videos like this one, go here: http://bit.ly/1A4SHFH To view additional video lectures as well as other materials access the following links: YouTube Channel: http://bit.ly/1kkvZoO Website: http://bit.ly/1ccT2QA Facebook: http://on.fb.me/1cpuBhW Twitter: http://bit.ly/1bY2WFA Google+: http://bit.ly/1kX7s6P
Views: 190707 Alanis Business Academy
Perpetuity Lesson/Tutorial: Definition, Present Value of a Perpetuity Formula & Examples
http://www.subjectmoney.com In this Perpetuity Lesson I define what a perpetuity is, how to calculate the present value of a perpetuity, and also provide you with some examples of solving the present value of a perpetuity. A perpetuity is a steady stream of Cash Flow s of equal amounts that are to be received or paid indefinitely. A perpetuity is a form of an ordinary annuity and is sometimes called a perpetuity annuity. A true perpetuity is rare but they are not non-existent. Around 1871 the British government issued a Bond that was a true perpetuity known as a Consol. The purchaser of a Consol was entitled to receive an annual coupon payment at a fixed rate forever. You may wonder why or how a government or any entity would want to agree to such a long-term commitment of payments. They do this because they can guarantee payment by reinvesting the money from the purchaser into Investment s that earn a higher return.
Views: 17049 Subjectmoney
Privatized Banking: What Kind of Policy Do I Use?
Privatized banking helps you control your capital, where you have access, safety, liquidity, growth, and you're able to borrow against it as collateral and use it elsewhere earning a return in two places at the same time. https://themoneyadvantage.com/privatized-banking-what-kind-of-policy-do-you-use/ Behind this strategy is a product called specially designed whole life insurance. Life insurance falls into three main classifications or buckets; term, universal, and whole life insurance. Term Life Insurance is just as it sounds; it's for a term or a specified length of time. Within term insurance, there's no equity build up or cash value. It can have a very specific use in supplementing and adding on to other life insurance products to increase your total benefit. It may also be used as a temporary strategy where you put a convertible term policy in place, and then later convert that over to whole life. Term life insurance as a standalone product is not sufficient to use for privatized banking. Universal Life Insurance is a hybrid between Term Life and whole life insurance. You're getting cash value, and it's often not quite as high of a price point in terms of premium. However, there's a lot going on inside of a universal policy that makes it unstable, and not enough guarantees to be used for privatized banking. One of the key reasons why this is the case is that sometimes within a universal product, be it universal, universal variable, equity indexed universal, sometimes the premium that has been illustrated is not sufficient to keep the policy in force, and more premium is needed to keep the policy from imploding. That's not the guarantee that we need in the privatized banking strategy. The third bucket of life insurance is whole life insurance. There are a lot more guarantees. First, you have a guaranteed premium, meaning you'll never have a premium increase in order to make the policy perform. Second, you have guaranteed cash value growth. So within the policy, you have access to your cash value, which is a portion of your death benefit that you can use. Now, the type of whole life policy that we use is only with a mutual company. The reason that we use a mutual company is that, by law when the company is profitable, they distribute their profits to the policy owners in the form of a dividend. A lot of whole life policies are structured with only base premiums. This is the foundational premium or payment that goes into a whole life policy. The base premium builds up a lot of dividends over time, and has a lot of long-term growth, but has very little cash value early in the life of the policy. There's another type of premium called paid-up additions, and that portion of premium buys a relatively small amount of death benefit, and a lot goes towards cash value. You want to structure the policy in a way that you have a lot of paid-up additions so that you have early high cash value. It's not your traditional whole life product that takes forever to build cash value. Instead, you have access to usually 50% - 70% of the money that you put in, in the very first year. Usually, we're seeing a break even point where all of the money that you've put in is 100% available to you between years five and seven, sometimes up to year nine or more depending on the age and the health status of the person. So there are some adjustments and reasons to make changes to make sure that the policy is maximized for you. Let's recap the things that you need to know to make sure that a policy will work for privatized banking. It needs to be a whole life product with a mutual company where you're going to earn dividends, and have cash value growth. You also want to make sure that you have the funding structured with a paid-up addition rider to make sure that you're maximizing early cash value. The last thing I want to point out is that you want to make sure the policy doesn't become a MEC (Modified Endowment Contract). This is simply fancy insurance lingo, but what it means is that without MEC'ing, a life insurance product is designed to be paid with after tax dollars. Then as it grows, the growth is tax-deferred, and if you use the policy correctly, it's also not taxed when you use the money. If you don't utilize the policy correctly you lose those tax advantages, and it switches over to a vehicle where you pay tax when you access the money inside. That's what we don't want because we're losing too much of that tax advantage that makes it attractive in the first place as a tool to store your cash. I hope this is helpful to you in figuring out what your life insurance product needs to look like to maximize the benefits and advantages of privatized banking. A place to store cash where you have maximum growth, safety, access to your capital, and you're able to have that uninterrupted compound growth inside the policy even while you use the money somewhere else. #MoneyAdvantage
James Rickards author of The Death of Money w/ Glenn Beck Coming Collapse of the Dollar
Glenn Beck had on his TV Show James Rickards author of "The Death of Money: The Coming Collapse of the International Monetary System" for the book go to: http://www.bit.ly/DeathofMoneyBook ~ For more info go to: http://www.GlennBecksBookList.com To Subscribe to The Blaze for $1 go to: http://www.video.theblaze.com/about/index.jsp “The next financial collapse will resemble nothing in history. . . . Deciding upon the best course to follow will require comprehending a minefield of risks, while poised at a crossroads, pondering the death of the dollar.” The international monetary system has collapsed three times in the past hundred years, in 1914, 1939, and 1971. Each collapse was followed by a period of tumult: war, civil unrest, or significant damage to the stability of the global economy. Now James Rickards, the acclaimed author of Currency Wars, shows why another collapse is rapidly approaching—and why this time, nothing less than the institution of money itself is at risk. The American dollar has been the global reserve currency since the end of the Second World War. If the dollar fails, the entire international monetary system will fail with it. No other currency has the deep, liquid pools of assets needed to do the job. Optimists have always said, in essence, that there’s nothing to worry about—that confidence in the dollar will never truly be shaken, no matter how high our national debt or how dysfunctional our government. But in the last few years, the risks have become too big to ignore. While Washington is gridlocked and unable to make progress on our long-term problems, our biggest economic competitors—China, Russia, and the oilproducing nations of the Middle East—are doing everything possible to end U.S. monetary hegemony. The potential results: Financial warfare. Deflation. Hyperinflation. Market collapse. Chaos. Rickards offers a bracing analysis of these and other threats to the dollar. The fundamental problem is that money and wealth have become more and more detached. Money is transitory and ephemeral, and it may soon be worthless if central bankers and politicians continue on their current path. But true wealth is permanent and tangible, and it has real value worldwide. The author shows how everyday citizens who save and invest have become guinea pigs in the central bankers’ laboratory. The world’s major financial players—national governments, big banks, multilateral institutions—will always muddle through by patching together new rules of the game. The real victims of the next crisis will be small investors who assumed that what worked for decades will keep working. Fortunately, it’s not too late to prepare for the coming death of money. Rickards explains the power of converting unreliable money into real wealth: gold, land, fine art, and other long-term stores of value. As he writes: “The coming collapse of the dollar and the international monetary system is entirely foreseeable. . . . Only nations and individuals who make provision today will survive the maelstrom to come.” (Amazon.com)
Views: 47767 GlennBeckBookList
The Time Value of Money  (TVM) in Financial Management | Simplilearn
(http://www.simplilearn.com). Time Value of cash or TVM is one among the foremost vital ideas in Financial(monetory) management. continuance of cash defines the worth of cash against the clock and alternative factors poignant it. For example: the worth of one greenback won't be a similar like these days in future. the worth of cash changes by time supported numerous factors. TVM defines the relation between gift price, future price, time and interest. This video explains the construct of your time price of cash with relation to topics like future price, gift price, interest rates etc. therefore providing a whole summary of the construct of your time price of cash.
Views: 910 Simplilearn
The paradox of value - Akshita Agarwal
View full lesson: http://ed.ted.com/lessons/the-paradox-of-value-akshita-agarwal Imagine you’re on a game show and you can choose between two prizes: a diamond … or a bottle of water. It’s an easy choice – the diamonds are more valuable. But if given the same choice when you were dehydrated in the desert, after wandering for days, would you choose differently? Why? Aren’t diamonds still more valuable? Akshita Agarwal explains the paradox of value. Lesson by Akshita Agarwal, animation by Qa'ed Mai.
Views: 1368698 TED-Ed
What makes a good life? Lessons from the longest study on happiness | Robert Waldinger
What keeps us happy and healthy as we go through life? If you think it's fame and money, you're not alone – but, according to psychiatrist Robert Waldinger, you're mistaken. As the director of 75-year-old study on adult development, Waldinger has unprecedented access to data on true happiness and satisfaction. In this talk, he shares three important lessons learned from the study as well as some practical, old-as-the-hills wisdom on how to build a fulfilling, long life. TEDTalks is a daily video podcast of the best talks and performances from the TED Conference, where the world's leading thinkers and doers give the talk of their lives in 18 minutes (or less). Look for talks on Technology, Entertainment and Design -- plus science, business, global issues, the arts and much more. Find closed captions and translated subtitles in many languages at http://www.ted.com/translate Follow TED news on Twitter: http://www.twitter.com/tednews Like TED on Facebook: https://www.facebook.com/TED Subscribe to our channel: http://www.youtube.com/user/TEDtalksDirector
Views: 11199368 TED
Life Insurance Is NOT an Investment - Dave Ramsey Rant
Don’t waste money on whole life insurance. Get cheap term life insurance here, and then invest the rest! https://goo.gl/LFpCEj SUMMARY Brittany from Johnson City, TN calls into The Dave Ramsey Show to ask Dave about her life insurance policy. She currently has portfolio insurance, with both permanent whole life and term life insurance included. After going through Dave’s Financial Peace University, she learned that Dave doesn’t recommend whole life and wants to know if he agrees that she should switch to term life insurance. Dave reminds her, “Never under any circumstances use life insurance as an investment vehicle.” He advises instead to take the money you’re putting into a whole life policy and invest it in good mutual funds. When you use life insurance as an investment vehicle, you get a bad rate of return regardless of what your whole life agent quotes you. You make somewhere between 3–5% on your money rather than making 10–11% in mutual funds. Additionally, when you die with cash value life insurance, your beneficiary is only paid the face value of your policy. The cash value that you saved, that only accrued a small rate of return, is never given to your beneficiary. And you pay 20 times more for it than you would for term life insurance. Dave believes the best way to buy insurance is to go through a broker that shops around several companies and finds you the best term life insurance deal. RESOURCES Hear more of Dave explaining why term life is the only type of life insurance you should have: https://www.youtube.com/watch?v=zvs5WsfEjMY&index=1&list=PLN4yoAI6teRMyTbctjoCftKKEWIo6PRYS Learn the real truth about life insurance here: https://www.daveramsey.com/blog/the-truth-about-life-insurance Learn more about whole life vs. term life insurance: https://www.daveramsey.com/blog/term-life-vs-whole-life-insurance THE DAVE RAMSEY SHOW The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country! Watch video profiles of people just like you as they call in from Ramsey Solutions to do their debt-free scream live. The show streams live on YouTube M–F from 2–5pm ET! Watch here: https://www.youtube.com/channel/UC7eBNeDW1GQf2NJQ6G6gAxw
Views: 28357 The Dave Ramsey Show

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