On this episode of Simple समाचार, we discuss whether privatising public sector banks can help in controlling the financial frauds. Recently, Punjab National Bank reported a scam of Rs 11,300 in which celebrity jeweller Nirav Modi and Mehul Choksi are involved. Another scam involving Rotomac owner Vikram Kothari has come to light. Experts share that privatising these banks can solve the problems. (Audio in Hindi)
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Sir ji bank m kitna pressure hota h...kabhi dekha h...khali bethe hue bank employee ko...hmesha lga rhta h...kam s....or itane bde loan ka bank employee s kya mtlb h...ye sb rbi ya cvc ya kisi bde org ko dekhna chahiye.......itna bda loan kese hue....or b bht kuch parde k piche hota h....
Or nationalise bank kitna govt k pressure m hoti h...insurance ki cross selleing...or sby jjby atal pensn or adahar b aa gya h ab to....sb kuch banko k upr laad dia h....
Reporter shahab app economists ke against jaa rhe hai. Apni degrees & credentials public kijiye.2008 mai sarkari banks pe pass leke gye kyunki unko pata hai ki government chaahe diwalia bhi ho jaaye log bhukhe bhi marr jaye tax money ko use karke PSBs ko bachaya jayega. PSBs are burden on Indian economy tumhari khudki ki report indirectly yahi kah rahi hai.
2008 Mai Jaise America me banks ko bachaya waise Yaha bhi ho Sakta hai. United kingdom ne banks ko limited Karne ke lie initiative bhi Suru kr die hai.
"HUMKO PSBs ko private krna chahiye or private banks pe government control ko enhance Karna Chahiye"
Mr.anchor.....we have all seen how private sector bank give service to low balance customer.....they dobt even care for poor ...whereas PSU Bank give service to everyone...PSU bank are bound to mass banking..
PSB's me line lambi hone ka 1 reason Hai... they serve every section of country from rickshaw Wala to airplane Wala unlike Private sector banks jinka minimum a/c opening charges b kissi ki monthly income se kahi zyada hota Hai. they treat poor people like untouchables.... moreover PSB's serve people of those regions too where a common Man can-not dare to go.... respect for those guys working in PSB's under sever conditions like army personals ... living apart from der families, earning the lowest salary but still serving the nation..
There is a huge socio-economic agenda which only public sector banks cater to. Does anyone speak about who will run branches in the remote parts of the country where you have to walk for 12 hours to reach the branch ?
If private sector is all about good corporate governance, then tell me which public sector company is in NCLT today ? They are all private sector companies. We talk about privatisation because we now have one bank as a good example. There are many public sector companies which have top-Class corporate governance.
(Chairman, State Bank of India, Economic Times 27 February 2018. Page 11 ETQ&A)
Very good representation. It's a fact that privatisation will bring doom & gloom to Indian economy. Example of US & European private banks is before us. This pro-corporate government is a disaster for future of India. Hope NDTV will bring more facts and figures of world economy and also show views of more economists of world not those like Bhagwati. We want hear Raghuram Rajan and Amartya Sen on privatisation of PSUs in view of growing unemployment. Thanks.
To make psu bank work more efficiently 1. No Politician should be on board. 2. Strict monitoring of funds by at least 3 officers. 3. Any loan above 100 cr should be wetted by the branch passed on to the GM office and sanctioned by the board with mortgage. No recommendation by the Govt. Nor any political party should be entertained.
In India private sector most banks r belonging to politicians to put there black money in such banks where these private sector banks r keeping making showing account to as per fake records to government concern authorities but these accounts work on fake depositors name which private banks r knowing very well that this fake account belongs to whom
Banks are there in existence from past 150 years in India. Rules were made by British. It is not the lack of rules or bad laws but these very rules are compromised for few individuals.
For loan or credit, collateral is required, in Nirav Modi case, it is some agriculture land in Kutch area.
And secondly, earlier loans were given based on company's total assets, then it was made Market cap. Then 2G licenses and coal mine licenses were issued to few. Based on these licenses, companies could inflate assets value multiple times, and get loans. Basic 2G and coal scam is allowing companies to show there assets value multiple times higher. Now this has been stopped. Hence, all India Industrialist are no more investing in India since they can't get loan any More.
Then scam got bigger when these loan we're issued wrongly even when courts had cancelled licenses. EPC companies played major role in eating away all loans by taking mobilisation advances from banks. Today out 20 big EPC, 18 have filed for CDR
Sub contractors also took bank advances multiple time and scam got bigger.
Now since infra is down, current govt started handing over loans and advance to Diamond, jewel companies mostly located in India. Diamond companies have mirror companies in foreign countries, they get export order from there sister organization in foreign and to process the export order take advance. And after sometime, Indian companies show export company has gone bust, payment is not made and advance is eaten away.
Since, lot of NPA were there, Modi had to infuse funds to banks, So, they started sucking common public money by opening Jan dhan account, Demonitization,. So, that again banks have funds to lend. Now diamond and jewel sector has total exposure of USD $92 bn. Total market cap is falling down and is now pegged at 35 bn. Hence, sure shot public money has gone
Now if you think modi is making you future bright, then you are totally wrong.
Future steps are making public sector banks private. You will have Ambani ,Adani and Modi banks. These banks will be controlling whole nation economy and hence your freedom is gone. If you speak again St Ambani, your account will be frozen, since it is linked with AADHAAR, every identity of yours would be deleted
And all these insurance scheme's which Modi has brought in, do you know all insurance is issued by private insurance companies, but work is done by public sector banks. Public sector banks collect or deduct money from your account, send money to private insurance companies, and has even a single person got money from accident cover or rail insurance. No, since all certificate s are issued by private insurance companies which are issued after the term or travel is over
So, people don't call him Hitler just like that. If you vote for him you are going to loose your freedom soon.
:For banks privatisation few steps have already been taken. Few banks have been merged. So, fewer banks, it will be easy to control
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